The Block Report

House report

316 W Durham St

3 bd · 1 ba · 2 stories · 1,148 sqft · RSA5 · built 1925

Owner-occupied · assessed $356K (2026) · 2027 OPA assessment $391K · sold 1×. On the 300 block of W Durham St.

Property summary

Assessment$356,0002026 OPA assessment · 2027: $391,400 Last sale$195KRecorded 2011 Est. tax bill$3,583/year2026 OPA · Homestead-adjusted Tax delinquencyNo 2022 matchNot proof account is current Permits2Every fetched City permit Violations0 open3 historical across 2 cases

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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Street view of 316 W Durham St
From the street — imagery © Google
From above — imagery © Esri, Maxar

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$3,583/year

2026 taxable assessment $256,000 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $391,400; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 092017700
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationHomestead exemption

2026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1925: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$356,000
2026 billed-year assessment · 2027: $391,400 · built 1925
Price / sq ft
$341
block $343 · in line w/ block
Appreciation
+84%
+6%/yr, city 6.5%
In 5 years (~2031)
~$393K
+6%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$3,583
0.92% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
8.1%
≈$3K/mo rent
Times sold
1

Assessment vs. the block · every dated City record marked on the line

$0$250K$500K2016 OPA assessment: $194K2017 OPA assessment: $194K2018 OPA assessment: $194K2019 OPA assessment: $227K2020 OPA assessment: $217K2021 OPA assessment: $217K2022 OPA assessment: $217K2023 OPA assessment: $293K2024 OPA assessment: $293K2025 OPA assessment: $356K2026 OPA assessment: $356K2011 — Deed / sale $195K · 2011-08-05: Zoning · 2011-08-05: Major alteration2019 — 2019-08-07: CLIP VIOLATION NOTICE · 2019-08-07: HIGH WEEDS-CUT2022 — 2022-06-14: EXTERIOR AREA WEEDS · 2022-06-30: L&I investigation$356K201120142017202020232026
This propertyBlock median & rangeDeed / saleL&I violationPermitInspection
2022-06-30: L&I investigation
Highlight
Every dated record7 events · scroll to browse
  1. InspectionL&I investigation
  2. L&I violationEXTERIOR AREA WEEDS
  3. L&I violationCLIP VIOLATION NOTICE
  4. L&I violationHIGH WEEDS-CUT
  5. PermitZoning
  6. PermitMajor alteration
  7. Deed / saleDeed / sale $195K

The paper trail

Improved

Bought for $195K in 2011. Owner pulled a major alteration permit in 2011.

  1. 2011 $195KSoldZoningPermitMajor alterationPermit
  2. 2019 2 L&I violationsL&I
  3. 2022 L&I violationL&IInspection failed ×2L&I visit

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 7 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. InvestigationL&I investigation

    Case CF-2022-058109 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  2. ViolationEXTERIOR AREA WEEDS

    Case CF-2022-058109 · Violation VI-2022-042415 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  3. ViolationCLIP VIOLATION NOTICE

    Case 700079 · Violation 5138864 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  4. ViolationHIGH WEEDS-CUT

    Case 700079 · Violation 5138865 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  5. PermitZoning

    Permit 356870 · COMPLETED

    SFD - REAR DECK 16 X 15

  6. PermitMajor alteration

    Permit 356839 · COMPLETED

    MAKE REPAIRS TO EXISTING PANTRY BUMP OUT TO INCLUDE SIDING SHEATHIN AND INSULATION. BUILDING DECK TO INCLUDE 3- 2X12 HEADERS, 4- 6X6 POSTS FOR DECK SUPPORT AND A 6X6 PT COLUMN FOR PANTRY BUMP OUT SUPPORT. RAILINGS ON LEVEL WITH KITCHEN. AS PER PLAN.

  7. Recorded transfer$195K transfer

    2011

What this record suggests

The City file documents 2 permits touching kitchen work. 2 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,148 sqft
livable area
Lot
2,131 sqft
Basement
Partial
city code H
Heat
Undetermined
city code H
Central air
No
Garage
1 space
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C+
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 316 W Durham St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$391K
20%
6.875%
$3K/mo

When this house last sold (2011) a 30-year mortgage ran about 4.45% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

316 W Durham St sits on the 300 block of W Durham St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 314 W Durham St  ·  318 W Durham St

Where this comes from
Methodology & freshness

This report was assembled Jul 10, 2026, 4:37 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)