Public Records
Edition
Philadelphia3100 block of N Broad StJuly 9, 2026

House report

3138 N Broad St

3 stories · 2,757 sqft · CMX3 · built 1915

Owner-occupied · assessed $195K · sold 2×. On the 3100 block of N Broad St.

Street view of 3138 N Broad St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1915: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

If you’re the landlord

Lead certificate is not optional

Built 1915: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$195K
built 1915
Price / sq ft
$71
block $68 · in line w/ block
Appreciation
+205%
+11%/yr, city 6.5%
In 5 years (~2031)
~$196K
+11%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$3K
1.4% effective
Gross yield
Times sold
2
licensed rental

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$250K$500KBefore this chart — 2010: 2 L&I violations 2012: Appeal granted with conditions2020: Sold $300K2023: Change of Use2024: Certificate of Occupancy (CO) (may inclu… 2024: Addition and/or Alteration 2024: Alterations 2024: New Construction 2024: Addition and/or Alterations 2024: Addition and/or Alteration2025: Certificate of Occupancy (CO) (may inclu… 2025: Sold $150K$195K201620222027
This houseBlock median & rangeSalePermit
The paper trail

Bought for $300K in 2020, built new under a 2023 permit, sold for $150K in 2025.

  1. 2010 2 L&I violationsL&I
  2. 2012 Appeal granted with conditionsZoning
  3. 2020 $300KSold
  4. 2023 Change of UsePermit
  5. 2024 Certificate of Occupancy (CO) (may inclu…PermitAddition and/or AlterationPermitAlterationsPermitNew ConstructionPermitAddition and/or AlterationsPermitAddition and/or AlterationPermit
  6. 2025 Certificate of Occupancy (CO) (may inclu…Permit$150KSold

Flags: active rental license · 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Stories
3
Interior
2,757 sqft
livable area
Lot
1,662 sqft
Basement
Full, unfinished
city code C
Heat
Undetermined
city code H
Central air
No
Garage
1 space
Exterior condition
Average
city code 4
Interior condition
Below average
city code 5
Quality grade
C+
assessor's grade
Zoning
CMX3
city zoning code
Zoning appeals
1
granted with conditions 2012

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 3138 N Broad St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$150K
20%
6.875%
$1K/mo

When this house last sold (2025) a 30-year mortgage ran about 6.6% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Next door: 3136 N Broad St  ·  3140 N Broad St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)