House report

3124 Mechanicsville Rd

1 story · 1,700 sqft · RSD3 · built 2002

Owner-occupied · assessed $306K (2026) · 2027 OPA assessment $306K. On the 3100 block of Mechanicsville Rd.

Street view of 3124 Mechanicsville Rd
From the street — imagery © Google
From above — imagery © Esri, Maxar
BlockReport AI · cited public records

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Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$2,884/year

2026 taxable assessment $206,000 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $306,000; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 663059005
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationHomestead exemption

2026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.

Historical delinquency sources No current conclusion

The June 2022 delinquency snapshot was not verifiably available in this cached report. No conclusion about a match—or today’s balance—can be drawn from that absence.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

History

Why it matters

6 L&I violations (2021); Inspection failed ×2 (2021); Inspection failed (2022); 2 L&I violations (2023); Inspection failed ×2 (2023); Inspection passed (2024).

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Zoned RSD3: one household by right

Single-family detached, small lot. Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

The last transfer used nominal consideration

The latest deed records $100 or less and shared-name parties. That is not a usable market-sale price and can reflect a family, estate, gift, correction, or entity transfer. Inspect the deed and order a title search rather than inferring the relationship or chain.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: every fetched annual City assessment, charted against its block and ZIP; appreciation includes the full-period compound rate and the latest year-over-year change. The 5-year figure simply extends that historical pace. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$306,000
2026 billed-year assessment · 2027: $306,000 · built 2002
Price / sq ft
$180
block $220 · below block
Appreciation
+7%
+1%/yr since 2016 · 2027 +0% vs 2026
In 5 years (~2032)
~$316K
+1%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$2,884
0.94% effective
Jun 2022 tax snapshot
Gross yield
4.5%
≈$1K/mo rent
Times sold
0
latest deed has shared-name parties

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$500K$1.0MZIP 19154 median$306K2015201720192021202320252027
Property assessmentBlock median & rangeZIP 19154 medianAssessment

Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

The paper trail

6 L&I violations (2021); Inspection failed ×2 (2021); Inspection failed (2022); 2 L&I violations (2023); Inspection failed ×2 (2023); Inspection passed (2024).

  1. 2021 6 L&I violationsL&IInspection failed ×2L&I visit
  2. 2022 Inspection failedL&I visit
  3. 2023 2 L&I violationsL&IInspection failed ×2L&I visit
  4. 2024 Inspection passedL&I visit

Flags: latest deed has shared-name parties — relationship unverified. Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Stories
1
Interior
1,700 sqft
livable area
Lot
1,512 sqft
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Zoning
RSD3
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 3124 Mechanicsville Rd takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$306K
20%
6.875%
$1K/mo
Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

3124 Mechanicsville Rd sits on the 3100 block of Mechanicsville Rd. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 3122 Mechanicsville Rd  ·  3126 Mechanicsville Rd

Where this comes from

Methodology & freshness

This report was assembled Jul 9, 2026, 10:21 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)