2026 taxable assessment $132,600 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $390,900; it is not the 2026 billed-year value.
House report
3113 W Montgomery Ave
4 bd · 2 ba · 3 stories · 2,014 sqft · RSA5 · built 1915
Owner-occupied · assessed $403K (2026) · 2027 OPA assessment $391K · sold 2×. On the 3100 block of W Montgomery Ave.
Property summary
Assessment$402,9002026 OPA assessment · 2027: $390,900
Last sale$425KRecorded 2020
Est. tax bill$1,856/year2026 OPA · Homestead-adjusted
Tax delinquencyNo 2022 matchNot proof account is current
Permits10Every fetched City permit
Violations0 openNo historical match in fetched records
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
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Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 3230042002026 OPA removes $270,300 from the taxable assessment through the owner-occupant exemption.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordRenovated & sold on
Why it mattersBought for $135K in 2020, interior non-load-bearing wall demo. permit in 2020, sold for $425K in 2020 (+215%).
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1915: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$402,900
2026 billed-year assessment · 2027: $390,900 · built 1915
Price / sq ft
$194
block $124 · above block
Appreciation
+892%
+26%/yr, city 6.5%
In 5 years (~2031)
~$396K
+26%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$1,856
0.47% effective, reduced taxable assessment
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
3.9%
≈$1K/mo rent
Times sold
2
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeSalePermit
Highlight
The paper trail
Renovated & sold onBought for $135K in 2020, interior non-load-bearing wall demo. permit in 2020, sold for $425K in 2020 (+215%).
- 2007 AlterationPermitElectricalPermit
- 2008 PlumbingPermit
- 2010 UsePermit
- 2020 $135KSoldInterior Non-Load-Bearing Wall Demo.PermitAddition and/or AlterationPermitAddition and/or AlterationsPermitAlterationsPermitAddition and/or AlterationPermit$425KSold
- 2023 Addition and/or AlterationPermit
City record timeline
Every dated deed, permit, inspection, license, violation, certification, and appeal—together.
The timeline combines the report’s transfer history with every successfully fetched L&I and zoning row. A date or status is the City’s filed record, not a statement that the condition remains current; use the official file for live detail.
- Recorded owner
- Individual owner on record
- L&I district
- NORTH
- OPA account
- 323004200
What this record suggests
The City file documents 10 permits touching kitchen work, bathroom work, drywall / interior finishing, electrical work. 10 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
- PermitAddition and/or Alteration
Permit EP-2023-007143 · Completed
Installation of solar array in accordance with signed standard.
- PermitAddition and/or Alteration
Permit EP-2020-001865 · Completed
Install a 200 amp service and rewire throughout an existing single family dwelling per 2014 NEC.
- PermitAlterations
Permit PP-2020-002731 · Completed
For Interior Plumbing, WITHOUT PIPING, to include [3]WATER CLOSETS, [3]LAVATORIES, [2]SHOWERS/TUBS, [1]LAUNDRY SINK, [1]KITCHEN SINK, [1]WATER HEATER and [1] as per 2018 Philadelphia Plumbing Code.
- PermitAddition and/or Alterations
Permit MP-2020-000032 · Completed
EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES- (Install new duct work with 80,000 BTU and 3 ton AC condenser)-For the installation if New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans.
- PermitAddition and/or Alteration
Permit 1050377 · Completed
INSTALL DRYWALL, REPLACE WINDOWS, DOORS, KITCHEN, BATHROOMS,INTALL MOLDING AND PAINTING, INSTALL NEW STAIRS AND ASSOCIATED JOISTS.
- PermitInterior Non-Load-Bearing Wall Demo.
Permit 1044109 · Completed
EZ INTERIOR DEMOLITION-DEMO AND REMOVE WALL FINISHES FROM NONLOAD BEARING PARTITION WALLS THROUGHOUT For the interior demolition on non-bearing partition wall and ceilings as per attached standard. Deviations from these standards require submission of construction and site plans. . Structural alteration or repair is expressly prohibited under this permit. Prohibited structural work includes any modification to exterior walls, party walls, floor/roof framing or foundations.
- Recorded transfer$135K transfer
2020
- Recorded transfer$425K transfer
2020
- PermitUse
Permit 274350 · COMPLETED
USE TO FAMILY DAYCARE
- PermitPlumbing
Permit 125284 · COMPLETED
REPLACE WATER DISTRIBUTION LINE
- PermitElectrical
Permit 104143 · COMPLETED
COMPLETE 3 STORY REWIRE. INSTALL 30 RECEPTS AND 12 SWS, 4 HW SMOKES AND ARC FAULT BREAKERS. PROVIDE 100A SVS. (NORTH DIST)
- PermitAlteration
Permit 89003 · COMPLETED
ROOF REPLACEMENT, BUILT-UP SYSTEM (SFD)
Free record guide
How Philadelphia’s property system works
These explainers are free because the record only helps if you know what it can—and cannot—prove. Use the linked City guidance for the controlling rule.
Permits and inspections 10 on this property
This property’s file includes BP_ALTER, EP_ELECTRL, PP_PLUMBNG, ZP_USE permit records. A permit documents authorized scope and a City process; it is not by itself proof that every described improvement was completed, remains in place, or meets today’s condition expectations.
L&I inspections are scheduled at defined stages; final inspection and required certifications are separate steps in closing out applicable work.
How construction and repair permits work ↗See City inspection stages by permit type ↗Assessments and taxes
The OPA assessment is the City’s value on the tax roll—not an asking price, appraisal, or live account balance. The taxable assessment can differ from the full assessment because the City roll records exemptions or other treatment; the report keeps those fields separate.
Your annual estimate uses the taxable assessment. Payments, credits, interest, and the amount due are maintained separately in Tax Center.
How the Office of Property Assessment works ↗Philadelphia property-tax guidance ↗Violations, cases, and status
L&I enforcement records can include warnings, notices, orders, inspections, and later resolution activity. A closed visit is still a historical record; it is not a missing event.
How L&I code enforcement works ↗City violation and order types ↗Flags: material assessment exemption — legal basis and term unverified. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
4
Bathrooms
2
Stories
3
Interior
2,014 sqft
livable area
Lot
1,616 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
New / rehabbed
city code 2
New / rehabbed
Interior condition
New / rehabbed
city code 2
New / rehabbed
Quality grade
C+
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 3113 W Montgomery Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2020) a 30-year mortgage ran about 3.1% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
3113 W Montgomery Ave sits on the 3100 block of W Montgomery Ave. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 3111 W Montgomery Ave · 3115 W Montgomery Ave
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 5:11 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)