Public Records
Edition
Philadelphia2000 block of Amber StJuly 9, 2026

House report

2045 Amber St

4 bd · 3 stories · 2,628 sqft · RSA5 · built 2021

Owner-occupied · assessed $711K · sold 4×. On the 2000 block of Amber St.

Street view of 2045 Amber St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $1,991/yr reflects a 10-year abatement. It jumps to about $9,957/yr in 2032 — $7,966/yr more. Price the full bill, not the current one.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

The last transfer was not a sale

The most recent recorded deed moved for nominal consideration, within one family. That is where tangled-title problems live — budget a real title search. (Occupants untangling an inherited deed can get help from the city's Tangled Title Fund.)

If you own it

When the abatement ends, file for Homestead

An abated home cannot also take the Homestead Exemption. From 2032 it can — knocking about $1,400/yr off the full bill.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$711K
built 2021
Price / sq ft
$271
block $262 · in line w/ block
Appreciation
+6%
+1%/yr, city 6.5%
In 5 years (~2031)
~$712K
+1%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$2K
0.28% effective, abated
Gross yield
Times sold
4
kept in the family

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0MBefore this chart — 2003: Land $10K 2003: Land $50K2020: Land $149K 2020: New construction, addition, GFA change 2020: New Construction 2020: New Construction or Additions 2020: New Construction 2020: New Construction 2020: New Construction2021: Sold $686K2023: Change of Use 2023: 2 L&I violations$711K201620222027
This houseBlock median & rangeSaleLand buyL&I violationPermit
The paper trail

Bought for $10K in 2003, built new under a 2020 permit (tax-abated), sold for $686K in 2021.

  1. 2003 $10KLand buy$50KLand buy
  2. 2020 $149KLand buyNew construction, addition, GFA changePermitNew ConstructionPermitNew Construction or AdditionsPermitNew ConstructionPermitNew ConstructionPermitNew ConstructionPermit
  3. 2021 $686KSold
  4. 2023 Change of UsePermit2 L&I violationsL&I

Flags: tax-abated — the bill lags real value · long-held within one family. Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $1,991/yr under a 10-year tax abatement. In 2032 the bill reaches its full ~$9,957/yr — a step up of $7,966/yr, 5 assessment years out. Drag the slider.

2022: ~$1,884/yr2023: ~$2,002/yr2024: ~$2,002/yr2025: ~$2,016/yr2026: ~$2,016/yr2027: ~$1,991/yr2028: ~$1,991/yr (projected)2029: ~$1,991/yr (projected)2030: ~$1,991/yr (projected)2031: ~$1,991/yr (projected)2032: ~$9,957/yr (projected)2033: ~$9,957/yr (projected)202220322033
2027~$1,991/yrfrom the record

now: ($711,300 assessed − $569,065 abated) × 1.3998% ≈ $1,991/yr 2032: $711,300 assessed × 1.3998% ≈ $9,957/yr Flat 100% exemption (pre-2022 program, started 2022), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
4
Stories
3
Interior
2,628 sqft
livable area
Lot
1,150 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 2045 Amber St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$711K
20%
6.875%
$5K/mo
Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 2043 Amber St  ·  2047 Amber St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)