The Block Report

House report

306 W Coulter St

4 bd · 3 ba · 2 stories · 2,556 sqft · RSA5 · built 2018

Owner-occupied · assessed $448K (2026) · 2027 OPA assessment $537K · sold 2×. On the 300 block of W Coulter St.

Street view of 306 W Coulter St
From the street — imagery © Google
From above · selected parcel outlined; choose a neighboring polygon to open it — imagery © Esri, Maxar
BlockReport AI · cited public records

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Property summary

Assessment$448,0002026 OPA assessment · 2027: $537,100 Last sale$425KRecorded 2019 Est. tax bill$1,254/year2026 taxable assessment · full-value scenario $6,271/year · basis and term unverified Tax delinquency$816City snapshot · Jun 2022 Permits6Dated events in report Violations0 openNo historical match in fetched records

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$1,254/year

2026 taxable assessment $89,600 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $537,100; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 124037400
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationPartial assessment exemption — basis unverified

2026 OPA taxes $89,600 of $448,000 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.

See the assessment math →
Full-assessment scenario$6,271/year

Applying the same rate to the billed-year full assessment. OPA's numeric split does not say when or whether the current treatment changes.

See the assessment math →
Historical delinquency sources Record found

$816.04 was recorded for this parcel in Philadelphia's June 2022 delinquency snapshot. That amount may have been paid, reduced, or increased since; it is not a current payoff figure.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

New construction

Why it matters

Bought for $40K in 2016, built new under a 2017 permit (reduced taxable assessment shown), sold for $425K in 2019.

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Verify the current tax bill and exemption

The 2026 taxable assessment implies about $1,254/yr, while applying the same rate to the full assessment would imply about $6,271/yr — $5,017/yr more. OPA's assessment split does not establish the exemption program, expiration, or buyer eligibility. Verify the basis and live bill with OPA and Revenue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

Verify which assessment relief applies

OPA shows a material assessment exemption, but this record does not identify its legal basis or transfer treatment. Ask OPA for the approval history; if the current treatment ends, an eligible owner-occupant may need to apply separately for Homestead relief.

$816 in the June 2022 delinquency snapshot

The City recorded this amount in June 2022. It may since have been paid, reduced, or increased; verify the current balance directly with Philadelphia Revenue.

If you’re the landlord

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: every fetched annual City assessment, charted against its block and ZIP; appreciation includes the full-period compound rate and the latest year-over-year change. The 5-year figure simply extends that historical pace. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$448,000
2026 billed-year assessment · 2027: $537,100 · built 2018
Price / sq ft
$210
block $187 · above block
Appreciation
+3529%
+39%/yr since 2016 · 2027 +20% vs 2026
In 5 years (~2032)
~$2.7M
+39%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$1,254
0.23% effective, reduced taxable assessment
Jun 2022 tax snapshot
$816
recorded then · verify current
Gross yield
2.3%
≈$1K/mo rent
Times sold
2
licensed rental

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$500K$1.0MZIP 19144 median$537K2015201720192021202320252027
Property assessmentBlock median & rangeZIP 19144 medianAssessmentDeed / saleLand buy

Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record2 events · exact dates, newest first
  1. Deed / saleDeed / sale $425K
  2. Land buyLand record $40K

The paper trail

New construction

Bought for $40K in 2016, built new under a 2017 permit (reduced taxable assessment shown), sold for $425K in 2019.

  1. 2012 2 L&I violationsL&I
  2. 2016 6 L&I violationsL&I$40KLand buy
  3. 2017 2 L&I violationsL&INew constructionPermitZoning/usePermit
  4. 2018 ElectricalPermitSuppressionPermitMechanicalPermitPlumbingPermit
  5. 2019 $425KSold

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 2 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. Recorded transfer$425K transfer

    2019

  2. Land recordLand record

    2016

What this record suggests

The dated deed and City-record sequence is assembled below. Read timing as a research lead, not proof of renovation, condition, or motive.

Flags: material assessment exemption — legal basis and term unverified · active rental license · $816 recorded in the June 2022 delinquency snapshot — verify current balance. Informational only — not investment advice or a consumer report (FCRA).

The assessment exemption gap

OPA's 2026 taxable assessment implies about $1,254/year. Applying the same 1.3998% rate to the full assessed value would imply ~$6,271/year — $5,017/year more. That is a scenario, not a forecast: the assessment split alone does not identify the exemption program, approval date, expiration, transfer treatment, or live Tax Center balance.

2016: ~$207/yr2017: ~$214/yr2018: ~$214/yr2019: ~$214/yr2020: ~$744/yr2021: ~$744/yr2022: ~$744/yr2023: ~$1,087/yr2024: ~$1,087/yr2025: ~$1,254/yr2026: ~$1,254/yr20162026
2026~$1,254/yrestimated from assessment

2026: ($448,000 assessed − $358,416 exempt) × 1.3998% ≈ $1,254/yr full-assessment scenario: $448,000 × 1.3998% ≈ $6,271/yr The OPA amount does not prove a ten-year abatement or any other specific program. Obtain the approval history and verify the current Tax Center account; a buyer should not assume the seller's relief transfers or restarts.

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
4
Bathrooms
3
Stories
2
Interior
2,556 sqft
livable area
Lot
1,990 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Quality grade
B-
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 306 W Coulter St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$537K
20%
6.875%
$1K/mo

When this house last sold (2019) a 30-year mortgage ran about 3.94% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment with an optional full-assessment stress test, not a live Tax Center balance.

Block context

306 W Coulter St sits on the 300 block of W Coulter St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 304 W Coulter St  ·  302 W Coulter St

Where this comes from
Methodology & freshness

This report was assembled Jul 9, 2026, 5:23 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)