The Block Report

House report

3045 N 4th St

3 bd · 1 ba · 2 stories · 1,176 sqft · RSA5 · built 1920

Owner-occupied · assessed $30K (2026) · 2027 OPA assessment $36K · sold 4×. On the 3000 block of N 4th St.

Property summary

Assessment$30,4002026 OPA assessment · 2027: $35,500 Last sale$4KRecorded 2017 Est. tax bill$426/year2026 taxable assessment × 1.3998% Tax delinquency$1KCity snapshot · Jun 2022 Permits0Every fetched City permit Violations0 open8 historical across 5 cases

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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Street view of 3045 N 4th St
From the street — imagery © Google
From above — imagery © Esri, Maxar

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$426/year

2026 taxable assessment $30,400 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $35,500; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 193094300
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationNo exemption shown

2026 taxable assessment equals the full assessed value.

Historical delinquency sources Record found

$1,294.26 was recorded for this parcel in Philadelphia's June 2022 delinquency snapshot for 2018–2021. That amount may have been paid, reduced, or increased since; it is not a current payoff figure.

$459.34 principal$269.52 interest$81.94 penalty$483.46 other charges
4years recorded 2018–2021tax periods 2021-10-15last payment in snapshot Yesactionable flag Nopayment agreement Nobankruptcy flag Nosheriff-sale flag Noassessment appeal

The snapshot’s 2022 context used $7,100 total assessment, $7,100 taxable, and $0 exempt/abated. Those historical fields can differ from today’s OPA exemption status.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1920: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

$1,294 in the June 2022 delinquency snapshot

The City recorded this amount in June 2022. It may since have been paid, reduced, or increased; verify the current balance directly with Philadelphia Revenue.

Construction next door (3047 N 4th St, 2026)

Excavation deeper than 5 feet, or within 10 feet of an adjacent structure, legally requires the developer to survey neighboring homes first and give owners 10 days' written notice. Insist on the pre-construction survey — it is your evidence if cracks appear.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$30,400
2026 billed-year assessment · 2027: $35,500 · built 1920
Price / sq ft
$30
block $70 · below block
Appreciation
-40%
-5%/yr, city 6.5%
In 5 years (~2031)
~$35K
-5%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$426
1.2% effective
Jun 2022 tax snapshot
$1K
recorded then · verify current
Gross yield
36.5%
≈$1K/mo rent
Times sold
4

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$50K$100KBefore this chart — 2011: Sold $40K2016: 4 L&I violations 2016: L&I: 5 failed, 1 passed2017: 2 L&I violations 2017: Inspection failed 2017: Sold $9K 2017: Sold $9K 2017: Sold $4K2018: 2 L&I violations 2018: L&I: 1 failed, 1 passed$30K201620212026
This houseBlock median & rangeSaleL&I violationPermit

The paper trail

Frequently traded

Traded 4×: $40K in 2011 → $4K in 2017 (-90%).

  1. 2011 $40KSold
  2. 2016 4 L&I violationsL&IL&I: 5 failed, 1 passedL&I visit
  3. 2017 2 L&I violationsL&IInspection failedL&I visit$9KSold$9KSold$4KSold
  4. 2018 2 L&I violationsL&IL&I: 1 failed, 1 passedL&I visit

Every dated deed, permit, inspection, license, violation, certification, and appeal—together.

The timeline combines the report’s transfer history with every successfully fetched L&I and zoning row. A date or status is the City’s filed record, not a statement that the condition remains current; use the official file for live detail.

Open the City record ↗
Recorded owner
Individual owner on record Individual name redacted · official City record ↗
L&I district
CENTRAL EAST
OPA account
193094300
  1. InvestigationVAC INSP

    Case 623054 · PASSED

  2. InvestigationVAC INSP

    Case 623054 · FAILED

  3. ViolationVACANT PROPERTIES-GENERAL

    Case 623054 · Violation 4595612 · COMPLIED

  4. ViolationVACANT AND OPEN

    Case 623054 · Violation 4595611 · COMPLIED

  5. LicenseVacant Residential Property / Lot

    License 751352 · Inactive

    Joseph Florenti · Expires 2018-09-11 · Inactive 2018-11-10

  6. InvestigationVAC INSP

    Case 575764 · CLOSED

  7. ViolationVACANT PROPERTIES-GENERAL

    Case 575764 · Violation 4250974 · CLOSEDCASE

  8. ViolationVACANT AND OPEN

    Case 575764 · Violation 4250973 · CLOSEDCASE

  9. InvestigationVAC INSP

    Case 575764 · FAILED

  10. Recorded transfer$9K transfer

    2017

  11. Recorded transfer$4K transfer

    2017

  12. LicenseVacant Residential Property / Lot

    License 720289 · Inactive

    C/O WELLS FARGO · Expires 2017-11-16 · Inactive 2018-01-15

  13. InvestigationVAC INSP

    Case 526866 · CLOSED

  14. InvestigationVAC INSP

    Case 526866 · FAILED

  15. InvestigationVAC INSP

    Case 526859 · CLOSED

  16. ViolationVACANT STRUCTURE AND LAND

    Case 526859 · Violation 3890441 · CLOSEDCASE

  17. ViolationVACANT AND OPEN

    Case 526859 · Violation 3890440 · CLOSEDCASE

  18. ViolationVACANT STRUCTURE LICENSE

    Case 526866 · Violation 3976465 · CLOSEDCASE

  19. InvestigationVAC INSP

    Case 526859 · FAILED

  20. InvestigationHCEU INSP

    Case 517474 · PASSED

  21. InvestigationHCEU INSP

    Case 517474 · FAILED

  22. ViolationVACANT STRUCTURE AND LAND

    Case 517474 · Violation 3856181 · COMPLIED

  23. LicenseVacant Residential Property / Lot

    License 646052 · Inactive

    NANCY NOWAKOWSKI (C/O AGENT-WELLS FARGO) · Expires 2016-02-29 · Inactive 2016-04-29

  24. Recorded transfer$40K transfer

    2011

  25. LicenseRental

    License 362562 · Closed

    BORIS PETRENKO · Expires 2011-02-28 · Inactive 2012-12-22

Flags: $1K recorded in the June 2022 delinquency snapshot — verify current balance. Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,176 sqft
livable area
Lot
826 sqft
Central air
No
Exterior condition
Sealed / compromised
city code 7
Sealed / compromised
Interior condition
Sealed / compromised
city code 7
Sealed / compromised
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 3045 N 4th St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$36K
20%
6.875%
$1K/mo
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

3045 N 4th St sits on the 3000 block of N 4th St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 3043 N 4th St  ·  3047 N 4th St

Where this comes from
Methodology & freshness

This report was assembled Jul 10, 2026, 8:43 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)