Public Records
Edition
Philadelphia3000 block of N Front StJuly 9, 2026

House report

3038 N Front St

3 bd · 1 ba · 2 stories · 1,200 sqft · RM1 · built 1920

Owner-occupied · assessed $93K · sold 2×. On the 3000 block of N Front St.

Street view of 3038 N Front St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $428/yr reflects a 10-year abatement. It jumps to about $1,302/yr by 2026 — $874/yr more. Price the full bill, not the current one.

Built 1920: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you own it

When the abatement ends, file for Homestead

An abated home cannot also take the Homestead Exemption. From 2026 it can — knocking about $1,400/yr off the full bill.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$93K
built 1920
Price / sq ft
$78
block $78 · in line w/ block
Appreciation
+80%
+5%/yr, city 6.5%
In 5 years (~2031)
~$93K
+5%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$428
0.46% effective, abated
Gross yield
—
Times sold
2

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$50K$100KBefore this chart — 2000: Sold $25K 2002: Sold $4K 2012: Electrical2023: L&I violation 2023: Alterations2025: Roof Covering Replacement$93K201620222027
This houseBlock median & rangeL&I violationPermit
The paper trailNew construction

Bought for $25K in 2000, built new under a 2012 permit (tax-abated), sold for $4K in 2002.

  1. 2000 $25KSold
  2. 2002 $4KSold
  3. 2012 ElectricalPermit
  4. 2023 L&I violationL&IAlterationsPermit
  5. 2025 Roof Covering ReplacementPermit

Flags: tax-abated — the bill lags real value. Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $428/yr under a 10-year tax abatement. By 2026 the bill reaches its full ~$1,302/yr — a step up of $874/yr. Drag the slider.

2016: ~$428/yr2017: ~$428/yr2018: ~$428/yr2019: ~$402/yr2020: ~$307/yr2021: ~$307/yr2022: ~$307/yr2023: ~$428/yr2024: ~$428/yr2025: ~$428/yr2026: ~$428/yr2027: ~$428/yr201620262027
2027~$428/yrfrom the record

now: ($93,000 assessed − $62,424 abated) × 1.3998% ≈ $428/yr 2026: $93,000 assessed × 1.3998% ≈ $1,302/yr Flat 100% exemption (pre-2022 program, started 2016), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,200 sqft
livable area
Lot
750 sqft
Basement
Full
city code D
Heat
Hot water / radiators
city code B
Central air
No
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RM1
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 3038 N Front St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$93K
20%
6.875%
$700/mo

When this house last sold (2000) a 30-year mortgage ran about 8.05% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 3036 N Front St  ·  3040 N Front St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)