2026 taxable assessment $85,867 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $230,000; it is not the 2026 billed-year value.
House report
3002 Wharton St
3 bd · 2 stories · 1,200 sqft · CMX1 · built 2023
Owner-occupied · assessed $230K (2026) · 2027 OPA assessment $230K · sold 2×. On the 3000 block of Wharton St.
Property summary
Assessment$230,0002026 OPA assessment · 2027: $230,000
Last sale$230KRecorded 2023
Est. tax bill$1,202/year2026 taxable assessment · full-value scenario $3,220/year · basis and term unverified
Tax delinquencyNo 2022 matchNot proof account is current
Permits8Every fetched City permit
Violations0 openNo historical match in fetched records
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
Ask the questions this record raises.
Every choice opens the research chat with this property already in context. Curated questions are free.
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 3620000672026 OPA taxes $85,867 of $230,000 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.
See the assessment math →Applying the same rate to the billed-year full assessment. OPA's numeric split does not say when or whether the current treatment changes.
See the assessment math →Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordNew construction
Why it mattersBought for $3K in 2022, built new under a 2022 permit (reduced taxable assessment shown), sold for $230K in 2023.
View supporting records →Records to verify together
Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.
Post-purchase work pattern
A recorded purchase followed by 7 permit events matches the early part of a renovate-and-resell sequence.
Evidence: purchase recorded in 2023 · permit activity in 2023
Limit: This does not show that the property is listed or that a sale is planned.
Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Verify the current tax bill and exemption
The 2026 taxable assessment implies about $1,202/yr, while applying the same rate to the full assessment would imply about $3,220/yr — $2,018/yr more. OPA's assessment split does not establish the exemption program, expiration, or buyer eligibility. Verify the basis and live bill with OPA and Revenue.
If you own it
Verify which assessment relief applies
OPA shows a material assessment exemption, but this record does not identify its legal basis or transfer treatment. Ask OPA for the approval history; if the current treatment ends, an eligible owner-occupant may need to apply separately for Homestead relief.
Construction next door (3001 Wharton St, 2024)
Excavation deeper than 5 feet, or within 10 feet of an adjacent structure, legally requires the developer to survey neighboring homes first and give owners 10 days' written notice. Insist on the pre-construction survey — it is your evidence if cracks appear.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$230,000
2026 billed-year assessment · 2027: $230,000 · built 2023
Price / sq ft
$192
block $142 · above block
Appreciation
+0%
+0%/yr, city 6.5%
In 5 years (~2031)
~$230K
+0%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$1,202
0.52% effective, reduced taxable assessment
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
8.1%
≈$2K/mo rent
Times sold
2
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeSaleLand buy
Highlight
The paper trail
New constructionBought for $3K in 2022, built new under a 2022 permit (reduced taxable assessment shown), sold for $230K in 2023.
- 2022 New construction, addition, GFA changePermit$3KLand buy
- 2023 New ConstructionPermitNew ConstructionPermitNew Construction or AdditionsPermitNew Construction or AdditionsPermitNew Construction or AdditionsPermitNew ConstructionPermitNew ConstructionPermit$230KSold
City record timeline
Every dated deed, permit, inspection, license, violation, certification, and appeal—together.
The timeline combines the report’s transfer history with every successfully fetched L&I and zoning row. A date or status is the City’s filed record, not a statement that the condition remains current; use the official file for live detail.
- Recorded owner
- Individual owner on record
- L&I district
- CENTRAL WEST
- OPA account
- 362000067
What this record suggests
The City file documents 8 permits touching electrical work, plumbing. 8 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
- PermitNew Construction
Permit MP-2023-000114 · Completed
Mechanical / Fuel Gas Permit for combo RP-2022-011750
- PermitNew Construction
Permit EP-2023-000204 · Completed
Electrical Permit for combo RP-2022-011750
- PermitNew Construction or Additions
Permit PP-2023-000387 · Completed
Plumbing Permit (Water Distribution) for combo RP-2022-011750
- PermitNew Construction or Additions
Permit PP-2023-000388 · Completed
Plumbing Permit (Exterior Building Drainage) for combo RP-2022-011750
- PermitNew Construction or Additions
Permit PP-2023-000389 · Completed
Plumbing Permit (Interior) for combo RP-2022-011750
- PermitNew Construction
Permit FP-2023-000192 · Completed
FOR THE INSTALLATION OF A FIRE SUPPRESSION SYSTEM IN ACCORDANCE WITN NFPA 13D, WITH A ONE-INCH COMBINED FIRE SERVICE LINE, AS PER APPROVED PLANS. ALL WORK SHALL BE PERFORMED BY A FIRE SUPPRESSION CONTRACTOR LICENSED BY THE CITY OF PHILADELPHIA.
- PermitNew Construction
Permit RP-2022-011750 · Completed
FOR THE CONSTRUCTION OF AN ATTACHED STRUCTURE WITH CELLAR/CRAWSPACE. FOR A SINGLE-FAMILY HOUSEHOLD LIVING AS PER PLANS. NO UNDERPINNING ON THIS APPLICATION. *2018 IRC REVIEW* **SEPARATE PERMITS ARE REQUIRED FOR PLUMBING, MECH., OR ELECTRICAL WORK. **
- Recorded transfer$230K transfer
2023
- PermitNew construction, addition, GFA change
Permit ZP-2022-011173 · Completed
ERECTION OF A AN ATTACHED SINGLE FAMILY DWELLING AS PER PLAN
- Land recordLand record
2022
Free record guide
How Philadelphia’s property system works
These explainers are free because the record only helps if you know what it can—and cannot—prove. Use the linked City guidance for the controlling rule.
Permits and inspections 8 on this property
This property’s file includes Zoning, Residential Building, Fire Suppression, Plumbing permit records. A permit documents authorized scope and a City process; it is not by itself proof that every described improvement was completed, remains in place, or meets today’s condition expectations.
L&I inspections are scheduled at defined stages; final inspection and required certifications are separate steps in closing out applicable work.
How construction and repair permits work ↗See City inspection stages by permit type ↗Assessments and taxes
The OPA assessment is the City’s value on the tax roll—not an asking price, appraisal, or live account balance. The taxable assessment can differ from the full assessment because the City roll records exemptions or other treatment; the report keeps those fields separate.
Your annual estimate uses the taxable assessment. Payments, credits, interest, and the amount due are maintained separately in Tax Center.
How the Office of Property Assessment works ↗Philadelphia property-tax guidance ↗Violations, cases, and status
L&I enforcement records can include warnings, notices, orders, inspections, and later resolution activity. A closed visit is still a historical record; it is not a missing event.
How L&I code enforcement works ↗City violation and order types ↗Flags: material assessment exemption — legal basis and term unverified. Informational only — not investment advice or a consumer report (FCRA).
The assessment exemption gap
OPA's 2026 taxable assessment implies about $1,202/year. Applying the same 1.3998% rate to the full assessed value would imply ~$3,220/year — $2,018/year more. That is a scenario, not a forecast: the assessment split alone does not identify the exemption program, approval date, expiration, transfer treatment, or live Tax Center balance.
2026: ($230,000 assessed − $144,131 exempt) × 1.3998% ≈ $1,202/yr
full-assessment scenario: $230,000 × 1.3998% ≈ $3,220/yr
The OPA amount does not prove a ten-year abatement or any other specific program. Obtain the approval history and verify the current Tax Center account; a buyer should not assume the seller's relief transfers or restarts.
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Stories
2
Interior
1,200 sqft
livable area
Lot
796 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Zoning
CMX1
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 3002 Wharton St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2023) a 30-year mortgage ran about 6.81% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment with an optional full-assessment stress test, not a live Tax Center balance.
Block context
3002 Wharton St sits on the 3000 block of Wharton St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 3000 Wharton St · 3004 Wharton St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 8:05 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)