2026 taxable assessment $45,600 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $80,700; it is not the 2026 billed-year value.
House report
2969 N Bonsall St
3 bd · 1 ba · 2 stories · 1,120 sqft · RSA5 · built 1925
Owner-occupied · assessed $46K (2026) · 2027 OPA assessment $81K · sold 2×. On the 2900 block of N Bonsall St.
Property summary
Assessment$45,6002026 OPA assessment · 2027: $80,700
Last sale$55KRecorded 2021
Est. tax bill$638/year2026 taxable assessment × 1.3998%
Tax delinquency$11City snapshot · Jun 2022
Permits1Every fetched City permit
Violations0 open18 historical across 3 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
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Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 1113921002026 taxable assessment equals the full assessed value.
Historical delinquency sources Record found
$11.01 was recorded for this parcel in Philadelphia's June 2022 delinquency snapshot for 2020. That amount may have been paid, reduced, or increased since; it is not a current payoff figure.
$0.00 principal$0.00 interest$0.00 penalty$11.01 other charges
The snapshot’s 2022 context used $33,700 total assessment, $33,700 taxable, and $0 exempt/abated. Those historical fields can differ from today’s OPA exemption status.
A separate historical parcel ledger ending in 2016 records $3,489.22 and a lien entry. It is shown as historical context only.
2013$1,424.99 total · $582.51 principal · $166.02 interest · $40.78 penalty2014$739.48 total · $426.86 principal · $83.24 interest · $29.88 penalty2015$694.15 total · $426.86 principal · $44.82 interest · $29.88 penalty2016$630.60 total · $495.81 principal · $7.44 interest · $4.96 penalty
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordRenovated & sold on
Why it mattersBought for $40K in 2005, plumbing permit in 2009, sold for $55K in 2021 (+38%).
View supporting records →City Property History
Fetched L&I and zoning records
Every row successfully fetched for this report is counted below. Dataset availability and matching can differ from the City's interactive file; use the official link for current detail.
- Recorded owner
- Albo Property LLC
- Tax mailing address
- 2969 N BONSALL ST, PHILADELPHIA PA, 19132
- L&I district
- NORTH
- Building ID (BIN)
- —
- OPA account
- 111392100
Permits1Every dated permit
Violation cases318 violation records · 0 open
Investigations96 failed · 2 passed · 1 closed
Building certifications0No match
Business licenses10 active
Appeals0No match
PermitsPermit number, issued date, work and City status1
PlumbingPermit 241199
Oct 7, 2009 COMPLETED Completed Oct 14, 2009
RPLACE WATER DISTRIBUTION LINE
Violation cases18 individual violation records; resolved history remains visible3
Case 130632CLOSED
STANDARD · Opened Oct 9, 2007 · completed Mar 18, 2008
- PERM Z- NEW USEViolation 699414Oct 5, 2007 COMPLIED
- LICENSE-RES GENERALViolation 699416Oct 5, 2007 COMPLIED
- CHANGE IN OCCUPANCYViolation 699413Oct 5, 2007 COMPLIED
- PERME- REQUIRED TO CORR VIOLViolation 699421Oct 5, 2007 COMPLIED
- ELEC-SYSTEM HAZARDOUS-RESViolation 699420Oct 5, 2007 COMPLIED
- ELEC-CABLES/WIRES LOOSE-RESViolation 699419Oct 5, 2007 COMPLIED
- ELEC-FAC MEET ELEC CODE-RESViolation 699418Oct 5, 2007 COMPLIED
- LICENSE-RES RMHSE/DORM/HOTELViolation 699417Oct 5, 2007 COMPLIED
- LICENSE-NO LIC/NO RENTViolation 699415Oct 5, 2007 COMPLIED
- EXT S-WINDOW REPAIR/REPLACEViolation 699423Oct 5, 2007 COMPLIED
- INT S-CEILING REPAIR/MAINT SANViolation 699422Oct 5, 2007 COMPLIED
- PROSEC- STD INFOViolation 699428Oct 12, 2007 COMPLIED
- FA-REQ¿D EXIST GROUP R-2Violation 699424Oct 12, 2007 COMPLIED
- PROSEC- EMERG IMMED RIViolation 699427Oct 12, 2007 COMPLIED
- SD-INTERCONNECT GROUP R2, 3Violation 699426Oct 12, 2007 COMPLIED
- AFDS-REQ¿D EXIST GROUP R-2Violation 699425Oct 12, 2007 COMPLIED
Case CF-2024-111349SVN ISSUED, BALANCE DUE
SITE VIOLATION NOTICE · Opened Oct 11, 2024
- DEBRIS REMOVE- DEMOLITIONViolation VI-2024-085710Oct 11, 2024 SVN ISSUED
Case CF-2024-111350CLOSED
NOTICE OF VIOLATION · Opened Oct 11, 2024 · completed Jan 29, 2025
- ALTER INTERIOR PORTIONViolation VI-2024-085711Oct 11, 2024 CLOSED
InvestigationsEvery inspector visit, including CLOSED outcomes9
HCEU INSPCase 130632
Oct 5, 2007 FAILED
HCEU INSPCase 130632
Oct 9, 2007 FAILED
HCEU INSPCase 130632
Oct 9, 2007 CLOSED
CEASE INSPCase 130632
Nov 21, 2007 PASSED
L&I investigationCase CF-2024-111349
Oct 11, 2024 FAILED
L&I investigationCase CF-2024-111350
Oct 11, 2024 FAILED
L&I investigationCase CF-2024-111350
Nov 19, 2024 FAILED
L&I investigationCase CF-2024-111350
Jan 18, 2025 FAILED
L&I investigationCase CF-2024-111350
Jan 29, 2025 PASSED
Building certificationsInspection result and filed expiration date by L&I building ID0
No building certifications matched this parcel in the fetched City dataset.
Business licensesHistorical and active licenses are both retained1
RentalLicense 429440
TRACY CLIFTON
Revenue code 3202 · First issued Nov 21, 2007 Inactive Expiration Feb 28, 2009 Inactive May 13, 2011
AppealsApplication status and decision are separate City fields0
No appeals matched this parcel in the fetched City dataset.
City of Philadelphia OPA, L&I and Zoning Board records, shown as filed. A CLOSED investigation is an outcome label, not a missing visit; an appeal's application status and decision may differ.
Legal due diligence
What this record proves—and what it does not.
These checks are triggered by this property’s actual City rows. They identify the controlling document to verify; they do not declare a use legal, a building safe, or title clear.
2 resolve before relying
1 verify
1 favorable dated record
Resolve before relyingZoning approval is not the occupancy fileThe history also contains “PERM Z- NEW USE.”
Why it mattersPhiladelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.
Verify nextVerify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.
Open the controlling City guidance ↗Resolve before relyingA dated tax balance needs a current payoff$11.01 was recorded in the City’s 2022-06 delinquency snapshot for 2020.
Why it mattersThat is historical evidence, not today’s amount due. A current exemption, payment, credit, or assistance agreement can coexist with an older snapshot row.
Verify nextCheck period balances and request a dated Property Payoff statement for settlement.
Open the controlling City guidance ↗VerifyFailed inspections are dated events—not the current condition6 failed, 2 passed, and 1 CLOSED investigation outcome are in the fetched history; the latest dated visit was PASSED on Jan 29, 2025.
Why it mattersA PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.
Verify nextOpen the parent case/permit for each material failure and confirm its later disposition.
Open the controlling City guidance ↗Favorable dated recordNo open violation; closed history remains relevantThe fetched record shows 0 open and 18 historical violations across 3 cases.
Why it mattersA closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.
Verify nextUse the closed cases to target the inspection and occupancy-file review.
Open the controlling City guidance ↗Closing file: checks no public-record summary can replace5 documents/searches to assign before settlement
Property Sales Certification
The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.
Next: Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.
Official guidance ↗Date-effective City Property Payoff
The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.
Next: Request the City statement effective through settlement; read every period and invoice.
Official guidance ↗Professional title and water-lien searches
OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.
Next: Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.
Official guidance ↗Separate water-lien guidance ↗Seller-specific tax relief is not the buyer’s bill
LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.
Next: Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.
Official guidance ↗Separate water-lien guidance ↗Seller disclosure and independent inspections
For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.
Next: Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.
Official guidance ↗Informational only—not a legal opinion, title report, code inspection, tax payoff, or substitute for a Pennsylvania lawyer, title company, inspector, or tax professional.
Records to verify together
Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.
Records to verify together
More than one separately dated public record deserves a current-status check.
Evidence: $11 appeared in the City's June 2022 delinquency snapshot · a lien number appears in the historical tax ledger through 2016 · failed L&I inspection activity in 2024
Limit: A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue.
Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1925: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you own it
$1,399/yr may be unclaimed
This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.
$3,489 in the historical tax ledger through 2016
Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$45,600
2026 billed-year assessment · 2027: $80,700 · built 1925
Price / sq ft
$72
block $81 · below block
Appreciation
+48%
+4%/yr, city 6.5%
In 5 years (~2031)
~$81K
+4%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$638
0.79% effective
Jun 2022 tax snapshot
$11
recorded then · verify current
Gross yield
23.3%
≈$2K/mo rent
Times sold
2
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeSaleL&I violationPermitInspection
The paper trail
Renovated & sold onBought for $40K in 2005, plumbing permit in 2009, sold for $55K in 2021 (+38%).
- 2005 $40KSold
- 2007 16 L&I violationsL&IL&I: 2 failed, 1 passedL&I visit
- 2009 PlumbingPermit
- 2021 $55KSold
- 2024 2 L&I violationsL&IInspection failed ×3L&I visit
- 2025 L&I: 1 failed, 1 passedL&I visit
Flags: $11 recorded in the June 2022 delinquency snapshot — verify current balance · historical tax ledger through 2016 recorded $3K with a lien entry. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,120 sqft
livable area
Lot
720 sqft
Basement
Full
city code D
Heat
Undetermined
city code H
Central air
No
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
Average
city code 4
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 2969 N Bonsall St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2021) a 30-year mortgage ran about 2.96% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
2969 N Bonsall St sits on the 2900 block of N Bonsall St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 2967 N Bonsall St · 2965 N Bonsall St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 2:52 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)