2026 taxable assessment $29,800 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $34,100; it is not the 2026 billed-year value.
House report
2951 N Bonsall St
3 bd · 1 ba · 2 stories · 848 sqft · RSA5 · built 1925
Absentee individual · assessed $30K (2026) · 2027 OPA assessment $34K. On the 2900 block of N Bonsall St.
Property summary
Assessment$29,8002026 OPA assessment · 2027: $34,100
Last sale—No sale value available
Est. tax bill$417/year2026 taxable assessment × 1.3998%
Tax delinquencyNo 2022 matchNot proof account is current
Permits1Every fetched City permit
Violations0 open19 historical across 7 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
Ask the questions this record raises.
These curated questions are free. Choose one to open its cited answer.
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 1113912002026 taxable assessment equals the full assessed value.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordImproved
Why it mattersOwner pulled a plumbing permit in 2015.
View supporting records →City Property History
Fetched L&I and zoning records
Every row successfully fetched for this report is counted below. Dataset availability and matching can differ from the City's interactive file; use the official link for current detail.
- Recorded owner
- Richard Smith
- Tax mailing address
- 1825 W CABOT ST, PHILADELPHIA PA, 19121
- L&I district
- NORTH
- Building ID (BIN)
- —
- OPA account
- 111391200
Permits1Every dated permit
Violation cases719 violation records · 0 open
Investigations1812 failed · 4 passed · 2 closed
Building certifications0No match
Business licenses40 active
Appeals0No match
PermitsPermit number, issued date, work and City status1
PlumbingPermit 636795
Sep 4, 2015 COMPLETED Completed Sep 19, 2015
INSTALL 5" TRAP, 4" DRAIN TO INSIDE FOUNDATION WALL. 3/4" WATER SERVICE AND DISTRIBUTION-PA1#20152443590-"SELF-CERTIFICATION'S ARE NO LONGER PERMITTED" - "ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"
Violation cases19 individual violation records; resolved history remains visible7
Case 377149CLOSED
STANDARD · Opened Apr 23, 2013 · completed May 9, 2013
- LICENSE-RES SFD/2FDViolation 2771287Apr 22, 2013 COMPLIED
Case 377152CLOSED
STANDARD · Opened Apr 23, 2013 · completed May 29, 2013
- EXT A-CLEAN RUBBISH/GARBAGEViolation 2771328Apr 22, 2013 COMPLIED
- EXT A-CLEAN WEEDS/PLANTSViolation 2771329Apr 22, 2013 COMPLIED
- VACANT PROP STANDARDViolation 2771330Apr 22, 2013 COMPLIED
- VACANT BLDG UNSECURED COUNTViolation 2771331Apr 22, 2013 COMPLIED
Case 379642CLOSED
STANDARD · Opened May 9, 2013 · completed Jul 17, 2013
- LICENSE-VAC RES BLDGViolation 2823417May 9, 2013 COMPLIED
Case 515095CLOSED
STANDARD · Opened Dec 26, 2015
- VACANT STRUCTURE LICENSEViolation 3987339Dec 26, 2015 COMPLIED
Case CF-2022-012855CLOSED
NOTICE OF VIOLATION · Opened Feb 16, 2022 · completed May 26, 2022
- VACANT STRUCTURE LICENSEViolation VI-2022-010775Feb 16, 2022 COMPLIED
- VACANT STRUCTURE & LANDViolation VI-2022-010776Feb 16, 2022 COMPLIED
- VACANT PROPERTIESViolation VI-2022-010777Feb 16, 2022 COMPLIED
- DOOR AND WINDOW VACANTViolation VI-2022-010778Feb 16, 2022 COMPLIED
- HANDRAILS & GUARDSViolation VI-2022-010779Feb 16, 2022 COMPLIED
- EXTERIOR AREA SANITATIONViolation VI-2022-010780Feb 16, 2022 COMPLIED
Case CF-2022-105213CLOSED
NOTICE OF VIOLATION · Opened Oct 13, 2022 · completed May 16, 2025
- VACANT STRUCTURE LICENSEViolation VI-2022-077642Oct 13, 2022 CLOSED
- VACANT STRUCTURE & LANDViolation VI-2022-077643Oct 13, 2022 CLOSED
- VACANT PROPERTIESViolation VI-2022-077644Oct 13, 2022 CLOSED
- EXTERIOR STRUCTURE DOORSViolation VI-2022-077645Oct 13, 2022 CLOSED
- EXTERIOR AREA WEEDSViolation VI-2022-077646Oct 13, 2022 CLOSED
Case CF-2024-077966SVN ISSUED, BALANCE DUE
SITE VIOLATION NOTICE · Opened Jul 22, 2024
- VACANT STRUCTURE LICENSEViolation VI-2024-061038Jun 17, 2024 SVN ISSUED
InvestigationsEvery inspector visit, including CLOSED outcomes18
HCEU INSPCase 377149
Apr 22, 2013 FAILED
HCEU INSPCase 377152
Apr 22, 2013 FAILED
HCEU INSPCase 377149
May 9, 2013 PASSED
HCEU INSPCase 379642
May 9, 2013 FAILED
HCEU INSPCase 377152
May 24, 2013 CLOSED
HCEU INSPCase 379642
Jun 10, 2013 FAILED
HCEU INSPCase 379642
Jul 16, 2013 PASSED
HCEU INSPCase 515095
Dec 26, 2015 FAILED
HCEU INSPCase 515095
Mar 10, 2016 FAILED
HCEU INSPCase 515095
Apr 21, 2016 CLOSED
PRECOURTCase 515095
Jun 22, 2016 FAILED
PRECOURTCase 515095
Jun 28, 2016 PASSED
L&I investigationCase CF-2022-012855
Feb 16, 2022 FAILED
L&I investigationCase CF-2022-012855
May 26, 2022 PASSED
L&I investigationCase CF-2022-105213
Oct 13, 2022 FAILED
L&I investigationCase CF-2022-105213
Nov 16, 2022 FAILED
L&I investigationCase CF-2022-105213
Feb 14, 2024 FAILED
L&I investigationCase CF-2024-077966
Jul 22, 2024 FAILED
Building certificationsInspection result and filed expiration date by L&I building ID0
No building certifications matched this parcel in the fetched City dataset.
Business licensesHistorical and active licenses are both retained4
RentalLicense 334788
RICHARD SMITH & KENNETH SMITH
Revenue code 3202 · First issued Aug 31, 2005 Inactive Expiration Feb 28, 2006 Inactive Dec 1, 2010
RentalLicense 521515
RICHARD SMITH
Revenue code 3202 · First issued Dec 14, 2010 Inactive Expiration Feb 28, 2013 Inactive Jun 25, 2013
Vacant Residential Property / LotLicense 597918
RICHARD SMITH
Revenue code 3219 · First issued Jun 25, 2013 Inactive Expiration Feb 28, 2018 Inactive Apr 29, 2018
Vacant Residential Property / LotLicense 890377
RICHARD SMITH
Revenue code 3219 · First issued Mar 23, 2022 Inactive Expiration Mar 22, 2023 Inactive May 20, 2023
AppealsApplication status and decision are separate City fields0
No appeals matched this parcel in the fetched City dataset.
City of Philadelphia OPA, L&I and Zoning Board records, shown as filed. A CLOSED investigation is an outcome label, not a missing visit; an appeal's application status and decision may differ.
Legal due diligence
What this record proves—and what it does not.
These checks are triggered by this property’s actual City rows. They identify the controlling document to verify; they do not declare a use legal, a building safe, or title clear.
3 verify
1 favorable dated record
VerifyFailed inspections are dated events—not the current condition12 failed, 4 passed, and 2 CLOSED investigation outcomes are in the fetched history; the latest dated visit was FAILED on Jul 22, 2024.
Why it mattersA PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.
Verify nextOpen the parent case/permit for each material failure and confirm its later disposition.
Open the controlling City guidance ↗VerifyA historical business license is not current operating authorityVacant Residential Property / Lot #597918: Inactive since Apr 29, 2018; Vacant Residential Property / Lot #890377: Inactive since May 20, 2023
Why it mattersA license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.
Verify nextIf business income matters, verify the current tenant, use registration, and active license in eCLIPSE.
Open the controlling City guidance ↗VerifyThe latest nominal transfer is not a market sale—or a title opinionThe latest deed in the assembled record moved for nominal consideration and appears related-party/family-held.
Why it mattersA $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.
Verify nextRead the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.
Open the controlling City guidance ↗Favorable dated recordNo open violation; closed history remains relevantThe fetched record shows 0 open and 19 historical violations across 7 cases.
Why it mattersA closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.
Verify nextUse the closed cases to target the inspection and occupancy-file review.
Open the controlling City guidance ↗Closing file: checks no public-record summary can replace5 documents/searches to assign before settlement
Property Sales Certification
The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.
Next: Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.
Official guidance ↗Date-effective City Property Payoff
The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.
Next: Request the City statement effective through settlement; read every period and invoice.
Official guidance ↗Professional title and water-lien searches
OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.
Next: Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.
Official guidance ↗Separate water-lien guidance ↗Seller-specific tax relief is not the buyer’s bill
LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.
Next: Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.
Official guidance ↗Separate water-lien guidance ↗Seller disclosure and independent inspections
For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.
Next: Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.
Official guidance ↗Informational only—not a legal opinion, title report, code inspection, tax payoff, or substitute for a Pennsylvania lawyer, title company, inspector, or tax professional.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1925: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
The last transfer used nominal consideration
The latest deed records $100 or less and shared-name parties. That is not a usable market-sale price and can reflect a family, estate, gift, correction, or entity transfer. Inspect the deed and order a title search rather than inferring the relationship or chain.
If you’re the landlord
If it is rented, verify the Rental License
The fetched license records do not show an active Rental License. Ownership type or a tax mailing address does not prove that tenants occupy the property; if it is rented, verify the current license and legal occupancy in eCLIPSE.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$29,800
2026 billed-year assessment · 2027: $34,100 · built 1925
Price / sq ft
$40
block $81 · below block
Appreciation
+90%
+7%/yr, city 6.5%
In 5 years (~2031)
~$34K
+7%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$417
1.22% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
55.1%
≈$2K/mo rent
Times sold
0
latest deed has shared-name parties
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeL&I violationPermitInspection
The paper trail
ImprovedOwner pulled a plumbing permit in 2015.
- 2013 6 L&I violationsL&I
- 2015 L&I violationL&IInspection failedL&I visitPlumbingPermit
- 2016 L&I: 2 failed, 1 passedL&I visit
- 2022 11 L&I violationsL&IL&I: 3 failed, 1 passedL&I visit
- 2024 L&I violationL&IInspection failed ×2L&I visit
Flags: latest deed has shared-name parties — relationship unverified. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
1
Stories
2
Interior
848 sqft
livable area
Lot
630 sqft
Basement
Full
city code D
Heat
Undetermined
city code H
Central air
No
Exterior condition
Sealed / compromised
city code 7
Sealed / compromised
Interior condition
Sealed / compromised
city code 7
Sealed / compromised
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 2951 N Bonsall St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
2951 N Bonsall St sits on the 2900 block of N Bonsall St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 2949 N Bonsall St · 2953 N Bonsall St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 2:52 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)