New construction
Why it mattersBought for $40K in 2017, built new under a 2018 permit (tax-abated), sold for $370K in 2019.
View supporting records →House report
2945 W Oxford St
4 bd · 3 ba · 2 stories · 1,652 sqft · RSA5 · built 1915
Owner-occupied · assessed $358K · sold 3×. On the 2900 block of W Oxford St.
Property summary
Assessment$358KCity assessed value
Last sale$370KRecorded 2019
Est. taxes$1K/yearAnnual city record
Permits5Shown in this report
ViolationsNone openNo open L&I cases
What stands out
From the public recordWhat to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
The tax bill is temporary
Today's $1,126/yr reflects a 10-year abatement. It jumps to about $5,015/yr in 2031 — $3,889/yr more. Price the full bill, not the current one.
Built 1915: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you own it
When the abatement ends, file for Homestead
An abated home cannot also take the Homestead Exemption. From 2031 it can — knocking about $1,400/yr off the full bill.
$1,572 in back taxes on record
Interest and penalties keep compounding until a Revenue payment agreement is in place, and a lien is already filed — an owner-occupant agreement also stops the sheriff-sale track.
Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$358K
built 1915
Price / sq ft
$217
block $115 · above block
Appreciation
+1485%
+29%/yr, city 6.5%
In 5 years (~2031)
~$363K
+29%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$1K
0.31% effective, abated
Gross yield
—
Times sold
3
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeSale
The paper trail
New constructionBought for $40K in 2017, built new under a 2018 permit (tax-abated), sold for $370K in 2019.
- 2017 $40KSold
- 2018 $101KSoldMajor alterationPermitMechanicalPermitPlumbingPermitElectricalPermit
- 2019 $370KSoldPlumbingPermit
Flags: tax-abated — the bill lags real value · $2K back taxes (2014–2016, $162 of it interest & penalties, lien filed). Informational only — not investment advice or a consumer report (FCRA).
The abatement clock
This house pays about $1,126/yr under a 10-year tax abatement. In 2031 the bill reaches its full ~$5,015/yr — a step up of $3,889/yr, 4 assessment years out. Drag the slider.
now: ($358,300 assessed − $277,860 abated) × 1.3998% ≈ $1,126/yr
2031: $358,300 assessed × 1.3998% ≈ $5,015/yr
Flat 100% exemption (pre-2022 program, started 2021), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.
The house, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
4
Bathrooms
3
Stories
2
Interior
1,652 sqft
livable area
Lot
1,152 sqft
Basement
Full, finished
city code A
Heat
Hot water / radiators
city code B
Central air
Yes
Exterior condition
New / rehabbed
city code 2
New / rehabbed
Interior condition
New / rehabbed
city code 2
New / rehabbed
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 2945 W Oxford St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2019) a 30-year mortgage ran about 3.94% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).
Block context
2945 W Oxford St sits on the 2900 block of W Oxford St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 2943 W Oxford St · 2947 W Oxford St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Back taxes & liens — Real Estate Tax Balances, Dept. of Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.
First time here?
This is 2945 W Oxford St,
on paper.
Built 1915. Every deed, permit, L&I visit, tax bill and sale for this house — plus its whole block.
No signup, no teaser
The whole record is free.
Permits, violations, taxes, deeds, ownership, and block context are all here. The public record is free to read; membership is for deeper research.
Three taps, you're oriented
What to catch on the way down.
On the way down: the story of the house, its paper trail drawn on the value chart, and run-the-numbers, a calculator seeded with this house's actual tax bill.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)