Multi-family report

2909 W Girard Ave

5 bd · 3 ba · 3 stories · 1,704 sqft · RM1 · built 1915

Owner-occupancy signal · assessed $453K (2026) · 2027 OPA assessment $422K · 2 licensed units · sold 3×. On the 2900 block of W Girard Ave.

Street view of 2909 W Girard Ave
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From above · selected parcel outlined; choose a neighboring polygon to open it — imagery © Esri, Maxar
BlockReport AI · cited public records

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Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$6,344/year

2026 taxable assessment $453,200 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $421,900; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 292185200
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationNo exemption shown

2026 taxable assessment equals the full assessed value.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

New construction

Record summary

$420K transfer recorded in 2008; new construction appears in a 2008 permit, followed by a recorded transfer of $366K in 2012.

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1915: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

If you’re the landlord

Lead certificate is not optional

Built 1915: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

Assessment and tax history

Every fetched annual City assessment for this building, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.

Assessed value
$453,200
2026 billed-year assessment · 2027: $421,900 · built 1915
Price / sq ft
$248
block $202 · above block
Assessment change
+17%
+1%/yr since 2016 · 2027 -7% vs 2026
Est. tax bill / yr
$6,344
1.4% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
3
licensed rental

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$250K$500KZIP 19130 median$422K200720112015201920232027
Property assessmentBlock median & rangeZIP 19130 medianAssessmentDeed / saleL&I violationAppealPermitInspectionLicense

Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record31 events · exact dates, newest first
  1. AppealZBA Permit Denial - Variance
  2. PermitChange of Use
  3. PermitChange of Use
  4. L&I violationRENTAL LICENSE- ONE & TWO FAMILY (R3)
  5. InspectionL&I investigation
  6. LicenseRental
  7. Deed / saleDeed / sale $366K
  8. Deed / saleDeed / sale $344K
  9. InspectionBP_BLDG
  10. PermitZoning/use
  11. PermitMajor alteration
  12. L&I violationPERMZ- CONST REMOV CHANGE
  13. L&I violationPERMB- ALTER REP'R EXT PORTION
  14. L&I violationPERMB- OUTDOOR DECK
  15. L&I violationPENALTY- NO BLDG PERM INFO
  16. PermitElectrical
  17. PermitPlumbing
  18. PermitSuppression
  19. PermitMechanical
  20. AppealZoning board appeal
  21. PermitNew construction
  22. Deed / saleDeed / sale $420K
  23. PermitZoning/use
  24. InspectionBP_BLDG
  25. PermitMajor alteration
  26. L&I violationPERMB- ALTER REPAIR INT PART (Building permit required for interior alteration or repair)
  27. L&I violationPENALTY- NO BLDG PERM INFO
  28. L&I violationPERMB- ALTER REP'R EXT PORTION
  29. L&I violationPERMB- REV WK GONE BEYOND ORIG
  30. L&I violationPERMB- WK DONE W/O NOTIFY INSP
  31. PermitDemolition

The paper trail

$420K transfer recorded in 2008; new construction appears in a 2008 permit, followed by a recorded transfer of $366K in 2012.

  1. 2008 4 L&I violationsL&I$420KTransferL&I: 1 failed, 1 passedL&I visitZoning/usePermitMajor alterationPermit
  2. 2009 $344KTransfer
  3. 2012 $366KTransfer
  4. 2023 L&I violationL&IInspection failedL&I visit
  5. 2024 Change of UsePermit
  6. 2025 Change of UsePermitAppeal granted with conditionsZoning

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 33 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. AppealZBA Permit Denial - Variance

    Appeal ZP-2024-008771 · Completed · Granted with conditions

    Related permit ZP-2024-008771 · Permit for the proposed use, Visitor Accommodations, within an existing structure.

  2. PermitChange of Use

    Permit ZP-2024-008771 · Issued

    Visitor Accommodations

  3. PermitChange of Use

    Permit ZP-2024-005556 · Issued

    Limited Lodging

  4. ViolationRENTAL LICENSE- ONE & TWO FAMILY (R3)

    Case CF-2023-080214 · Violation VI-2023-059264 · Code 9-3902 (1) · SVN ISSUED

    Resolution: SVN ISSUED

  5. InvestigationL&I investigation

    Case CF-2023-080214 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  6. LicenseRental

    License 571941 · Active

    GREGORY GEORGE · Expires 2027-02-28

  7. Recorded transfer$366K transfer

    2012

  8. Recorded transfer$344K transfer

    2009

  9. InvestigationBP_BLDG

    Case 183495 · PASSED

    The cited inspection visit was marked passed.

  10. PermitZoning/use

    Permit 185691 · COMPLETED

    REAR YARD SUN DECK TWO FAMILY DWELLING

  11. PermitMajor alteration

    Permit 185694 · COMPLETED

    INSTALL 12FT X 15FT DECK MIN REAR YARD. APPLICANT AGREES TO LIMIT THE CONSTRUCTION TO COMPLY WITH EZ PERMIT STANDARD FOR DECKS, DATED FEBRUARY 2007. DEVIATIONS FROM THIS STANDARD WILL RESULT IN THE REVOCATION OF THIS PERMIT AND THE IMPOSITION OF FURTHER PENALTIES.

  12. ViolationPERMZ- CONST REMOV CHANGE

    Case 183495 · Violation 1138513 · Code A-301.1/64 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  13. ViolationPERMB- ALTER REP'R EXT PORTION

    Case 183495 · Violation 1138510 · Code A-301.1/3 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  14. ViolationPERMB- OUTDOOR DECK

    Case 183495 · Violation 1138511 · Code A-301.1/10 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  15. ViolationPENALTY- NO BLDG PERM INFO

    Case 183495 · Violation 1138512 · Code A-901.13/1 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  16. InvestigationBP_BLDG

    Case 183495 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  17. PermitElectrical

    Permit 132420 · COMPLETED

    200 AMP SERVICE. 1-2 GANG METER. 2-100 AMP SUB PANELS WITHIN THE APT @ WIRE IN ACCORDANCE WITH 2005 NEC.

  18. PermitPlumbing

    Permit 130121 · COMPLETED

    INSTALL 2 KS, 4 WC, 4 LAVS, 2 BTS, 1 SH

  19. PermitSuppression

    Permit 125645 · COMPLETED

    NEW RESIDENTIAL SPRINKLER SYSTEM

  20. PermitMechanical

    Permit 128116 · COMPLETED

    INSTALLATION OF HVAC UNITS INCLUDING DUCTWORK FOR TWO(2) FAMILY DWELLING

  21. AppealZoning board appeal

    Appeal 3851 · OPEN · CONTINUED

    PERMIT IS FOR THE COMPLETE DEMOLITION OF AN EXISTING STRUCTURE (FOUNDATION AND EXTERIOR WALL TO REMAIN) FOR THE ERECTION OF A THREE (3) STORY, ATTACHED STRUCTURE FOR USE AS A TWO (2) FAMILY DWELLING AND FOR THE ERECTION OF 6' FENCING.

  22. PermitNew construction

    Permit 124413 · COMPLETED

    TOTAL DEMO OF EXISTING BUILDING AND NEW CONSTRUCTION OF TWO FAMILY DWELLING

  23. Recorded transfer$420K transfer

    2008

  24. PermitZoning/use

    Permit 93540 · COMPLETED

    COMPLETE DEMO, NEW STRUCTURE, OFFICE ON 1ST FLOOR, 1 FAMILY DWELLING ON 2ND/ 3RD FLOORS.

  25. InvestigationBP_BLDG

    Case 120579 · PASSED

    The cited inspection visit was marked passed.

  26. PermitMajor alteration

    Permit 89849 · COMPLETED

    REMOVAL OF ALL JOISTS & BACK WALL (ROOF TO REMAIN) PER ENGINEERS REPORT

  27. ViolationPERMB- ALTER REPAIR INT PART (Building permit required for interior alteration or repair)

    Case 120579 · Violation 655677 · Code A-301.1/4 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  28. ViolationPENALTY- NO BLDG PERM INFO

    Case 120579 · Violation 655678 · Code A-901.13/1 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  29. ViolationPERMB- ALTER REP'R EXT PORTION

    Case 120579 · Violation 655676 · Code A-301.1/3 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  30. ViolationPERMB- REV WK GONE BEYOND ORIG

    Case 87017 · Violation 624771 · Code A-302.10/3 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  31. InvestigationBP_BLDG

    Case 120579 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  32. ViolationPERMB- WK DONE W/O NOTIFY INSP

    Case 87017 · Violation 617055 · Code A-302.11/1 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  33. PermitDemolition

    Permit 87017 · COMPLETED

    INTERIOR DEMOLITION OF NON BEARING PARTITIONS

What this record suggests

The City file documents 12 permits touching electrical work, plumbing, roof work. 12 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Flags: active rental license · 2 zoning/board appeals on record. Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
5
Bathrooms
3
Stories
3
Interior
1,704 sqft
livable area
Lot
1,024 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
C+
assessor's grade
Zoning
RM1
city zoning code
Zoning appeals
2
Completed · Granted with conditions · 2025

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 2909 W Girard Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at 2 licensed units × ~85% of the area's median unit rent — the whole building's income, not one unit's. Assessed value is not an asking price — set the price slider to the real one.

$422K
20%
6.875%
$3K/mo

When this house last sold (2012) a 30-year mortgage ran about 3.66% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Estimated cash needed
down + 4% planning allowance
Modeled cash flow
rent − shown costs · /mo
Modeled cap rate
modeled NOI ÷ price
Modeled cash-on-cash
modeled year-1 return

Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.

Block context

2909 W Girard Ave sits on the 2900 block of W Girard Ave. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 2907 W Girard Ave  ·  2911 W Girard Ave

Where this comes from

Methodology & freshness

This report was assembled Jul 11, 2026, 1:33 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)