Public Records
Edition
Philadelphia2900 block of N Ringgold StJuly 9, 2026

House report

2906 N Ringgold St

3 bd · 1 ba · 2 stories · 840 sqft · RSA5 · built 1940

Owner-occupied · assessed $40K · sold 1×. On the 2900 block of N Ringgold St.

Street view of 2906 N Ringgold St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1940: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

3 open violations: the clock matters

L&I appeals must be filed within 30 days — just 6 days if a property is designated UNSAFE or IMMINENTLY DANGEROUS. Left unresolved, the city can do the work itself, bill the owner (routinely $50,000+ on a rowhouse), lien the property, and add court fines of $300+/day.

$12,358 in back taxes on record

Interest and penalties keep compounding until a Revenue payment agreement is in place, and a lien is already filed — an owner-occupant agreement also stops the sheriff-sale track.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$40K
built 1940
Price / sq ft
$47
block $78 · below block
Appreciation
+10%
+1%/yr, city 6.5%
In 5 years (~2031)
~$40K
+1%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$556
1.4% effective
Gross yield
39%
≈$1K/mo rent
Times sold
1

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$50K$100K2018: 5 L&I violations2019: Inspection failed2021: Sold $11K2022: L&I violation 2022: Inspection failed2024: 3 L&I violations 2024: L&I: 2 failed, 2 passed2025: 2 L&I violations 2025: L&I: 1 failed, 1 passed$40K201620222027
This houseBlock median & rangeSaleL&I violationInspection
The paper trail

5 L&I violations (2018); Inspection failed (2019); sold $11K (2021); L&I violation (2022); Inspection failed (2022); 3 L&I violations (2024); L&I: 2 failed, 2 passed (2024); 2 L&I violations (2025); L&I: 1 failed, 1 passed (2025).

  1. 2018 5 L&I violationsL&I
  2. 2019 Inspection failedL&I visit
  3. 2021 $11KSold
  4. 2022 L&I violationL&IInspection failedL&I visit
  5. 2024 3 L&I violationsL&IL&I: 2 failed, 2 passedL&I visit
  6. 2025 2 L&I violationsL&IL&I: 1 failed, 1 passedL&I visit

Flags: 3 open L&I violations · $12K back taxes (2003–2016, $3K of it interest & penalties, lien filed). Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
840 sqft
livable area
Lot
577 sqft
Basement
Full
city code D
Heat
Undetermined
city code H
Central air
No
Exterior condition
Vacant
city code 6
Vacant
Interior condition
Vacant
city code 6
Vacant
Quality grade
C-
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 2906 N Ringgold St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$40K
20%
6.875%
$1K/mo

When this house last sold (2021) a 30-year mortgage ran about 2.96% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Next door: 2904 N Ringgold St  ·  2908 N Ringgold St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)