Mixed-use report

2825 W Girard Ave

3,320 sqft · CMX2.5 · built 1915

Entity-held · assessed $568K (2026) · 2027 OPA assessment $863K · 3 licensed units · sold 3×. On the 2800 block of W Girard Ave.

Street view of 2825 W Girard Ave
From the street — imagery © Google
From above · selected parcel outlined; choose a neighboring polygon to open it — imagery © Esri, Maxar
BlockReport AI · cited public records

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Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$4,659/year

2026 taxable assessment $332,842 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $863,200; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 871133300
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationPartial assessment exemption — basis unverified

2026 OPA taxes $332,842 of $567,700 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.

See the assessment math →
Full-assessment scenario$7,947/year

Applying the same rate to the billed-year full assessment. OPA's numeric split does not say when or whether the current treatment changes.

See the assessment math →
Historical delinquency sources Record found

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

A separate historical parcel ledger ending in 2016 records $3,028.49 and a lien entry. It is shown as historical context only.

2016$3,028.49 total · $2,702.80 principal · $40.54 interest · $27.03 penalty

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

New construction

Record summary

new construction appears in a 2020 permit with a reduced taxable assessment shown, followed by a recorded transfer of $1.6M in 2024.

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Verify the current tax bill and exemption

The 2026 taxable assessment implies about $4,659/yr, while applying the same rate to the full assessment would imply about $7,947/yr — $3,288/yr more. OPA's assessment split does not establish the exemption program, expiration, or buyer eligibility. Verify the basis and live bill with OPA and Revenue.

Built 1915: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you own it

$3,028 in the historical tax ledger through 2016

Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.

If you’re the landlord

Lead certificate is not optional

Built 1915: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

Who's behind it

Fairspring LLC · corporate / LLC owner

• Owns 2 properties across Philadelphia under this name, assessed at $1.7M combined
• Tax bills mail to 3900 Stonewater Dr, Columbus Oh, 43221 — outside Philadelphia
• Holds an active rental license for this address

Assessment and tax history

Every fetched annual City assessment for this building, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.

Assessed value
$567,700
2026 billed-year assessment · 2027: $863,200 · built 1915
Price / sq ft
$260
block $156 · above block
Assessment change
+414%
+16%/yr since 2016 · 2027 +52% vs 2026
Est. tax bill / yr
$4,659
0.82% effective, reduced taxable assessment
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
3
licensed rental

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$500K$1.0MZIP 19130 median$863K2001200620112016202120262027
Property assessmentBlock median & rangeZIP 19130 medianAssessmentDeed / saleL&I violationPermitInspectionLicenseCertification

Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record44 events · exact dates, newest first
  1. LicenseFood Preparing and Serving
  2. PermitCertificate of Occupancy (CO) (may inclu…
  3. PermitAddition and/or Alteration
  4. PermitChange of Use
  5. LicenseRental
  6. CertificationFire Alarm Certification
  7. Deed / saleDeed / sale $1.6M
  8. CertificationFire Alarm Certification
  9. PermitNew Construction
  10. PermitAlterations
  11. PermitAddition and/or Alteration
  12. PermitNew Construction
  13. PermitChange of Use
  14. PermitAddition and/or Alterations
  15. PermitAlterations
  16. PermitAddition and/or Alteration
  17. PermitUse
  18. LicenseHandbill Distribution
  19. LicenseFood Preparing and Serving
  20. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  21. L&I violationOBTAIN LIC INDICATED (Obtain the license identified in the notice)
  22. InspectionPRECOURT (likely: pre-court compliance inspection)
  23. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  24. L&I violationOBTAIN LIC INDICATED (Obtain the license identified in the notice)
  25. InspectionPRECOURT (likely: pre-court compliance inspection)
  26. InspectionPRECOURT (likely: pre-court compliance inspection)
  27. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  28. L&I violationANNUAL CERT FIRE ALARM
  29. L&I violationOBTAIN LIC INDICATED (Obtain the license identified in the notice)
  30. L&I violationLICENSE-RES GENERAL
  31. LicenseFood Preparing and Serving
  32. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  33. L&I violationNO ZONING/USE PERMIT-SIGN
  34. LicenseDumpster License - Private Property
  35. InspectionPRECOURT (likely: pre-court compliance inspection)
  36. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  37. L&I violationLICENSE-RES SFD/2FD
  38. L&I violationOBTAIN LIC INDICATED (Obtain the license identified in the notice)
  39. L&I violationCAL LO (Commercial Activity License required)
  40. L&I violationFIRE EXTING-INSTALL COMM KITCH
  41. L&I violationFIRE EXTING-INSTALL TYPE K
  42. LicenseRental
  43. LicenseFood Preparing and Serving
  44. LicenseFood Preparing and Serving

The paper trail

new construction appears in a 2020 permit with a reduced taxable assessment shown, followed by a recorded transfer of $1.6M in 2024.

  1. 2020 Addition and/or AlterationsPermit
  2. 2021 Change of UsePermitAddition and/or AlterationPermitNew ConstructionPermitAlterationsPermitAddition and/or AlterationPermitAlterationsPermit
  3. 2022 New ConstructionPermit
  4. 2024 $1.6MTransfer
  5. 2025 Change of UsePermitAddition and/or AlterationPermitCertificate of Occupancy (CO) (may inclu…Permit

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 55 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. LicenseFood Preparing and Serving

    License 0987117 · Active

    little Explorers Learning Center LLC · Expires 2026-08-24

  2. PermitCertificate of Occupancy (CO) (may inclu…

    Permit AP-2025-004128 · Completed

    FOR A CERTIFICATE OF OCCUPANCY FOR A DAY CARE ON THE GROUND FLOOR OF AN EXISTING STRUCTURE (WITH MAXIMUM 15 OCCUPANT). NO ALTERATIONS APPROVED ON THIS PERMIT. THE BUILDING SHALL COMPLY WITH THE PHILADELPHIA PROPERTY MAINTENANCE AND FIRE CODES PRIOR TO OCCUPANCY. SEPARATE PERMITS REQUIRED FOR ALTERATIONS.

  3. PermitAddition and/or Alteration

    Permit CP-2025-001901 · Completed

    FOR LEVEL I ALTERATIONS WITH NO CHANGE IN OCCUPANCY AT FIRST-FLOOR OF EXISTING BUILDING PER APPROVED PLANS.

  4. PermitChange of Use

    Permit ZP-2025-001489 · Issued

    Child Care - Child Care Center

  5. LicenseRental

    License 0971295 · Active

    Fairspring LLC · Expires 2027-02-10

  6. CertificationFire Alarm Certification

    Certification BC-2024-027824 · Certified

    Expires 2025-10-11

  7. Recorded transfer$1.6M transfer

    2024

  8. CertificationFire Alarm Certification

    Certification BC-2023-017511 · Certified

    Expires 2024-08-25

  9. PermitNew Construction

    Permit MP-2022-000624 · Completed

    FOR THE INSTALLATION OF REGISTERS, DIFFUSERS, AND APPLIANCES WITH ASSOCIATED DUCTWORK. APPLIANCES TO BE INSTALLED IN ACCORDANCE WITH MANUFACTURER'S SPECIFICATIONS. ALL WORK TO BE DONE PER APPROVED PLANS. IF FIELD CONDITIONS VARY CONTACT DESIGN ENGINEER PRIOR TO THE START OF ANY WORK. SEPARATE PERMITS REQUIRED FOR ALL OTHER WORK; SEE CP-2021-000729 FOR BUILDING PERMIT.

  10. PermitAlterations

    Permit PP-2021-019876 · Completed

    INSTALL 4 HOT WATER HEATERS, 4 KITCHEN SINKS, 5 LAVATORIES, 4 SHOWER/TUBS, 5 WATER CLOSETS AND 3 WASHER BOXES ACCORDING TO THE 2018 PPC.

  11. PermitAddition and/or Alteration

    Permit CP-2021-000729 · Completed

    LEVEL II ALTERATIONS WITH PARTIAL CHANGE OF OCCUPANCY TO CREATE A BUSINESS SPACE ON THE FIRST FLOOR OF AN EXISTING BUILDING AS PER APPROVED PLANS. BUILDING TO BE FULLY SPRINKLERED. *2018 IEBC REVIEW* **SEPARATE PERMITS REQUIRED FOR ANY MEP OR FIRE SUPPRESSION WORK**

  12. PermitAlterations

    Permit PP-2021-010669 · Expired

    Replace curb trap, main drain fresh air inlet

  13. PermitNew Construction

    Permit FP-2021-001426 · Completed

    INSTALL NEW FIRE SUPPRESSION SYSTEM COMPLYING WITH NFPA 13 THROUGHOUT AN EXISTING STRUCTURE TO INCLUDE 2 " MAIN FIRE SERVICE LINE AND 2" DC WILKINS 350 XL BACKFLOW PREVENTION ASSEMBLY AS PER APPROVED PLANS. ALL WORK SHALL BE PERFORMED BY A FIRE SUPPRESSION CONTRACTOR LICENSED BY THE CITY OF PHILADELPHIA.

  14. PermitAddition and/or Alteration

    Permit EP-2021-003140 · Completed

    INSTALL AND CORRECT ALL WIRING FOR DEVICES AND FIRE ALARM SYSTEM AS ON PLANS AS PER 2016 NFPA 72. INSTALL 400 AMPERE SERVICE COMPLETE AS ON PLANS FOR THE PREVAILING 2017 NEC.

  15. PermitChange of Use

    Permit ZP-2021-000617 · Completed

    Office - Business and Professional

  16. PermitAddition and/or Alterations

    Permit MP-2020-005982 · Completed

    FOR THE INSTALLATION OF A NEW HVAC SYSTEMS, ASSOCIATED DUCT WORK, MOUNTED HEATERS, AND TWENTY (20) REGISTERS/DIFFUSERS AS PER APPROVED PLANS. SEPARATE PERMIT REQUIRED FOR ELECTRICAL, PLUMBING, FIRE SUPPRESSION

  17. PermitAlterations

    Permit PP-2020-013464 · Completed

    Alterations: Interior plumbing. All proposed work to be done in accordance with Philadelphia Plumbing Code 2018.

  18. PermitAddition and/or Alteration

    Permit 1051543 · Completed

    FOR LEVEL III ALTERATION WITH PARTIAL CHANGE OF OCCUPANCY CLASSIFICATION TO CREATE 3 DWELLING UNITS FROM 2ND TO 3RD FLOORS. THE 1ST FLOOR TO REMAIN AS VACANT (SEPARATE C/O REQUIRED PRIOR TO OCCCUPANCY). BUILDING TO BE FULLY SPRINKLERED. SEPARATE PERMITS REQUIRED FOR MEPS WORK. Asbestos remediation required prior to the start of the work. AMENDMENT TO THE EXTERIOR WALL ASSEMBLY AS PER APPROVED PLANS.

  19. PermitUse

    Permit 1051541 · COMPLETED

    TO CHANGE ONE DWELLING ON SECOND FLOOR TO TWO DWELLING WITH EXISTING EAT-IN RESTAURANT ON THE 1ST FLOOR & ONE-FAMILY DWELLING ABOVE ON THE 3RD FLOOR. NO SIGN ON THIS PERMIT

  20. LicenseHandbill Distribution

    License 821104 · Inactive

    BOBBY S ABRAHAM · Expires 2020-08-14 · Inactive 2020-10-13

  21. LicenseFood Preparing and Serving

    License 798980 · Inactive

    KARMA PIZZA LLC · Expires 2020-01-07 · Inactive 2020-03-07

  22. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 590880 · PASSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.

  23. ViolationOBTAIN LIC INDICATED (Obtain the license identified in the notice)

    Case 590880 · Violation 4365277 · Code LO-1 · COMPLIED

    The shorthand does not identify the license type; open the case notice for that detail. City marked this violation complied with; check the resolution date and live case for what was accepted.

  24. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 590880 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  25. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 557893 · PASSED

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked passed.

  26. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 557893 · CLOSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.

  27. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 557893 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  28. ViolationOBTAIN LIC INDICATED (Obtain the license identified in the notice)

    Case 557893 · Violation 4192353 · Code LO-1 · COMPLIED

    The shorthand does not identify the license type; open the case notice for that detail. City marked this violation complied with; check the resolution date and live case for what was accepted.

  29. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 465186 · FAILED

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  30. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 465637 · FAILED

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  31. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 457493 · FAILED

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  32. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 465186 · CLOSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.

  33. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 465637 · CLOSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.

  34. ViolationANNUAL CERT FIRE ALARM

    Case 465637 · Violation 3588830 · Code FC-915.1/3 · CLOSEDCASE

    City marked the case closed; that does not mean the original condition never existed.

  35. ViolationOBTAIN LIC INDICATED (Obtain the license identified in the notice)

    Case 465637 · Violation 3588829 · Code LO-1 · CLOSEDCASE

    The shorthand does not identify the license type; open the case notice for that detail. City marked the case closed; that does not mean the original condition never existed.

  36. ViolationLICENSE-RES GENERAL

    Case 465186 · Violation 3956023 · Code PM-102.0/1 · CLOSEDCASE

    City marked the case closed; that does not mean the original condition never existed.

  37. ViolationOBTAIN LIC INDICATED (Obtain the license identified in the notice)

    Case 465186 · Violation 3956022 · Code LO-1 · CLOSEDCASE

    The shorthand does not identify the license type; open the case notice for that detail. City marked the case closed; that does not mean the original condition never existed.

  38. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 457493 · CLOSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.

  39. LicenseFood Preparing and Serving

    License 648477 · Inactive

    UNCLE NICKS PIZZA LLC · Expires 2019-04-30 · Inactive 2019-06-29

  40. ViolationNO ZONING/USE PERMIT-SIGN

    Case 457493 · Violation 3528392 · Code 14-1704/50 · CLOSEDCASE

    City marked the case closed; that does not mean the original condition never existed.

  41. LicenseDumpster License - Private Property

    License 640636 · Active

    UNCLE NICKS PIZZA LLC

  42. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 392674 · FAILED

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  43. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 374473 · FAILED

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  44. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 374511 · FAILED

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  45. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 392674 · CLOSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.

  46. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 374473 · CLOSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.

  47. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 374511 · CLOSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.

  48. ViolationLICENSE-RES SFD/2FD

    Case 392674 · Violation 3147259 · Code PM-102.3/1 · CLOSEDCASE

    City marked the case closed; that does not mean the original condition never existed.

  49. ViolationOBTAIN LIC INDICATED (Obtain the license identified in the notice)

    Case 374473 · Violation 3130348 · Code LO-1 · CLOSEDCASE

    The shorthand does not identify the license type; open the case notice for that detail. City marked the case closed; that does not mean the original condition never existed.

  50. ViolationCAL LO (Commercial Activity License required)

    Case 374473 · Violation 3130347 · Code 19-2602.1/1 · CLOSEDCASE

    Philadelphia Code §19-2602(1) requires a Commercial Activity License before conducting business in the city. City marked the case closed; that does not mean the original condition never existed.

  51. ViolationFIRE EXTING-INSTALL COMM KITCH

    Case 374511 · Violation 3130345 · Code FC-906.1/2 · CLOSEDCASE

    City marked the case closed; that does not mean the original condition never existed.

  52. ViolationFIRE EXTING-INSTALL TYPE K

    Case 374511 · Violation 3130344 · Code FC-904.11/5 · CLOSEDCASE

    City marked the case closed; that does not mean the original condition never existed.

  53. LicenseRental

    License 268961 · Inactive

    AL ALSTON · Expires 2018-02-28 · Inactive 2018-04-29

  54. LicenseFood Preparing and Serving

    License 206630 · Inactive

    MONTICELLO BROWN KNAPPER RBT · Expires 2008-04-30 · Inactive 2012-12-22

  55. LicenseFood Preparing and Serving

    License 205693 · Inactive

    SONGHAI ENTERPRISES LLC · Expires 2002-04-30

What this record suggests

The City file documents 14 permits touching kitchen work, electrical work, plumbing. 13 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Flags: material assessment exemption — legal basis and term unverified · active rental license · historical tax ledger through 2016 recorded $3K with a lien entry. Informational only — not investment advice or a consumer report (FCRA).

The assessment exemption gap

OPA's 2026 taxable assessment implies about $4,659/year. Applying the same 1.3998% rate to the full assessed value would imply ~$7,947/year$3,288/year more. That is a scenario, not a forecast: the assessment split alone does not identify the exemption program, approval date, expiration, transfer treatment, or live Tax Center balance.

2016: ~$2,350/yr2017: ~$2,350/yr2018: ~$4,009/yr2019: ~$4,128/yr2020: ~$4,169/yr2021: ~$4,169/yr2022: ~$4,169/yr2023: ~$6,828/yr2024: ~$6,828/yr2025: ~$4,659/yr2026: ~$4,659/yr20162026
2026~$4,659/yrestimated from assessment

2026: ($567,700 assessed − $234,867 exempt) × 1.3998% ≈ $4,659/yr full-assessment scenario: $567,700 × 1.3998% ≈ $7,947/yr The OPA amount does not prove a ten-year abatement or any other specific program. Obtain the approval history and verify the current Tax Center account; a buyer should not assume the seller's relief transfers or restarts.

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Interior
3,320 sqft
livable area
Lot
1,800 sqft
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
C
assessor's grade
Zoning
CMX2.5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 2825 W Girard Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at 3 licensed units × ~85% of the area's median unit rent — the whole building's income, not one unit's. Assessed value is not an asking price — set the price slider to the real one.

$1.6M
20%
6.875%
$4K/mo

When this house last sold (2024) a 30-year mortgage ran about 6.72% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Estimated cash needed
down + 4% planning allowance
Modeled cash flow
rent − shown costs · /mo
Modeled cap rate
modeled NOI ÷ price
Modeled cash-on-cash
modeled year-1 return

Scenario for orientation, not advice. Assumes a 30-year fixed loan, $2,100/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment with an optional full-assessment stress test, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.

Block context

2825 W Girard Ave sits on the 2800 block of W Girard Ave. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 2823 W Girard Ave  ·  2827 W Girard Ave

Where this comes from

Methodology & freshness

This report was assembled Jul 11, 2026, 1:00 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)