Public Records
Edition
Philadelphia2800 block of Cottman AveJuly 9, 2026

House report

2822 Cottman Ave

1 story · 3,420 sqft · CMX2 · built 1970

Absentee individual · assessed $751K · sold 2×. On the 2800 block of Cottman Ave.

Street view of 2822 Cottman Ave
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1970: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

The last transfer was not a sale

The most recent recorded deed moved for nominal consideration, within one family. That is where tangled-title problems live — budget a real title search. (Occupants untangling an inherited deed can get help from the city's Tangled Title Fund.)

If you’re the landlord

No active rental license on file

If this property is rented, Philadelphia requires a Rental License (via eCLIPSE) — without it a landlord cannot legally collect rent or evict, and tenants can withhold. Licensing needs tax clearance and no open violations.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$751K
built 1970
Price / sq ft
$220
block $281 · below block
Appreciation
+76%
+5%/yr, city 6.5%
In 5 years (~2031)
~$753K
+5%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$11K
1.4% effective
Gross yield
—
Times sold
2
kept in the family

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$1.0M$2.0MBefore this chart — 2009: Mechanical 2009: Use 2009: Sold $51K 2012: Sold $450K2018: Major alteration 2018: Use 2018: L&I violation2019: Use 2019: Zoning/use2026: Change of Use 2026: Certificate of Occupancy (CO) (may inclu…$751K201620222027
This houseBlock median & rangeL&I violationPermit
The paper trailImproved

Bought for $51K in 2009. Owner pulled a certificate of occupancy (co) (may inclu… permit in 2026.

  1. 2009 MechanicalPermitUsePermit$51KSold
  2. 2012 $450KSold
  3. 2018 Major alterationPermitUsePermitL&I violationL&I
  4. 2019 UsePermitZoning/usePermit
  5. 2026 Change of UsePermitCertificate of Occupancy (CO) (may inclu…Permit

Flags: long-held within one family. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Stories
1
Interior
3,420 sqft
livable area
Lot
3,800 sqft
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
CMX2
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 2822 Cottman Ave takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$751K
20%
6.875%
$5K/mo

When this house last sold (2012) a 30-year mortgage ran about 3.66% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Next door: 2824-38 Cottman Ave  ·  2818-20 Cottman Ave

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)