Public Records
Edition
Philadelphia2700 block of Cambridge StJuly 9, 2026

House report

2703 Cambridge St

3 bd · 2 ba · 3 stories · 1,239 sqft · RSA5 · built 2010

Owner-occupied · assessed $463K · sold 3×. On the 2700 block of Cambridge St.

Street view of 2703 Cambridge St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

If you’re the landlord

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$463K
built 2010
Price / sq ft
$374
block $330 · above block
Appreciation
+89%
+6%/yr, city 6.5%
In 5 years (~2031)
~$465K
+6%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$6K
1.4% effective
Gross yield
Times sold
3
licensed rental

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0MBefore this chart — 2010: Zoning/use 2010: New construction 2010: Land $25K 2010: Plumbing 2010: Electrical 2010: Electrical 2010: Mechanical 2010: Sold $299K 2010: 2 L&I violations2021: 4 L&I violations 2021: Deck (Exist. One-Family Dwellings) 2021: Addition and/or Alteration$463K201620222027
This houseBlock median & rangeL&I violationPermit
The paper trail

Bought for $25K in 2010, built new under a 2010 permit, sold for $299K in 2010.

  1. 2010 Zoning/usePermitNew constructionPermit$25KLand buyPlumbingPermitElectricalPermitElectricalPermitMechanicalPermit$299KSold2 L&I violationsL&I
  2. 2021 4 L&I violationsL&IDeck (Exist. One-Family Dwellings)PermitAddition and/or AlterationPermit

Flags: active rental license · 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
2
Stories
3
Interior
1,239 sqft
livable area
Lot
584 sqft
Basement
Full, unfinished
city code C
Heat
Heat pump
city code D
Central air
Yes
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
B-
assessor's grade
Zoning
RSA5
city zoning code
Zoning appeals
1
granted 2010

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 2703 Cambridge St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$463K
20%
6.875%
$3K/mo

When this house last sold (2010) a 30-year mortgage ran about 4.69% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Next door: 2705 Cambridge St  ·  2707 Cambridge St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)