Public Records
Edition
Philadelphia2700 block of Cambridge StJuly 9, 2026

House report

2700 Cambridge St

4 bd · 2 ba · 3 stories · 2,280 sqft · RSA5 · built 1920

Owner-occupied · assessed $434K · sold 8×. On the 2700 block of Cambridge St.

Street view of 2700 Cambridge St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1920: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$434K
built 1920
Price / sq ft
$190
block $330 · below block
Appreciation
+92%
+6%/yr, city 6.5%
In 5 years (~2031)
~$435K
+6%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$6K
1.4% effective
Gross yield
—
Times sold
8

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0MBefore this chart — 2004: Sold $70K 2004: Sold $90K 2005: Sold $273K 2008: Sold $313K 2008: Sold $216K 2008: 2 L&I violations 2010: Sold $250K2022: Addition and/or Alteration 2022: Sold $425K2025: Sold $499K$434K201620222027
This houseBlock median & rangeSalePermit
The paper trailRenovated & sold on

Bought for $70K in 2004, addition and/or alteration permit in 2022, sold for $499K in 2025 (+613%).

  1. 2004 $70KSold$90KSold
  2. 2005 $273KSold
  3. 2008 $313KSold$216KSold2 L&I violationsL&I
  4. 2010 $250KSold
  5. 2022 Addition and/or AlterationPermit$425KSold
  6. 2025 $499KSold

Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
4
Bathrooms
2
Stories
3
Interior
2,280 sqft
livable area
Lot
683 sqft
Basement
Full, semi-finished
city code B
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
C+
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 2700 Cambridge St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$499K
20%
6.875%
$3K/mo

When this house last sold (2025) a 30-year mortgage ran about 6.6% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Next door: 2702 Cambridge St  ·  2704 Cambridge St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)