The Block Report

House report

2570 Cedar St

3 bd · 1 ba · 2 stories · 1,112 sqft · RSA5 · built 1925

Owner-occupied · assessed $364K (2026) · 2027 OPA assessment $345K · sold 5×. On the 2500 block of Cedar St.

Property summary

Assessment$363,5002026 OPA assessment · 2027: $345,100 Last sale$385KRecorded 2024 Est. tax bill$3,688/year2026 OPA · Homestead-adjusted Tax delinquencyNo 2022 matchNot proof account is current Permits7Every fetched City permit Violations0 openNo historical match in fetched records

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

Street view of 2570 Cedar St
From the street — imagery © Google
From above — imagery © Esri, Maxar

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$3,688/year

2026 taxable assessment $263,500 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $345,100; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 312037700
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationHomestead exemption

2026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

Renovated & sold on

Why it matters

Bought for $24K in 2001, plumbing permit in 2007, sold for $385K in 2024 (+1538%).

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1925: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$363,500
2026 billed-year assessment · 2027: $345,100 · built 1925
Price / sq ft
$310
block $252 · above block
Appreciation
+406%
+18%/yr, city 6.5%
In 5 years (~2031)
~$348K
+18%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$3,688
1.07% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
7.4%
≈$2K/mo rent
Times sold
5

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$250K$500KBefore this chart — 2001: Sold $24K 2007: Plumbing 2014: Sold $90K 2014: Major alteration 2014: Plumbing 2014: Mechanical 2015: Electrical 2015: Plumbing 2015: Sold $275K2021: Sold $360K2022: Alterations2024: Sold $385K$364K201620182020202220242026
This houseBlock median & rangeSalePermit
Highlight

The paper trail

Renovated & sold on

Bought for $24K in 2001, plumbing permit in 2007, sold for $385K in 2024 (+1538%).

  1. 2001 $24KSold
  2. 2007 PlumbingPermit
  3. 2014 $90KSoldMajor alterationPermitPlumbingPermitMechanicalPermit
  4. 2015 ElectricalPermitPlumbingPermit$275KSold
  5. 2021 $360KSold
  6. 2022 AlterationsPermit
  7. 2024 $385KSold

Every dated deed, permit, inspection, license, violation, certification, and appeal—together.

The timeline combines the report’s transfer history with every successfully fetched L&I and zoning row. A date or status is the City’s filed record, not a statement that the condition remains current; use the official file for live detail.

Open the City record ↗
Recorded owner
Individual owner on record
L&I district
CENTRAL EAST
OPA account
312037700

What this record suggests

The City file documents 7 permits touching kitchen work, bathroom work, drywall / interior finishing, electrical work. 7 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

  1. Recorded transfer$385K transfer

    2024

  2. PermitAlterations

    Permit PP-2022-010789 · Completed

    REPAIR / REPLACE CT, MD, FAI

  3. Recorded transfer$360K transfer

    2021

  4. PermitPlumbing

    Permit 587047 · COMPLETED

    REPLACE WATER SERVICE PA20150221678 (SFD)"SELF CERTIFICATION'S ARE NO LONGER PERMITTED","ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FT IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"

  5. PermitElectrical

    Permit 584268 · COMPLETED

    TOTAL REWIRE,OUTLETS,SWITCHES,LIGHTING SPACED.EXISTING 100AMP SERVICE TO BE USED AS-IS.INTERCONNECTED CO AND SMOKE DETECTORS,6 RECESSED LIGHTS,2 TV CABLES PER 2008 NEC (SFD)

  6. Recorded transfer$275K transfer

    2015

  7. PermitMechanical

    Permit 580403 · COMPLETED

    INSTALL 1 HVAC UNIT WITH DUCTWORK(SFD)

  8. PermitPlumbing

    Permit 578852 · COMPLETED

    ROUGHIN NEW PLUMBING,KITCHEN SINK,HALF BATH AND BATH GROUP-THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004

  9. PermitMajor alteration

    Permit 572538 · COMPLETED

    REMOVE AND REPLACE BATHROOM AND KITCHEN-DEMO TO NON BARING WALLS AND REPLACE DRYWALL ENTIRE HOUSE.INTERIOR ALTERATIONS - SINGLE FAMILY DWELLING - APPLICANT AGREES TO LIMIT THE CONSTRUCTION TO COMPLY WITH EZ PERMIT STANDARD FOR INTERIOR ALTERATIONS. SEPARATE PERMITS REQUIRED FOR PLUMBING, ELECTRIC AND HVAC.

  10. Recorded transfer$90K transfer

    2014

  11. PermitPlumbing

    Permit 49104 · COMPLETED

    CURB TRAP, FRESH AIR INLET, MAIN DRAIN INTO BASEMENT ONLY AT WALL, REPLACED BY APPLICATION #50097

  12. LicenseRental

    License 240383 · Inactive

    DAVID GALLOWAY · Expires 2016-02-29 · Inactive 2016-04-29

  13. Recorded transfer$24K transfer

    2001

How Philadelphia’s property system works

These explainers are free because the record only helps if you know what it can—and cannot—prove. Use the linked City guidance for the controlling rule.

Permits and inspections 7 on this property

This property’s file includes PP_PLUMBNG, BP_ALTER, BP_MECH, EP_ELECTRL permit records. A permit documents authorized scope and a City process; it is not by itself proof that every described improvement was completed, remains in place, or meets today’s condition expectations.

L&I inspections are scheduled at defined stages; final inspection and required certifications are separate steps in closing out applicable work.

How construction and repair permits work ↗See City inspection stages by permit type ↗
Assessments and taxes

The OPA assessment is the City’s value on the tax roll—not an asking price, appraisal, or live account balance. The taxable assessment can differ from the full assessment because the City roll records exemptions or other treatment; the report keeps those fields separate.

Your annual estimate uses the taxable assessment. Payments, credits, interest, and the amount due are maintained separately in Tax Center.

How the Office of Property Assessment works ↗Philadelphia property-tax guidance ↗
Violations, cases, and status

L&I enforcement records can include warnings, notices, orders, inspections, and later resolution activity. A closed visit is still a historical record; it is not a missing event.

How L&I code enforcement works ↗City violation and order types ↗

Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,112 sqft
livable area
Lot
825 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Average
city code 4
Interior condition
Above average
city code 3
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 2570 Cedar St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$385K
20%
6.875%
$2K/mo

When this house last sold (2024) a 30-year mortgage ran about 6.72% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

2570 Cedar St sits on the 2500 block of Cedar St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 2568 Cedar St  ·  2572 Cedar St

Where this comes from
Methodology & freshness

This report was assembled Jul 10, 2026, 4:05 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)