Public Records
Edition
Philadelphia2500 block of N 12th StJuly 8, 2026

House report

2558 N 12th St

4 bd · 1 ba · 2 stories · 1,540 sqft · RM1 · built 1915

Owner-occupied · assessed $115K. On the 2500 block of N 12th St.

Street view of 2558 N 12th St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $203/yr reflects a 10-year abatement. It jumps to about $1,603/yr in 2030 — $1,400/yr more. Price the full bill, not the current one.

Built 1915: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you own it

When the abatement ends, file for Homestead

An abated home cannot also take the Homestead Exemption. From 2030 it can — knocking about $1,400/yr off the full bill.

5 open violations: the clock matters

L&I appeals must be filed within 30 days — just 6 days if a property is designated UNSAFE or IMMINENTLY DANGEROUS. Left unresolved, the city can do the work itself, bill the owner (routinely $50,000+ on a rowhouse), lien the property, and add court fines of $300+/day.

$10,247 in back taxes on record

Interest and penalties keep compounding until a Revenue payment agreement is in place, and a lien is already filed — an owner-occupant agreement also stops the sheriff-sale track.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$115K
built 1915
Price / sq ft
$74
block $74 · in line w/ block
Appreciation
+129%
+8%/yr, city 6.5%
In 5 years (~2031)
~$115K
+8%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$203
0.18% effective, abated
Gross yield
Times sold
0

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200K2024: 8 L&I violations2025: 2 L&I violations2026: 6 L&I violations incl UNSAFE STRUCTURE$115K201620222027
This houseBlock median & rangeL&I violation
The paper trail

built new (tax-abated).

  1. 2024 8 L&I violationsL&I
  2. 2025 2 L&I violationsL&I
  3. 2026 6 L&I violations incl UNSAFE STRUCTUREL&I

Flags: tax-abated — the bill lags real value · 5 open L&I violations · $10K back taxes (1988–2016, $5K of it interest & penalties, lien filed). Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $203/yr under a 10-year tax abatement. In 2030 the bill reaches its full ~$1,603/yr — a step up of $1,400/yr, 3 assessment years out. Drag the slider.

2016: ~$281/yr2017: ~$281/yr2018: ~$281/yr2019: ~$206/yr2020: ~$0/yr2021: ~$0/yr2022: ~$0/yr2023: ~$95/yr2024: ~$95/yr2025: ~$232/yr2026: ~$232/yr2027: ~$203/yr2028: ~$203/yr (projected)2029: ~$203/yr (projected)2030: ~$1,603/yr (projected)2031: ~$1,603/yr (projected)201620302031
2027~$203/yrfrom the record

now: ($114,500 assessed − $99,998 abated) × 1.3998% ≈ $203/yr 2030: $114,500 assessed × 1.3998% ≈ $1,603/yr Flat 100% exemption (pre-2022 program, started 2020), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
4
Bathrooms
1
Stories
2
Interior
1,540 sqft
livable area
Lot
1,005 sqft
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RM1
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 2558 N 12th St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$115K
20%
6.875%
$825/mo
Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 2556 N 12th St  ·  2560 N 12th St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)