2026 taxable assessment $295,000 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $374,400; it is not the 2026 billed-year value.
House report
2541 Emerald St
3 bd · 3 ba · 3 stories · 2,094 sqft · RSA5 · built 1875
Owner-occupied · assessed $395K (2026) · 2027 OPA assessment $374K · sold 5×. On the 2500 block of Emerald St.
Property summary
Assessment$395,0002026 OPA assessment · 2027: $374,400
Last sale$350KRecorded 2021
Est. tax bill$4,129/year2026 OPA · Homestead-adjusted
Tax delinquencyNo 2022 matchNot proof account is current
Permits5Every fetched City permit
Violations0 open5 historical across 2 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
Ask the questions this record raises.
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Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 3110840002026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordRenovated & sold on
Why it mattersBought for $32K in 2009, plumbing permit in 2009, sold for $350K in 2021 (+1011%).
View supporting records →Homestead exemption, mail goes elsewhere
Why it mattersThe parcel claims the homestead exemption (owner lives here) while the tax bill mails to 125 Preston Dr, North Wales Pa, 19454. Those two facts sit in tension on the record — there can be innocent reasons, but one of them is usually out of date.
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1875: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$395,000
2026 billed-year assessment · 2027: $374,400 · built 1875
Price / sq ft
$179
block $197 · below block
Appreciation
+88%
+7%/yr, city 6.5%
In 5 years (~2031)
~$376K
+7%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$4,129
1.1% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
-2136752.1%
≈$-667M/mo rent
Times sold
5
Assessment vs. the block · every dated City record marked on the line
- OPA assessment · 2016$210K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$210K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$210K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$285K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$263K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$263K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$263K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$346K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$346K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$395K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$395K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Deed / sale · 2009Deed / sale $32KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Deed / sale · 2009Deed / sale $53KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Deed / sale · 2010Deed / sale $193KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Deed / sale · 2010Deed / sale $225KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Deed / sale · 2021Deed / sale $350KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Permit · 2009-12-07PlumbingThis permit category usually covers water, drainage, fixtures, or other plumbing work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2009-12-15ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2010-03-17ZoningThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2010-03-17AdditionThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2010-03-23MechanicalThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- L&I violation · 2009-03-25EXT S-WALLS REPAIR CRACKSA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2009-11-04PERMB- ALTER REPAIR INT PART (Building permit required for interior alteration or repair)Building permit required for interior alteration or repairHow L&I violations and orders work ↗
- L&I violation · 2009-11-04PERMB- CONST ADDITIONA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2009-11-04CONTRACTOR LIC NEEDEDA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2009-12-24SWO- PERSON ALLOWED ACT CONTINA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2009-12-24BP_BLDGA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2009-03-31HCEU INSP (Housing Code Enforcement Unit inspection)A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended.What Philadelphia inspections check ↗
- Inspection · 2010-05-27BP_BLDGA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2014-04-25PRECOURT (likely: pre-court compliance inspection)A follow-up before or during enforcement escalation; confirm the case sequence in the City file.What Philadelphia inspections check ↗
Assessment lineBlock median & rangeAssessmentDeed / saleL&I violationPermitInspection
Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Highlight
Every dated record19 events · exact dates, newest first
- Deed / saleDeed / sale $350K
- InspectionPRECOURT (likely: pre-court compliance inspection)
- InspectionBP_BLDG
- PermitMechanical
- PermitZoning
- PermitAddition
- Deed / saleDeed / sale $193K
- Deed / saleDeed / sale $225K
- L&I violationSWO- PERSON ALLOWED ACT CONTIN
- InspectionBP_BLDG
- PermitElectrical
- PermitPlumbing
- L&I violationPERMB- ALTER REPAIR INT PART (Building permit required for interior alteration or repair)
- L&I violationPERMB- CONST ADDITION
- L&I violationCONTRACTOR LIC NEEDED
- InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
- L&I violationEXT S-WALLS REPAIR CRACKS
- Deed / saleDeed / sale $32K
- Deed / saleDeed / sale $53K
The paper trail
Renovated & sold onBought for $32K in 2009, plumbing permit in 2009, sold for $350K in 2021 (+1011%).
- 2009 $32KSoldPlumbingPermit$53KSoldElectricalPermit
- 2010 ZoningPermitAdditionPermitMechanicalPermit$193KSoldL&I: 1 failed, 2 passedL&I visit$225KSold
- 2014 Inspection passedL&I visit
- 2021 $350KSold
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 19 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- Recorded transfer$350K transfer
2021
- InvestigationPRECOURT (likely: pre-court compliance inspection)
Case 219586 · PASSED
A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked passed.
- PermitMechanical
Permit 268410 · COMPLETED
REPLACE EXISTING HVAC UNIT.GIBSON 3600 BTU HEAT PUMP.
- PermitZoning
Permit 259167 · COMPLETED
ERECTION OF A 3 STORY REAR ADDITION.
- PermitAddition
Permit 259171 · COMPLETED
ERECTION OF A 3 STORY ADDITION AND INTERIOR RENOVATIONS
- InvestigationBP_BLDG
Case 219586 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- Recorded transfer$193K transfer
2010
- Recorded transfer$225K transfer
2010
- ViolationSWO- PERSON ALLOWED ACT CONTIN
Case 219586 · Violation 1579052 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- PermitElectrical
Permit 253281 · COMPLETED
COMPLETE RE-WIRE TO BRING HOUSE TO CODE. (40)RECEPTACLES, (20)SWITCHES, (10)SMOKE DETECTORS, (35)LIGHT FIXTURES, 200 AMP SERVICE...... IN ACCORDANCE WITH 2005 NEC
- PermitPlumbing
Permit 251673 · COMPLETED
INSTALL (3) 3" STACKS (2) STACKS TO SERVICE TWO FULL BATHROOM EACH, ONE STACK TO SERVICE KITCHEN SINK AND LAUNDRY TUB
- ViolationPERMB- ALTER REPAIR INT PART (Building permit required for interior alteration or repair)
Case 219586 · Violation 1579055 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationPERMB- CONST ADDITION
Case 219586 · Violation 1579054 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationCONTRACTOR LIC NEEDED
Case 219586 · Violation 1579053 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)
Case 194806 · PASSED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.
- ViolationEXT S-WALLS REPAIR CRACKS
Case 194806 · Violation 1280441 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)
Case 194806 · FAILED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- Recorded transfer$32K transfer
2009
- Recorded transfer$53K transfer
2009
What this record suggests
The City file documents 5 permits touching kitchen work, bathroom work, electrical work, plumbing. 5 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
3
Stories
3
Interior
2,094 sqft
livable area
Lot
884 sqft
Basement
Partial, unfinished
city code G
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Above averageBelow average
Interior condition
Above average
city code 3
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Where the record looks off
Places where the city's own paperwork disagrees with itself. These are flags on the data — not problems with the property.
Homestead exemption, mail goes elsewhere
The parcel claims the homestead exemption (owner lives here) while the tax bill mails to 125 Preston Dr, North Wales Pa, 19454. Those two facts sit in tension on the record — there can be innocent reasons, but one of them is usually out of date.
Run the numbers
What owning 2541 Emerald St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2021) a 30-year mortgage ran about 2.96% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
2541 Emerald St sits on the 2500 block of Emerald St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 2539 Emerald St · 2543 Emerald St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 6:44 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)