Public Records
Edition
Philadelphia200 block of E Girard AveJuly 9, 2026

House report

245 E Girard Ave

5 bd · 3 stories · 2,662 sqft · CMX2 · built 1915

Investor / LLC · assessed $498K · sold 4×. On the 200 block of E Girard Ave.

Street view of 245 E Girard Ave
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1915: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

The last transfer was not a sale

The most recent recorded deed moved for nominal consideration, within one family. That is where tangled-title problems live — budget a real title search. (Occupants untangling an inherited deed can get help from the city's Tangled Title Fund.)

If you own it

$679 in back taxes on record

Interest and penalties keep compounding until a Revenue payment agreement is in place — an owner-occupant agreement also stops the sheriff-sale track.

If you’re the landlord

No active rental license on file

If this property is rented, Philadelphia requires a Rental License (via eCLIPSE) — without it a landlord cannot legally collect rent or evict, and tenants can withhold. Licensing needs tax clearance and no open violations.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

Who's behind it

245 E Girard Ave LLC · corporate / LLC owner

• The last transfer was a nominal/family deed, not an open-market sale

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$498K
built 1915
Price / sq ft
$187
block $126 · above block
Appreciation
+104%
+7%/yr, city 6.5%
In 5 years (~2031)
~$500K
+7%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$7K
1.4% effective
Gross yield
Times sold
4
kept in the family

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0MBefore this chart — 2007: Alteration 2009: Sold $300K 2011: Sold $14K 2011: L&I violation 2013: 6 L&I violations 2014: Sold $260K 2014: L&I violation 2015: 13 L&I violations 2015: Major alteration 2015: Plumbing 2015: Electrical 2015: Mechanical$498K201620222027
This houseBlock median & rangePermit
The paper trail

Bought for $300K in 2009, alteration permit in 2007, sold for $260K in 2014 (+100%).

  1. 2007 AlterationPermit
  2. 2009 $300KSold
  3. 2011 $14KSoldL&I violationL&I
  4. 2013 6 L&I violationsL&I
  5. 2014 $260KSoldL&I violationL&I
  6. 2015 13 L&I violationsL&IMajor alterationPermitPlumbingPermitElectricalPermitMechanicalPermit

Flags: $679 back taxes · long-held within one family. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
5
Stories
3
Interior
2,662 sqft
livable area
Lot
1,280 sqft
Basement
Partial
city code H
Heat
Forced hot air
city code A
Central air
No
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
B-
assessor's grade
Zoning
CMX2
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 245 E Girard Ave takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$498K
20%
6.875%
$4K/mo

When this house last sold (2014) a 30-year mortgage ran about 4.17% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Next door: 243 E Girard Ave  ·  247 E Girard Ave

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)