2026 taxable assessment $105,400 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $114,500; it is not the 2026 billed-year value.
Mixed-use report
2442 W Clearfield St
1,763 sqft · CMX1 · built 1925
Absentee individual · assessed $105K (2026) · 2027 OPA assessment $115K · sold 2×. On the 2400 block of W Clearfield St.
Property summary
Assessment$105,4002026 OPA assessment · 2027: $114,500
Last sale$6KRecorded 2011
Est. tax bill$1,475/year2026 taxable assessment × 1.3998%
Tax delinquencyNo 2022 matchNot proof account is current
Permits4Every fetched City permit
Violations0 open1 historical across 1 case
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
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Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 8711749002026 taxable assessment equals the full assessed value.
Historical delinquency sources Record found
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
A separate historical parcel ledger ending in 2016 records $21,155.57 and a lien entry. It is shown as historical context only.
1988$28.62 total · $0.00 principal · $0.00 interest · $18.62 penalty1989$1,439.22 total · $0.00 principal · $1,362.30 interest · $66.92 penalty1990$2,247.62 total · $0.00 principal · $1,982.14 interest · $70.91 penalty1991$2,285.88 total · $0.00 principal · $2,011.73 interest · $74.51 penalty1992$2,228.79 total · $0.00 principal · $1,947.87 interest · $74.51 penalty1993$1,848.85 total · $0.00 principal · $1,629.34 interest · $63.86 penalty1994$1,797.32 total · $0.00 principal · $1,611.73 interest · $63.86 penalty1995$1,754.10 total · $0.00 principal · $1,570.95 interest · $63.86 penalty1996$1,426.15 total · $0.00 principal · $1,272.20 interest · $53.22 penalty1997$1,384.35 total · $0.00 principal · $1,232.77 interest · $53.22 penalty1998$1,318.38 total · $0.00 principal · $1,170.53 interest · $53.22 penalty1999$266.99 total · $0.00 principal · $221.23 interest · $10.64 penalty2000$252.48 total · $0.00 principal · $207.55 interest · $10.64 penalty2001$342.40 total · $0.00 principal · $287.27 interest · $15.75 penalty2002$322.36 total · $0.00 principal · $268.36 interest · $15.75 penalty2003$300.89 total · $0.00 principal · $248.11 interest · $15.75 penalty2004$279.62 total · $0.00 principal · $228.04 interest · $15.75 penalty2005$259.74 total · $0.00 principal · $209.29 interest · $15.75 penalty2006$238.28 total · $0.00 principal · $189.04 interest · $15.75 penalty2007$216.85 total · $0.00 principal · $168.83 interest · $15.75 penalty2008$213.33 total · $0.00 principal · $164.22 interest · $17.03 penalty2009$190.11 total · $0.00 principal · $142.32 interest · $17.03 penalty2010$80.14 total · $0.00 principal · $23.01 interest · $17.03 penalty2014$311.15 total · $0.00 principal · $179.23 interest · $86.64 penalty2015$121.95 total · $0.00 principal · $0.00 interest · $96.87 penalty
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordImproved
Why it mattersBought for $6K in 2010. Owner pulled a use permit in 2011.
View supporting records →City Property History
Fetched L&I and zoning records
Every row successfully fetched for this report is counted below. Dataset availability and matching can differ from the City's interactive file; use the official link for current detail.
- Recorded owner
- Luzmery Inoa
- Tax mailing address
- 306 W LOUDON ST, PHILADELPHIA PA, 19120
- L&I district
- NORTH
- Building ID (BIN)
- —
- OPA account
- 871174900
Permits4Every dated permit
Violation cases11 violation record · 0 open
Investigations32 failed · 1 passed · 0 closed
Building certifications0No match
Business licenses51 active
Appeals1OPEN · Granted with conditions
PermitsPermit number, issued date, work and City status4
AlterationPermit 265758
Mar 9, 2010 COMPLETED Completed May 2, 2011
REPAIR APPROX. 400 SQUARE FOOT OF ROOF WITH MODIFIED BITUMEN RUBBER. REPAIR LOOSE BRICKS AT FIRST FLOOR OF REAR WALL AND STUCCO REAR WALL.
UsePermit 265915
Mar 10, 2010 COMPLETED Completed Mar 10, 2010
USE TO GROCERY STORE
AlterationPermit 308897
Oct 28, 2010 COMPLETED Completed Jul 11, 2011
ERECTION OF 3 SECURITY GATES
UsePermit 293090
Feb 9, 2011 COMPLETED Completed Feb 9, 2011
PREPARE COLD & HOT FOOD TO TAKE OUT
Violation cases1 individual violation record; resolved history remains visible1
Case 253680CLOSED
CONSTRUCTION SERVICES · Opened Sep 30, 2010 · completed Dec 14, 2010
- PERMB- PROJECTING SIGNViolation 1882819Sep 28, 2010 COMPLIED
InvestigationsEvery inspector visit, including CLOSED outcomes3
BP_BLDGCase 253680
Sep 28, 2010 FAILED
BP_BLDGCase 253680
Nov 5, 2010 FAILED
BP_BLDGCase 253680
Dec 10, 2010 PASSED
Building certificationsInspection result and filed expiration date by L&I building ID0
No building certifications matched this parcel in the fetched City dataset.
Business licensesHistorical and active licenses are both retained5
Food Preparing and ServingLicense 529872
ASHLEY GROCERY LLC
Revenue code 3120 · First issued Apr 8, 2011 Inactive Expiration Apr 30, 2013
RentalLicense 678398
LUZ MERY INOA PAULINO
Revenue code 3202 · First issued Sep 22, 2015 Inactive Expiration Sep 30, 2016 Inactive Nov 29, 2016
Food Preparing and ServingLicense 711297
CLEARFIELD FOOD MARKET 1
Revenue code 3120 · First issued Aug 16, 2016 Inactive Expiration Aug 15, 2017 Inactive Oct 14, 2017
Food Preparing and ServingLicense 859237
CLEARFIELD FOOD MARKET 1 INC
Revenue code 3120 · First issued Jan 14, 2021 Revoked Expiration Jan 13, 2022
Food Preparing and ServingLicense 0962371
Adonis Food Market Inc
Revenue code 3120 · First issued Oct 1, 2024 Active Expiration Sep 30, 2026
AppealsApplication status and decision are separate City fields1
Zoning board appealAppeal 13057
Feb 2, 2011 OPEN Granted with conditions Related permit 293090
PERMIT FOR THE PREPARING AND SERVING OF HOT AND COLD FOOD FOR TAKE-OUT AS PART OF AN EXISTING RETAIL GROCERY STORE ON THE FIRST FLOOR IN THE SAME BUILDING WITH A VACANT 2ND FLOOR (USE REGISTRATION PERMIT REQUIRED PRIOR TO OCCUPANCY).
City of Philadelphia OPA, L&I and Zoning Board records, shown as filed. A CLOSED investigation is an outcome label, not a missing visit; an appeal's application status and decision may differ.
Legal due diligence
What this record proves—and what it does not.
These checks are triggered by this property’s actual City rows. They identify the controlling document to verify; they do not declare a use legal, a building safe, or title clear.
1 resolve before relying
5 verify
1 favorable dated record
Resolve before relyingZoning approval is not the occupancy fileAppeal #13057: OPEN · Granted with conditions; related permit 293090. Use permit #265915: COMPLETED.
Why it mattersPhiladelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.
Verify nextVerify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.
Open the controlling City guidance ↗VerifyResidential and business space run on separate compliance tracksOPA classifies this parcel as mixed-use.
Why it mattersThe zoning/use and occupancy file must cover the actual residential and commercial spaces. Dwelling units can require Rental Licenses and lead compliance; the operator can separately need an Activity License and sector license; installed fire systems can require annual certification.
Verify nextMatch every dwelling and business use to the zoning permit, CO, current operator licenses, and life-safety filings.
Open the controlling City guidance ↗VerifyResidential form does not establish rental useOPA classifies the parcel as mixed-use; no active Rental License row matched.
Why it mattersA multi-unit or mixed-use classification does not prove that space is currently rented. If dwelling space is rented, Philadelphia generally requires a current Rental License and related occupancy, tax, violation, and lead compliance.
Verify nextConfirm actual occupancy first; if any unit is rented, verify the license and legal unit count with L&I.
Open the controlling City guidance ↗VerifyFailed inspections are dated events—not the current condition2 failed, 1 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Dec 10, 2010.
Why it mattersA PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.
Verify nextOpen the parent case/permit for each material failure and confirm its later disposition.
Open the controlling City guidance ↗VerifyA historical business license is not current operating authorityFood Preparing and Serving #529872: Inactive; Food Preparing and Serving #711297: Inactive since Oct 14, 2017; Food Preparing and Serving #859237: Revoked
Why it mattersA license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.
Verify nextIf business income matters, verify the current tenant, use registration, and active license in eCLIPSE.
Open the controlling City guidance ↗VerifyA separate Commercial Trash account may applyOPA classifies the parcel as mixed-use. BlockReport does not receive a current Commercial Trash account balance.
Why it mattersPhiladelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.
Verify nextCheck the Commercial Trash account inside the date-effective Property Payoff.
Open the controlling City guidance ↗Favorable dated recordNo open violation; closed history remains relevantThe fetched record shows 0 open and 1 historical violation across 1 case.
Why it mattersA closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.
Verify nextUse the closed cases to target the inspection and occupancy-file review.
Open the controlling City guidance ↗Closing file: checks no public-record summary can replace5 documents/searches to assign before settlement
Property Sales Certification
The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.
Next: Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.
Official guidance ↗Date-effective City Property Payoff
The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.
Next: Request the City statement effective through settlement; read every period and invoice.
Official guidance ↗Professional title and water-lien searches
OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.
Next: Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.
Official guidance ↗Separate water-lien guidance ↗Seller-specific tax relief is not the buyer’s bill
LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.
Next: Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.
Official guidance ↗Separate water-lien guidance ↗Seller disclosure and independent inspections
For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.
Next: Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.
Official guidance ↗Informational only—not a legal opinion, title report, code inspection, tax payoff, or substitute for a Pennsylvania lawyer, title company, inspector, or tax professional.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1925: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
If you own it
$21,156 in the historical tax ledger through 2016
Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.
If you’re the landlord
If it is rented, verify the Rental License
The fetched license records do not show an active Rental License. Ownership type or a tax mailing address does not prove that tenants occupy the property; if it is rented, verify the current license and legal occupancy in eCLIPSE.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this building has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$105,400
2026 billed-year assessment · 2027: $114,500 · built 1925
Price / sq ft
$65
block $75 · below block
Appreciation
+17%
+2%/yr, city 6.5%
In 5 years (~2031)
~$115K
+2%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$1,475
1.29% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
18.6%
≈$2K/mo rent
Times sold
2
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangePermit
The paper trail
ImprovedBought for $6K in 2010. Owner pulled a use permit in 2011.
- 2010 $6KSoldAlterationPermitUsePermitL&I violationL&IL&I: 2 failed, 1 passedL&I visitAlterationPermit
- 2011 Appeal granted with conditionsZoningUsePermit$6KSold
Flags: historical tax ledger through 2016 recorded $21K with a lien entry · 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Interior
1,763 sqft
livable area
Lot
898 sqft
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
Average
city code 4
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
CMX1
city zoning code
Zoning appeals
1
OPEN · Granted with conditions · 2011
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 2442 W Clearfield St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
2442 W Clearfield St sits on the 2400 block of W Clearfield St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 2440 W Clearfield St · 2434-36 W Clearfield St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 3:44 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)