House report

2324 Mountain St

3 bd · 1 ba · 2 stories · 1,044 sqft · RSA5 · built 1925

Owner-occupied · assessed $278K (2026) · 2027 OPA assessment $240K · sold 2×. On the 2300 block of Mountain St.

Street view of 2324 Mountain St
From the street — imagery © Google
From above — imagery © Esri, Maxar
BlockReport AI · cited public records

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Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$964/year

2026 taxable assessment $68,845 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $239,700; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 364079600
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationPartial assessment exemption — basis unverified

2026 OPA taxes $68,845 of $277,600 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.

See the assessment math →
Full-assessment scenario$3,886/year

Applying the same rate to the billed-year full assessment. OPA's numeric split does not say when or whether the current treatment changes.

See the assessment math →
Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Verify the current tax bill and exemption

The 2026 taxable assessment implies about $964/yr, while applying the same rate to the full assessment would imply about $3,886/yr — $2,922/yr more. OPA's assessment split does not establish the exemption program, expiration, or buyer eligibility. Verify the basis and live bill with OPA and Revenue.

Built 1925: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

Verify which assessment relief applies

OPA shows a material assessment exemption, but this record does not identify its legal basis or transfer treatment. Ask OPA for the approval history; if the current treatment ends, an eligible owner-occupant may need to apply separately for Homestead relief.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: every fetched annual City assessment, charted against its block and ZIP; appreciation includes the full-period compound rate and the latest year-over-year change. The 5-year figure simply extends that historical pace. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$277,600
2026 billed-year assessment · 2027: $239,700 · built 1925
Price / sq ft
$230
block $169 · above block
Appreciation
+502%
+18%/yr since 2016 · 2027 -14% vs 2026
In 5 years (~2032)
~$542K
+18%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$964
0.4% effective, reduced taxable assessment
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
-3337505.2%
≈$-667M/mo rent
Times sold
2

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$250K$500KZIP 19145 median$240K201320162019202220252027
Property assessmentBlock median & rangeZIP 19145 medianAssessmentDeed / saleL&I violationPermitInspectionLicense

Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record12 events · exact dates, newest first
  1. Deed / saleDeed / sale $260K
  2. Deed / saleDeed / sale $211K
  3. PermitPlumbing
  4. PermitAddition and/or Alteration
  5. PermitMechanical
  6. PermitElectrical
  7. PermitDemolition
  8. InspectionPRECOURT (likely: pre-court compliance inspection)
  9. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  10. L&I violationEXT-TREES PRUNE/REMOVE
  11. L&I violationEXT A-CLEAN WEEDS/PLANTS (Cut or remove weeds and overgrowth from the exterior area)
  12. LicenseRental

The paper trail

Bought for $211K in 2017. Owner pulled a plumbing permit in 2016.

  1. 2014 2 L&I violationsL&IL&I: 2 failed, 1 passedL&I visit
  2. 2016 DemolitionPermitAddition and/or AlterationPermitMechanicalPermitElectricalPermitPlumbingPermit
  3. 2017 $211KSold
  4. 2021 $260KSold

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 13 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. Recorded transfer$260K transfer

    2021

  2. Recorded transfer$211K transfer

    2017

  3. PermitPlumbing

    Permit 708358 · COMPLETED

    WATER AND DRAIN LINES FOR 1 WC, 1 LAV, 1 TUB, 1 KS 1 WM (SFD)THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004

  4. PermitAddition and/or Alteration

    Permit 705417 · Issued

    EZ PERMIT STANDARD ALTERATIONS - FOR ALTERATIONS TO AN EXISTING ONE FAMILY DWELLING AS PER ATTACHED STANDARD. DEVIATIONS FROM THIS STANDARD WILL RESULT IN PERMIT REVOCATION AND REQUIRE SUBMISSION OF CONSTRUCTION PLANS.

  5. PermitMechanical

    Permit 705422 · COMPLETED

    EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES - FOR THE INSTALLATION OF NEW DUCTWORK, REGISTERS/GRILLES/DIFFUSERS, AND WARM-AIR APPLIANCES AS PER ATTACHED STANDARD. DEVIATIONS FROM THIS STANDARD WILL RESULT IN PERMIT REVOCATION AND REQUIRE SUBMISSION OF CONSTRUCTION PLANS.

  6. PermitElectrical

    Permit 705454 · COMPLETED

    NEW 100 AMP SERVICES. ALL NECESSARY BONDING & GROUNDING & TOTAL REWIRE, AS PER 2008 NEC (SOUTH DISTRICT)

  7. PermitDemolition

    Permit 703310 · COMPLETED

    INTERIOR DEMO OF NON LOAD BARING WALLS ONLY,NO STRUCTURAL WORK ON THIS PERMIT

  8. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 449389 · PASSED

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked passed.

  9. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 449389 · CLOSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.

  10. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 449389 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  11. ViolationEXT-TREES PRUNE/REMOVE

    Case 449389 · Violation 3380221 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  12. ViolationEXT A-CLEAN WEEDS/PLANTS (Cut or remove weeds and overgrowth from the exterior area)

    Case 449389 · Violation 3380220 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  13. LicenseRental

    License 590968 · Inactive

    INFINITY RE HOLDINGS, LLC · Expires 2016-02-29 · Inactive 2016-04-29

What this record suggests

The City file documents 5 permits touching electrical work, plumbing. 5 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Flags: material assessment exemption — legal basis and term unverified. Informational only — not investment advice or a consumer report (FCRA).

The assessment exemption gap

OPA's 2026 taxable assessment implies about $964/year. Applying the same 1.3998% rate to the full assessed value would imply ~$3,886/year$2,922/year more. That is a scenario, not a forecast: the assessment split alone does not identify the exemption program, approval date, expiration, transfer treatment, or live Tax Center balance.

2016: ~$557/yr2017: ~$557/yr2018: ~$672/yr2019: ~$628/yr2020: ~$667/yr2021: ~$667/yr2022: ~$667/yr2023: ~$963/yr2024: ~$963/yr2025: ~$964/yr2026: ~$964/yr20162026
2026~$964/yrestimated from assessment

2026: ($277,600 assessed − $208,733 exempt) × 1.3998% ≈ $964/yr full-assessment scenario: $277,600 × 1.3998% ≈ $3,886/yr The OPA amount does not prove a ten-year abatement or any other specific program. Obtain the approval history and verify the current Tax Center account; a buyer should not assume the seller's relief transfers or restarts.

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,044 sqft
livable area
Lot
667 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 2324 Mountain St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$240K
20%
6.875%
$700/mo

When this house last sold (2021) a 30-year mortgage ran about 2.96% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment with an optional full-assessment stress test, not a live Tax Center balance.

Block context

2324 Mountain St sits on the 2300 block of Mountain St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 2322 Mountain St  ·  2326 Mountain St

Where this comes from

Methodology & freshness

This report was assembled Jul 10, 2026, 3:54 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)