2026 taxable assessment $488,900 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $479,300; it is not the 2026 billed-year value.
House report
2314 Mercer St
3 bd · 2 ba · 3 stories · 1,825 sqft · RSA5 · built 2013
Owner-occupancy signal · assessed $489K (2026) · 2027 OPA assessment $479K · sold 5×. On the 2300 block of Mercer St.
BlockReport AI · cited public records
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Property summary
Assessment$488,9002026 OPA assessment · 2027: $479,300
Last sale$550KRecorded 2025
Est. tax bill$6,844/year2026 taxable assessment × 1.3998%
Tax delinquencyNo 2022 matchNot proof account is current
Permits8Every fetched City permit
Violations0 open10 historical across 7 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 3120950002026 taxable assessment equals the full assessed value.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordNew construction
Record summary$320K transfer recorded in 2013; new construction appears in a 2012 permit, followed by a recorded transfer of $550K in 2025.
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you own it
$1,399/yr may be unclaimed
This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
Assessment and tax history
Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.
Assessed value
$488,900
2026 billed-year assessment · 2027: $479,300 · built 2013
Price / sq ft
$263
block $291 · below block
Assessment change
+54%
+4%/yr since 2016 · 2027 -2% vs 2026
Est. tax bill / yr
$6,844
1.4% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
5
Assessment vs. the block and ZIP · every dated City record marked on the line
- OPA assessment · 2016$310K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$310K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$310K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$399K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$430K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$430K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$430K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$509K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$509K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$489K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$489K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$479K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Deed / sale · 2013Deed / sale $320KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Deed / sale · 2016Deed / sale $360KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Deed / sale · 2025Deed / sale $550KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Permit · 2010-05-06Zoning/useThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2012-07-24Zoning/useThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2012-09-20New constructionThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2012-11-29PlumbingThis permit category usually covers water, drainage, fixtures, or other plumbing work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2012-11-29SuppressionThis permit category usually covers fire-suppression systems or related life-safety work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2013-04-08ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2013-05-06PlumbingThis permit category usually covers water, drainage, fixtures, or other plumbing work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2013-05-16MechanicalThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- L&I violation · 2008-02-19CLIP VIOLATION NOTICEA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2008-02-19VACANT LOT KEEP CLEAN GET LICA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2012-09-07CLIP VIOLATION NOTICEA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2012-09-07VACANT LOT STANDARDA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2013-09-11CVN-UNLIC GENERAL CONTRA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2013-10-25STOP WORK ORDERA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2013-10-25PERM - MUST POSTA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2013-01-14PERMB- WK DONE W/O NOTIFY INSPA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2013-10-28BP_BLDGA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- License · 2008-03-19Vacant Residential Property / LotA City license record tied to an activity or property use. Its issue, expiration, inactive, and status fields—not the category alone—show what was recorded for this date.Philadelphia L&I licenses and property records ↗
- Appeal · 2012-05-22Zoning board appealA challenge or request reviewed through a City appeals process. Filing an appeal does not show who prevailed; read the decision, conditions, and related permit or violation.How Philadelphia L&I appeals work ↗
Property assessmentBlock median & rangeZIP 19125 medianAssessmentDeed / saleL&I violationAppealPermitInspectionLicense
Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Highlight
Every dated record22 events · exact dates, newest first
- Deed / saleDeed / sale $550K
- Deed / saleDeed / sale $360K
- InspectionBP_BLDG
- L&I violationSTOP WORK ORDER
- L&I violationPERM - MUST POST
- L&I violationCVN-UNLIC GENERAL CONTR
- PermitMechanical
- PermitPlumbing
- PermitElectrical
- L&I violationPERMB- WK DONE W/O NOTIFY INSP
- Deed / saleDeed / sale $320K
- PermitPlumbing
- PermitSuppression
- PermitNew construction
- L&I violationCLIP VIOLATION NOTICE
- L&I violationVACANT LOT STANDARD
- PermitZoning/use
- AppealZoning board appeal
- PermitZoning/use
- LicenseVacant Residential Property / Lot
- L&I violationCLIP VIOLATION NOTICE
- L&I violationVACANT LOT KEEP CLEAN GET LIC
The paper trail
New construction$320K transfer recorded in 2013; new construction appears in a 2012 permit, followed by a recorded transfer of $550K in 2025.
- 2012 Zoning/usePermitNew constructionPermitPlumbingPermitSuppressionPermit
- 2013 ElectricalPermitPlumbingPermitMechanicalPermit6 L&I violationsL&IL&I: 1 failed, 1 passedL&I visit$320KTransfer
- 2016 $360KTransfer
- 2025 $550KTransfer
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 25 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- Recorded transfer$550K transfer
2025
- Recorded transfer$360K transfer
2016
- InvestigationBP_BLDG
Case 408723 · PASSED
The cited inspection visit was marked passed.
- ViolationCVN-UNLIC GENERAL CONTR
Case 408723 · Violation 2983034 · Code 9-1004 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationSTOP WORK ORDER
Case 408723 · Violation 2983035 · Code A-504.1/1 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationPERM - MUST POST
Case 471820 · Violation 2983064 · Code A-302.8/30 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- InvestigationBP_BLDG
Case 408723 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- ViolationCVN-UNLIC GENERAL CONTR
Case 418158 · Violation 2961616 · Code 9-1004 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- PermitMechanical
Permit 471820 · COMPLETED
INSTALL 1 HVAC UNIT WITH ASSOCIATED DUCTWORK(SFD)
- PermitPlumbing
Permit 469480 · COMPLETED
INSTALL 3 WATER CLOSETS - 3 LAVS - 2 TUBS - 1 KITCHEN SINK - 1 WASHER
- PermitElectrical
Permit 463801 · COMPLETED
NEW 200AMP ARIEL SERVICE ALL NEW WIRING THROUGHOUT PHONE, CABLE AND SECURITY SYSTEM PER 2008 NEC (SFD)
- ViolationPERMB- WK DONE W/O NOTIFY INSP
Case 438960 · Violation 2689260 · Code A-302.11/1 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationPERMB- WK DONE W/O NOTIFY INSP
Case 440289 · Violation 2689258 · Code A-302.11/1 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- Recorded transfer$320K transfer
2013
- PermitPlumbing
Permit 440289 · COMPLETED
5IN CI LATERAL,CT ,FAI PRVBX,MD TO INSIDE FRONT WALL ONLY.COMPLETE 3/4 K COPPER WATER.PA1#20122900131(SFD)
- PermitSuppression
Permit 438960 · COMPLETED
FOR THE INSTALLATION OF FIRE SUPPRESSION SYSTEM WITH NEW COMBINED 1 INCH SERVICE IN ACCORDANCE WITH NFPA 13D.
- PermitNew construction
Permit 418158 · COMPLETED
NEW CONSTRUCTION OF A FULLY SPRINKLED THREE STORY SINGLE FAMILY DWELLING WITH ROOF DECK PENTHOUSE/PILOT HOUSE ACCESS AND REAR ROOF TOP DECK ON THE THIRD FLOOR ROOF, FINISHED BASEMENT WITH EGRESS WELL IN THE REAR YARD PER SUBMITTED PLAN. SEPARATE PERMITS REQUIRED FOR ELECTRIC; PLUMBING; MECHANICAL AND SPRINKLER/FIRE SUPPRESSION SYSTEM.
- ViolationCLIP VIOLATION NOTICE
Case 348890 · Violation 2568030 · Code CP-01 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationVACANT LOT STANDARD
Case 348890 · Violation 2568031 · Code PM-306.0/2 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- PermitZoning/use
Permit 396386 · COMPLETED
ERECT A 3 STORY SINGLE FAMILY DWELLING WITH BASEMENT, EGRESS WINDOW TO REAR YARD AND PILOT HOUSE WITH ROOFTOP DECK ( DECK MAX. 12" FROM FINISHED ROOF ).
- AppealZoning board appeal
Appeal 17870 · CLOSED · Granted
Related permit 396386 · PERMIT FOR THE ERECTION OF A FOUR (4) STORY STRUCTURE (42'8" HIGH) WITH A CELLAR AND A ROOF DECK FOR USE AS A SINGLE FAMILY DWELLING.
- PermitZoning/use
Permit 271324 · COMPLETED
3 STORY SFD WITH CELLAR. MASONRY STEPS AND RAIL. BAY WINDOW @ 2ND & 3RD FLOORS. REAR YARD WITH 6' FENCE
- LicenseVacant Residential Property / Lot
License 438866 · Inactive
MERCER STREET LLC · Expires 2009-02-28 · Inactive 2012-12-22
- ViolationCLIP VIOLATION NOTICE
Case 147417 · Violation 1354040 · Code CP-01 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationVACANT LOT KEEP CLEAN GET LIC
Case 147417 · Violation 1354041 · Code PM-306.0/91 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
What this record suggests
The City file documents 8 permits touching kitchen work, electrical work, plumbing, roof work. 8 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
Flags: 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
2
Stories
3
Interior
1,825 sqft
livable area
Lot
732 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Above averageBelow average
Interior condition
Above average
city code 3
Above averageBelow average
Quality grade
B-
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
Zoning appeals
1
CLOSED · Granted · 2012
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 2314 Mercer St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2025) a 30-year mortgage ran about 6.6% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Estimated cash needed
—
down + 4% planning allowance
Modeled cash flow
—
rent − shown costs · /mo
Modeled cap rate
—
modeled NOI ÷ price
Modeled cash-on-cash
—
modeled year-1 return
Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.
Block context
2314 Mercer St sits on the 2300 block of Mercer St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 2312 Mercer St · 2316 Mercer St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 7:51 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)