Public Records
Edition
Philadelphia200 block of N Ruby StJuly 9, 2026

House report

223 N Ruby St

Vacant · assessed $22K · sold 2×. On the 200 block of N Ruby St.

Street view of 223 N Ruby St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

2 open violations: the clock matters

L&I appeals must be filed within 30 days — just 6 days if a property is designated UNSAFE or IMMINENTLY DANGEROUS. Left unresolved, the city can do the work itself, bill the owner (routinely $50,000+ on a rowhouse), lien the property, and add court fines of $300+/day.

$11,831 in back taxes on record

Interest and penalties keep compounding until a Revenue payment agreement is in place, and a lien is already filed — an owner-occupant agreement also stops the sheriff-sale track.

Construction next door (224 N Ruby St, 2025)

Excavation deeper than 5 feet, or within 10 feet of an adjacent structure, legally requires the developer to survey neighboring homes first and give owners 10 days' written notice. Insist on the pre-construction survey — it is your evidence if cracks appear.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$22K
Price / sq ft
block $93 ·
Appreciation
-47%
-6%/yr, city 6.5%
In 5 years (~2031)
~$22K
-6%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$312
1.4% effective
Gross yield
64.3%
≈$1K/mo rent
Times sold
2

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200KBefore this chart — 2003: Sold $5K 2013: 2 L&I violations 2015: L&I violation2017: Inspection passed2024: 4 L&I violations incl UNSAFE STRUCTURE 2024: Inspection failed2025: Alterations 2025: City Demolition 2025: Demolished 2025: Inspection failed ×22026: 2 L&I violations 2026: Inspection failed$22K201620222027
This houseBlock median & rangeTeardownL&I violationPermitInspection
The paper trail

Bought for $5K in 2003. Owner pulled a city demolition permit in 2025.

  1. 2003 $5KSold
  2. 2013 2 L&I violationsL&I
  3. 2015 L&I violationL&I
  4. 2017 Inspection passedL&I visit
  5. 2024 4 L&I violations incl UNSAFE STRUCTUREL&IInspection failedL&I visit
  6. 2025 AlterationsPermitCity DemolitionPermitDemolishedTeardownInspection failed ×2L&I visit
  7. 2026 2 L&I violationsL&IInspection failedL&I visit

Flags: 2 open L&I violations · $12K back taxes (2007–2016, $3K of it interest & penalties, lien filed). Informational only — not investment advice or a consumer report (FCRA).

Run the numbers

What owning 223 N Ruby St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$25K
20%
6.875%
$1K/mo

When this house last sold (2025) a 30-year mortgage ran about 6.6% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Next door: 221 N Ruby St  ·  225 N Ruby St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)