Multi-family report

2227 S 12th St

6 bd · 3 ba · 3 stories · 3,019 sqft · RSA5 · built 1915

Owner-occupancy signal · assessed $442K (2026) · 2027 OPA assessment $467K · 3 licensed units. On the 2200 block of S 12th St.

Street view of 2227 S 12th St
From the street — imagery © Google
From above · selected parcel outlined; choose a neighboring polygon to open it — imagery © Esri, Maxar
BlockReport AI · cited public records

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Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$6,187/year

2026 taxable assessment $442,000 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $467,400; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 394226600
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationNo exemption shown

2026 taxable assessment equals the full assessed value.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1915: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

3 units and RSA5 zoning need reconciliation

The assessment or license record describes multiple units while the zoning district is generally single-family. That does not establish whether the use is lawful, nonconforming, abandoned, or incorrectly coded. Verify the registered use and Certificate of Occupancy with L&I before pricing multiple rents.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

Construction next door (2228 S 12th St, 2024)

Excavation deeper than 5 feet, or within 10 feet of an adjacent structure, legally requires the developer to survey neighboring homes first and give owners 10 days' written notice. Insist on the pre-construction survey — it is your evidence if cracks appear.

If you’re the landlord

Lead certificate is not optional

Built 1915: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

Assessment and tax history

Every fetched annual City assessment for this building, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.

Assessed value
$442,000
2026 billed-year assessment · 2027: $467,400 · built 1915
Price / sq ft
$155
block $208 · below block
Assessment change
+99%
+6%/yr since 2016 · 2027 +6% vs 2026
Est. tax bill / yr
$6,187
1.4% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
0
licensed rental

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$250K$500KZIP 19148 median$467K2004200820122016202020242027
Property assessmentBlock median & rangeZIP 19148 medianAssessmentPermitLicense

Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record4 events · exact dates, newest first
  1. PermitPlumbing
  2. PermitMajor alteration
  3. PermitAlteration
  4. LicenseRental

The paper trail

Plumbing permit recorded in 2016.

  1. 2013 AlterationPermitMajor alterationPermit
  2. 2016 PlumbingPermit

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 4 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. PermitPlumbing

    Permit 684725 · COMPLETED

    REPLACE LATERAL, CURB TRAP & FAI PA20161042560 "SELF-CERTIFICATION'S ARE NO LONGER PERMITTED" - "ALL EXCAVATIONS & PLUMBING TRENCHES IN EXCESS OF 5' IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION

  2. PermitMajor alteration

    Permit 496179 · COMPLETED

    FOR THE REPLACEMENT OF SIX (6) EXISTING JOISTS OF AN EXTERIOR PORCH ON THE SECOND AND THIRD FLOOR LEVEL OF AN EXISTING BUILDING. ALL WORK TO BE DONE PER APPROVED PLANS. IF FIELD CONDITIONS VARY, CONTACT DESIGN PROFESSIONAL PRIOR TO THE START OF ANY WORK. SEPARATE PERMITS REQUIRED IF WORK EXCEEDS SCOPE AS SHOWN PER APPROVED PLANS.

  3. PermitAlteration

    Permit 496013 · COMPLETED

    STUCCO OVER TOP OF 3/4 PLYWOOD

  4. LicenseRental

    License 219664 · Active

    GABRIEL MARQUES (MARIA) · Expires 2027-02-28

What this record suggests

The City file documents 3 permits touching plumbing. 3 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Flags: active rental license. Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
6
Bathrooms
3
Stories
3
Interior
3,019 sqft
livable area
Lot
1,124 sqft
Basement
Full
city code D
Heat
Hot water / radiators
city code B
Central air
No
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 2227 S 12th St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at 3 licensed units × ~85% of the area's median unit rent — the whole building's income, not one unit's. Assessed value is not an asking price — set the price slider to the real one.

$467K
20%
6.875%
$4K/mo

When this house last sold (1989) a 30-year mortgage ran about 10.32% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Estimated cash needed
down + 4% planning allowance
Modeled cash flow
rent − shown costs · /mo
Modeled cap rate
modeled NOI ÷ price
Modeled cash-on-cash
modeled year-1 return

Scenario for orientation, not advice. Assumes a 30-year fixed loan, $2,100/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.

Block context

2227 S 12th St sits on the 2200 block of S 12th St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 2229 S 12th St  ·  2231 S 12th St

Where this comes from

Methodology & freshness

This report was assembled Jul 11, 2026, 10:01 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)