2026 taxable assessment $92,400 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $215,100; it is not the 2026 billed-year value.
House report
2225 Wharton St
3 bd · 1 ba · 2 stories · 1,068 sqft · RSA5 · built 1923
Investor / LLC · assessed $192K (2026) · 2027 OPA assessment $215K · sold 2×. On the 2200 block of Wharton St.
Property summary
Assessment$192,4002026 OPA assessment · 2027: $215,100
Last sale$140KRecorded 2026
Est. tax bill$1,293/year2026 taxable assessment × 1.3998%
Tax delinquency$12KCity snapshot · Jun 2022
Permits6Every fetched City permit
Violations0 open7 historical across 1 case
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
Ask the questions this record raises.
These curated questions are free. Choose one to open its cited answer.
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 3612967002026 OPA taxes $92,400 of $192,400 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.
Historical delinquency sources Record found
$11,689.01 was recorded for this parcel in Philadelphia's June 2022 delinquency snapshot for 2004–2021. That amount may have been paid, reduced, or increased since; it is not a current payoff figure.
$5,497.23 principal$3,796.46 interest$737.28 penalty$1,658.04 other charges
The snapshot’s 2022 context used $116,100 total assessment, $116,100 taxable, and $0 exempt/abated. Those historical fields can differ from today’s OPA exemption status.
A separate historical parcel ledger ending in 2016 records $5,585.61 and a lien entry. It is shown as historical context only.
2004$160.02 total · $0.00 principal · $107.20 interest · $9.18 penalty2005$272.41 total · $0.00 principal · $192.55 interest · $18.31 penalty2006$246.58 total · $0.00 principal · $170.65 interest · $18.31 penalty2007$307.32 total · $0.00 principal · $213.83 interest · $26.61 penalty2008$288.41 total · $0.00 principal · $195.88 interest · $28.53 penalty2009$254.73 total · $0.00 principal · $167.34 interest · $28.53 penalty2010$242.55 total · $0.00 principal · $157.02 interest · $28.53 penalty2011$611.76 total · $262.03 principal · $205.07 interest · $31.35 penalty2012$816.67 total · $465.11 principal · $174.42 interest · $32.56 penalty2013$794.00 total · $481.83 principal · $137.32 interest · $33.73 penalty2014$1,516.97 total · $947.72 principal · $184.81 interest · $66.34 penalty2015$74.19 total · $0.00 principal · $0.00 interest · $0.00 penalty
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordRenovated & sold on
Why it mattersBought for $500 in 2017, addition and/or alteration permit in 2024, sold for $140K in 2026 (+27900%).
View supporting records →Legal due diligence
What this record proves—and what it does not.
These checks are triggered by this property’s actual City rows. They identify the controlling document to verify; they do not declare a use legal, a building safe, or title clear.
2 resolve before relying
1 verify
1 favorable dated record
Resolve before relyingA permit row needs file-level verification6 permits not marked completed: RP-2024-003626 (Expired), RP-2026-001035 (Issued), RP-2026-003019 (Issued), MP-2026-002484 (Issued), PP-2026-008353 (Issued). At least one row also carries a completion date, so the City fields conflict.
Why it mattersIssued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.
Verify nextOpen the permit file and confirm final inspections, holds, and any resulting occupancy certificate.
Open the controlling City guidance ↗Resolve before relyingA dated tax balance needs a current payoff$11,689.01 was recorded in the City’s 2022-06 delinquency snapshot for 2004–2021.
Why it mattersThat is historical evidence, not today’s amount due. A current exemption, payment, credit, or assistance agreement can coexist with an older snapshot row.
Verify nextCheck period balances and request a dated Property Payoff statement for settlement.
Open the controlling City guidance ↗VerifyFailed inspections are dated events—not the current condition1 failed, 1 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Dec 24, 2019.
Why it mattersA PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.
Verify nextOpen the parent case/permit for each material failure and confirm its later disposition.
Open the controlling City guidance ↗Favorable dated recordNo open violation; closed history remains relevantThe fetched record shows 0 open and 7 historical violations across 1 case.
Why it mattersA closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.
Verify nextUse the closed cases to target the inspection and occupancy-file review.
Open the controlling City guidance ↗Closing file: checks no public-record summary can replace5 documents/searches to assign before settlement
Property Sales Certification
The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.
Next: Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.
Official guidance ↗Date-effective City Property Payoff
The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.
Next: Request the City statement effective through settlement; read every period and invoice.
Official guidance ↗Professional title and water-lien searches
OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.
Next: Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.
Official guidance ↗Separate water-lien guidance ↗Seller-specific tax relief is not the buyer’s bill
LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.
Next: Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.
Official guidance ↗Separate water-lien guidance ↗Seller disclosure and independent inspections
For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.
Next: Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.
Official guidance ↗Informational only—not a legal opinion, title report, code inspection, tax payoff, or substitute for a Pennsylvania lawyer, title company, inspector, or tax professional.
Records to verify together
Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.
Records to verify together
More than one separately dated public record deserves a current-status check.
Evidence: $11,689 appeared in the City's June 2022 delinquency snapshot · a lien number appears in the historical tax ledger through 2016
Limit: A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue.
Post-purchase work pattern
A recorded purchase followed by 5 permit events matches the early part of a renovate-and-resell sequence.
Evidence: purchase recorded in 2026 · permit activity in 2026
Limit: This does not show that the property is listed or that a sale is planned.
Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1923: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you own it
$5,586 in the historical tax ledger through 2016
Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.
If you’re the landlord
If it is rented, verify the Rental License
The fetched license records do not show an active Rental License. Ownership type or a tax mailing address does not prove that tenants occupy the property; if it is rented, verify the current license and legal occupancy in eCLIPSE.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
Who's behind it
Zea Captial LLC · corporate / LLC owner
• Tax bills mail to 65 Toui Ave, Hamilton NY, 08690 — outside Philadelphia
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$192,400
2026 billed-year assessment · 2027: $215,100 · built 1923
Price / sq ft
$201
block $208 · in line w/ block
Appreciation
+91%
+7%/yr, city 6.5%
In 5 years (~2031)
~$216K
+7%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$1,293
0.6% effective
Jun 2022 tax snapshot
$12K
recorded then · verify current
Gross yield
-3719200.4%
≈$-667M/mo rent
Times sold
2
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeSaleL&I violationPermit
The paper trail
Renovated & sold onBought for $500 in 2017, addition and/or alteration permit in 2024, sold for $140K in 2026 (+27900%).
- 2017 $500Sold
- 2019 7 L&I violationsL&IL&I: 1 failed, 1 passedL&I visit
- 2024 Addition and/or AlterationPermit
- 2026 $140KSoldAddition and/or AlterationPermitAddition and/or AlterationPermitAddition and/or AlterationsPermitAlterationsPermitAddition and/or AlterationPermit
City record timeline
Every dated deed, permit, inspection, license, violation, certification, and appeal—together.
The timeline combines the report’s transfer history with every successfully fetched L&I and zoning row. A date or status is the City’s filed record, not a statement that the condition remains current; use the official file for live detail.
- Recorded owner
- Zea Captial LLC
- L&I district
- CENTRAL WEST
- OPA account
- 361296700
- PermitAddition and/or Alteration
Permit EP-2026-006015 · Issued
New 200 amp service upgrade, wire through single family, decora devices, switches, rec, smokes, 4'' LED recessed lights, and ARCF breakers according to NEC 2017
- PermitAlterations
Permit PP-2026-008353 · Issued
Installing 11 Fixtures 1 HWH 3 Lavs 3 Toilets 1 KS 1 Washer 2 Shower/tubs
- PermitAddition and/or Alterations
Permit MP-2026-002484 · Issued
EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES - For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. Install a heat pump system, 2 ton AC, ductwork, and 7 diffusers
- PermitAddition and/or Alteration
Permit RP-2026-003019 · Issued
FOR STRUCTURAL ALTERATIONS INCLUDING REMOVAL AND REPLACEMENT IN KIND OF THE REAR PORTION OF AN EXISTING ATTACHED SINGLE-FAMILY STRUCTURE AS PER APPROVED PLAN. *NO CHANGE IN HEIGHT, EXTERIOR BUILDING DIMENSIONS, OR GFA* **SEPARATE PERMITS REQUIRED FOR MECHNICAL, PLUMBING, AND ELECTRICAL WORK**
- PermitAddition and/or Alteration
Permit RP-2026-001035 · Issued
- For alterations to an Existing One Family Dwelling as per attached standard. Deviations from this standard will result in permit revocation and require submission of construction plans. Separate permits are required for plumbing and electrical work and the installation of heating/cooling appliances. STRUCTURAL ALTERATION OR REPAIR IS EXPRESSLY PROHIBITED UNDER THIS PERMIT. PROHIBITED STRUCTURAL WORK INCLUDES ANY MODIFICATION TO EXTERIOR WALLS, PARTY WALLS, FLOOR/ROOF FRAMING OR FOUNDATIONS; INCLUDING UNDERPINNING, EXCAVATION, AND REMOVAL OF FOUNDATION SLAB. ***NO WORK MAY BE PERFORMED IN THE BASEMENT OR CELLAR.*** Separate permits required for Mechanical, Electrical, and Plumbing work
- Recorded transfer$140K transfer
2026
- PermitAddition and/or Alteration
Permit RP-2024-003626 · Expired
PERMIT STANDARDS ALTERATIONS For alterations to an existing one family dwelling as per attached standard. Deviations from this standard will result in permit revocation and require submission of construction plans. Structural alteration or repair is expressly prohibited under this permit. Prohibited structural work includes any modification to exterior walls, party walls, floor/roof framing or foundations, underpinning and excavations (i.e., digging in basement). Any work/alterations to the basement/cellar are expressly prohibited unless documented as an existing habitable space with heights and means of egress per conditions of the EZ standard. separate permits required for mechanical, electric and plumbing, etc. *No basement alterations of any kind were proposed or approved for this permit* *No structural alterations of any kind were proposed or approved for this permit*
- InvestigationHCEU INSP
Case 707058 · PASSED
- ViolationHANDRAILS AND GUARDS
Case 707058 · Violation 5184069 · COMPLIED
- ViolationEXTENSION CORDS
Case 707058 · Violation 5184063 · COMPLIED
- ViolationCARBON MONOXIDE ALARM REQ'D
Case 707058 · Violation 5184064 · COMPLIED
- ViolationEXTERIOR STRUCTURE WINDOWS
Case 707058 · Violation 5184065 · COMPLIED
- ViolationINTERIOR SURFACES
Case 707058 · Violation 5184066 · COMPLIED
- ViolationINTERIOR SURFACES STAIRS, ETC
Case 707058 · Violation 5184067 · COMPLIED
- ViolationINTERIOR DOORS
Case 707058 · Violation 5184068 · COMPLIED
- InvestigationHCEU INSP
Case 707058 · FAILED
- Recorded transfer$500 transfer
2017
Flags: $12K recorded in the June 2022 delinquency snapshot — verify current balance · historical tax ledger through 2016 recorded $6K with a lien entry. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,068 sqft
livable area
Lot
742 sqft
Basement
Full
city code D
Heat
Undetermined
city code H
Central air
No
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
Average
city code 4
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 2225 Wharton St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2026) a 30-year mortgage ran about 6.6% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
2225 Wharton St sits on the 2200 block of Wharton St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 2223 Wharton St · 2227 Wharton St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 8:53 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)