House report

2176-78 E York St

5 bd · 2 ba · 3 stories · 4,453 sqft · RM1 · built 1875

Owner-occupied · assessed $720K · sold 1×. On the 2100 block of E York St.

Street view of 2176-78 E York St — From the street — imagery © Google

From above — imagery © Esri, Maxar

Property summary

Assessment$720KCity assessed value Last sale$454KRecorded 2004 Est. annual tax$9K/yearAssessment × 1.3998% Tax delinquency—Snapshot unavailable Permits4Shown in this report ViolationsNone openNo open L&I cases

What stands out

From the public record

Finding

Improved

Why it matters

Bought for $454K in 2004. Owner pulled a change of use permit in 2022.

View supporting records →

What the record is signaling

Early patterns mined across this property's dated public records. Each flag shows what triggered it and where the inference stops.

watch signalAssessment/permit mismatch

The assessment jumped 44% in 2027, but no matching permit appears in the property timeline.

Evidence: assessment moved from $500,000 to $720,300 · no permit shown in 2026-2028

Limit: Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it.

Transparent record rules, not a machine-learning forecast. A signal is a prompt to verify the cited record, not a prediction or allegation.

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1875: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value

$720K

built 1875

Price / sq ft

$162

block $236 · below block

Appreciation

+173%

+10%/yr, city 6.5%

In 5 years (~2031)

~$724K

+10%/yr own pace held 5 yrs — extrapolation, not a forecast

Est. tax / yr

$9K

1.21% effective

Jun 2022 tax snapshot

—

Gross yield

3.3%

≈$2K/mo rent

Times sold

Value vs. the block, over time — sales, permits & L&I events marked on the line

This houseBlock median & rangePermit

The paper trail

Improved

Bought for $454K in 2004. Owner pulled a change of use permit in 2022.

2004 $454KSold
2016 Major alterationPermitZoningPermitElectricalPermit
2022 Change of UsePermit

Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms

Bathrooms

Stories

Interior

4,453 sqft

livable area

Lot

2,479 sqft

Basement

Partial

city code H

Heat

Hot water / radiators

city code B

Central air

Yes

Exterior condition

Average

city code 4

Above averageBelow average

Interior condition

Average

city code 4

Above averageBelow average

Quality grade

C+

assessor's grade

ABCDE

Zoning

RM1

city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 2176-78 E York St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

Purchase price$720K

Down payment20%

Mortgage rate6.875%

Monthly rent$2K/mo

When this house last sold (2004) a 30-year mortgage ran about 5.84% — Freddie Mac's average that year.

Mortgage

—

P&I · 30-yr fixed

All-in monthly

—

+ taxes & insurance

Cash to close

—

down + ~4% costs

Cash flow

—

rent − all costs · /mo

Cap rate

—

NOI ÷ price

Cash-on-cash

—

year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

2176-78 E York St sits on the 2100 block of E York St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 2174 E York St · 2172 E York St

Where this comes from

Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
Permits, violations & inspections — L&I Property History · Atlas
Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
Current property-tax balance — Verify with Philadelphia Revenue
Zoning appeals — L&I & Zoning Board appeals
Neighborhood income & rents — US Census ACS 5-year estimates
Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages

Methodology & freshness

Available City datasets are queried from OpenDataPhilly (phl.carto.com), then reports are cached and refreshed on a rolling schedule. Source dates vary: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. Other dossiers re-pull on view once stale, and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

BlockReport AICited sources

Ask a cited due-diligence question about this property. BlockReport connects the public record - deeds, permits, violations, taxes, ownership, and comparable context - then explains what matters. Try 3 deep research questions with no card or account required.

About this data & fine print

Answers are generated by an AI agent querying available City of Philadelphia open data at the moment you ask: OPA property assessments, Recorder of Deeds transfer records, L&I permits, violations & licenses, dated Dept. of Revenue tax records, Zoning Board appeals, Police incident reports, Philly311 requests, and School District of Philadelphia catchment and school data.

For an explicit web search or a current listing/news question, the agent may also search the public web through OpenRouter and must link every web-derived claim. Public listing pages can be stale and are not direct or comprehensive MLS access.

Property-level tax data is historical: the delinquency snapshot is dated June 2022 and the separate detailed ledger ends in 2016. Neither shows what is owed today; verify a current balance with Philadelphia Revenue.

City data is published as-is and can lag, contain errors, or be corrected later; school performance datasets run years behind and are labeled with their school year. AI answers can contain mistakes — verify anything that matters against the official record (property.phila.gov, atlas.phila.gov) before acting on it.

Informational only. Not legal, financial, or investment advice. Not a consumer report under the FCRA — it may not be used to decide anyone's eligibility for housing, tenancy, employment, credit, or insurance.

Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)

2176-78 E York St

Property summary

What stands out

Improved

What the record is signaling

What to do with this

If you’re buying

The investment read

The paper trail

The house, on paper

Run the numbers

Block context

Where this comes from

This is 2176-78 E York St,
on paper.

The whole record is free.

What to catch on the way down.