Public Records
Edition
Philadelphia2100 block of E Cheltenham AveRecords pulled July 9, 2026

House report

2120 E Cheltenham Ave

2 bd · 1 ba · 1 story · 660 sqft · RSA5 · built 1950

Absentee individual · assessed $133K · sold 1×. On the 2100 block of E Cheltenham Ave.

Street view of 2120 E Cheltenham Ave
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1950: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$67 in back taxes on record

Interest and penalties keep compounding until a Revenue payment agreement is in place, and a lien is already filed — an owner-occupant agreement also stops the sheriff-sale track.

If you’re the landlord

Lead certificate is not optional

Built 1950: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$133K
built 1950
Price / sq ft
$202
block $202 · in line w/ block
Appreciation
+142%
+8%/yr, city 6.5%
In 5 years (~2031)
~$134K
+8%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$2K
1.4% effective
Gross yield
12.8%
≈$1K/mo rent
Times sold
1
licensed rental

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200KBefore this chart — 2008: Sold $26K2020: L&I violation 2020: L&I: 2 failed, 1 passed2021: 2 L&I violations 2021: L&I: 2 failed, 2 passed2023: L&I violation 2023: L&I: 1 failed, 1 passed2024: L&I violation 2024: L&I: 1 failed, 1 passed$133K201620222027
This houseBlock median & rangeL&I violationPermit
The paper trail

sold $26K (2008); L&I violation (2020); L&I: 2 failed, 1 passed (2020); 2 L&I violations (2021); L&I: 2 failed, 2 passed (2021); L&I violation (2023); L&I: 1 failed, 1 passed (2023); L&I violation (2024); L&I: 1 failed, 1 passed (2024).

  1. 2008 $26KSold
  2. 2020 L&I violationL&IL&I: 2 failed, 1 passedL&I visit
  3. 2021 2 L&I violationsL&IL&I: 2 failed, 2 passedL&I visit
  4. 2023 L&I violationL&IL&I: 1 failed, 1 passedL&I visit
  5. 2024 L&I violationL&IL&I: 1 failed, 1 passedL&I visit

Flags: active rental license · $67 back taxes (2015, $40 of it interest & penalties, lien filed). Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
2
Bathrooms
1
Stories
1
Interior
660 sqft
livable area
Lot
1,421 sqft
Basement
Full, finished
city code 1
Heat
Electric baseboard
city code C
Central air
No
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
D
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 2120 E Cheltenham Ave takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$133K
20%
6.875%
$1K/mo

When this house last sold (2008) a 30-year mortgage ran about 6.03% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Next door: 2118 E Cheltenham Ave  ·  2122 E Cheltenham Ave

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly; the masthead date is when this page's records were last pulled. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)