The Block Report

House report

2108 N 20th St

3 stories · 2,272 sqft · RSA5 · built 1915

Owner-occupied · assessed $136K (2026) · 2027 OPA assessment $166K · sold 3×. On the 2100 block of N 20th St.

Property summary

Assessment$136,0002026 OPA assessment · 2027: $165,500 Last sale$50KRecorded 2005 Est. tax bill$504/year2026 OPA · Homestead-adjusted Tax delinquencyNo 2022 matchNot proof account is current Permits1Every fetched City permit Violations0 open4 historical across 3 cases

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

Street view of 2108 N 20th St
From the street — imagery © Google
From above — imagery © Esri, Maxar

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$504/year

2026 taxable assessment $36,000 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $165,500; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 322006000
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationHomestead exemption

2026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1915: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$136,000
2026 billed-year assessment · 2027: $165,500 · built 1915
Price / sq ft
$73
block $115 · below block
Appreciation
+240%
+13%/yr, city 6.5%
In 5 years (~2031)
~$167K
+13%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$504
0.3% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
5.6%
≈$778/mo rent
Times sold
3

Assessment vs. the block · every dated City record marked on the line

$0$250K$500K2016 OPA assessment: $40K2017 OPA assessment: $40K2018 OPA assessment: $40K2019 OPA assessment: $57K2020 OPA assessment: $59K2021 OPA assessment: $59K2022 OPA assessment: $59K2023 OPA assessment: $131K2024 OPA assessment: $131K2025 OPA assessment: $136K2026 OPA assessment: $136K2004 — Deed / sale $25K2005 — Deed / sale $30K · Deed / sale $50K · 2005-07-22: Rental2014 — 2014-08-05: EXT-TREES PRUNE/REMOVE · 2014-12-27: HCEU INSP (Housing Code Enforcement Unit inspection)2016 — 2016-03-31: PRECOURT (likely: pre-court compliance inspection)2017 — 2017-08-23: Plumbing2018 — 2018-02-01: VACANT STRUCTURE LICENSE · 2018-02-01: EXTERIOR AREA SANITATION · 2018-02-01: VACANT STRUCTURE AND LAND · 2018-02-12: HCEU INSP (Housing Code Enforcement Unit inspection)$136K2004200820122016202020242026
This propertyBlock median & rangeDeed / saleL&I violationPermitInspectionLicense
2018-02-12: HCEU INSP (Housing Code Enforcement Unit inspection)
Highlight
Every dated record12 events · scroll to browse
  1. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  2. L&I violationVACANT STRUCTURE LICENSE
  3. L&I violationEXTERIOR AREA SANITATION
  4. L&I violationVACANT STRUCTURE AND LAND
  5. PermitPlumbing
  6. InspectionPRECOURT (likely: pre-court compliance inspection)
  7. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  8. L&I violationEXT-TREES PRUNE/REMOVE
  9. LicenseRental
  10. Deed / saleDeed / sale $30K
  11. Deed / saleDeed / sale $50K
  12. Deed / saleDeed / sale $25K

The paper trail

Improved

Bought for $25K in 2004. Owner pulled a plumbing permit in 2017.

  1. 2004 $25KSold
  2. 2005 $30KSold$50KSold
  3. 2014 L&I violationL&IInspection failed ×2L&I visit
  4. 2016 Inspection passedL&I visit
  5. 2017 PlumbingPermit
  6. 2018 3 L&I violationsL&IL&I: 3 failed, 2 passedL&I visit

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 16 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 621068 · PASSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.

  2. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 621069 · PASSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.

  3. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 621069 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  4. ViolationVACANT STRUCTURE LICENSE

    Case 621068 · Violation 4579535 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  5. ViolationEXTERIOR AREA SANITATION

    Case 621069 · Violation 4583128 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  6. ViolationVACANT STRUCTURE AND LAND

    Case 621069 · Violation 4583127 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  7. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 621068 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  8. PermitPlumbing

    Permit 810893 · COMPLETED

    INSTALL 3/4 COPPER WATER DISTRIBUTION PIPE FROM CURB TO INSIDE FOUNDATION WALL RECONNECTING TO EXISTING METER (SFD)PA2017233846 "SELF-CERTIFICATION'S ARE NO LONGER PERMITTED" - "ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"

  9. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 446542 · PASSED

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked passed.

  10. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 446542 · CLOSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.

  11. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 446542 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  12. ViolationEXT-TREES PRUNE/REMOVE

    Case 446542 · Violation 3433441 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  13. LicenseRental

    License 327200 · Inactive

    AARON OSEROFF (NICK FOTIADIS) · Expires 2006-02-28 · Inactive 2012-12-22

  14. Recorded transfer$30K transfer

    2005

  15. Recorded transfer$50K transfer

    2005

  16. Recorded transfer$25K transfer

    2004

What this record suggests

The City file documents 1 permit touching plumbing. 1 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Stories
3
Interior
2,272 sqft
livable area
Lot
1,300 sqft
Exterior condition
Vacant
city code 6
Vacant
Interior condition
Below average
city code 5
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 2108 N 20th St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$166K
20%
6.875%
$775/mo

When this house last sold (2005) a 30-year mortgage ran about 5.87% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

2108 N 20th St sits on the 2100 block of N 20th St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 2106 N 20th St  ·  2110 N 20th St

Where this comes from
Methodology & freshness

This report was assembled Jul 10, 2026, 10:41 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)