Public Records
Edition
Philadelphia200 block of W Cumberland StRecords pulled July 9, 2026

House report

210 W Cumberland St

4 bd · 3 ba · 3 stories · 1,749 sqft · RM1 · built 2022

Owner-occupied · assessed $498K · sold 1×. On the 200 block of W Cumberland St.

Street view of 210 W Cumberland St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $1,394/yr reflects a 10-year abatement. It steps up every year and reaches about $6,977/yr in 2034 — $5,583/yr more. Price the full bill, not the current one.

If you own it

When the abatement ends, file for Homestead

An abated home cannot also take the Homestead Exemption. From 2034 it can — knocking about $1,400/yr off the full bill.

$1,859 in back taxes on record

Interest and penalties keep compounding until a Revenue payment agreement is in place, and a lien is already filed — an owner-occupant agreement also stops the sheriff-sale track.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$498K
built 2022
Price / sq ft
$285
block $285 · in line w/ block
Appreciation
+17700%
+60%/yr, city 6.5%
In 5 years (~2031)
~$514K
+60%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$1K
0.28% effective, abated
Gross yield
Times sold
1

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$250K$500KBefore this chart — 2008: 2 L&I violations2020: New construction, addition, GFA change 2020: New Construction2021: New Construction 2021: New Construction 2021: New Construction or Additions2022: New Construction 2022: Sold $425K$498K201620222027
This houseBlock median & rangeSalePermit
The paper trail

built new under a 2020 permit (tax-abated), sold for $425K in 2022.

  1. 2008 2 L&I violationsL&I
  2. 2020 New construction, addition, GFA changePermitNew ConstructionPermit
  3. 2021 New ConstructionPermitNew ConstructionPermitNew Construction or AdditionsPermit
  4. 2022 New ConstructionPermit$425KSold

Flags: tax-abated — the bill lags real value · $2K back taxes (1997–2016, $571 of it interest & penalties, lien filed). Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $1,394/yr under a 10-year tax abatement that steps down every year. In 2034 the bill reaches its full ~$6,977/yr — a step up of $5,583/yr, 7 assessment years out. Drag the slider.

2016: ~$39/yr2017: ~$115/yr2018: ~$115/yr2019: ~$115/yr2020: ~$115/yr2021: ~$115/yr2022: ~$115/yr2023: ~$915/yr2024: ~$1,137/yr2025: ~$1,321/yr2026: ~$1,321/yr2027: ~$1,394/yr2028: ~$2,192/yr (projected)2029: ~$2,989/yr (projected)2030: ~$3,787/yr (projected)2031: ~$4,584/yr (projected)2032: ~$5,382/yr (projected)2033: ~$6,179/yr (projected)2034: ~$6,977/yr (projected)2035: ~$6,977/yr (projected)201620342035
2027~$1,394/yrfrom the record

now: ($498,400 assessed − $398,814 abated) × 1.3998% ≈ $1,394/yr 2034: $498,400 assessed × 1.3998% ≈ $6,977/yr The abated slice shrinks ~10% a year (post-2022 program, started 2024) — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
4
Bathrooms
3
Stories
3
Interior
1,749 sqft
livable area
Lot
770 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Zoning
RM1
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 210 W Cumberland St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$498K
20%
6.875%
$4K/mo

When this house last sold (2022) a 30-year mortgage ran about 5.34% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 208 W Cumberland St  ·  212 W Cumberland St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly; the masthead date is when this page's records were last pulled. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)