Public Records
Edition
Philadelphia2000 block of Ellsworth StJuly 9, 2026

House report

2040 Ellsworth St

3 bd · 2 ba · 3 stories · 2,073 sqft · RSA5 · built 2012

Owner-occupied · assessed $461K · sold 3×. On the 2000 block of Ellsworth St.

Street view of 2040 Ellsworth St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$461K
built 2012
Price / sq ft
$222
block $222 · in line w/ block
Appreciation
+56%
+4%/yr, city 6.5%
In 5 years (~2031)
~$462K
+4%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$5K
1.1% effective
Gross yield
Times sold
3

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0MBefore this chart — 2008: Land $500 2008: 3 L&I violations 2010: Land $47K 2011: 4 L&I violations 2011: Zoning/use 2011: New construction 2011: Plumbing 2011: Electrical 2011: Suppression 2012: Mechanical 2012: Sold $313K 2012: Administrative$461K201620222027
This houseBlock median & rangePermit
The paper trail

Bought for $500 in 2008, built new under a 2011 permit, sold for $313K in 2012.

  1. 2008 $500Land buy3 L&I violationsL&I
  2. 2010 $47KLand buy
  3. 2011 4 L&I violationsL&IZoning/usePermitNew constructionPermitPlumbingPermitElectricalPermitSuppressionPermit
  4. 2012 MechanicalPermit$313KSoldAdministrativePermit

Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
2
Stories
3
Interior
2,073 sqft
livable area
Lot
1,040 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 2040 Ellsworth St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$461K
20%
6.875%
$3K/mo

When this house last sold (2012) a 30-year mortgage ran about 3.66% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Next door: 2038 Ellsworth St  ·  2042 Ellsworth St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)