2026 taxable assessment $102,667 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $352,200; it is not the 2026 billed-year value.
House report
2040 E William St
4 bd · 3 stories · 1,500 sqft · RSA5 · built 2024
Owner-occupied · assessed $350K (2026) · 2027 OPA assessment $352K · sold 1×. On the 2000 block of E William St.
Property summary
Assessment$350,0002026 OPA assessment · 2027: $352,200
Last sale$330KRecorded 2024
Est. tax bill$1,437/year2026 taxable assessment · full-value scenario $4,899/year · basis and term unverified
Tax delinquencyNo 2022 matchNot proof account is current
Permits10Every fetched City permit
Violations0 open2 historical across 2 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
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Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 2520666012026 OPA taxes $102,667 of $350,000 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.
See the assessment math →Applying the same rate to the billed-year full assessment. OPA's numeric split does not say when or whether the current treatment changes.
See the assessment math →Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordNew construction
Why it mattersbuilt new under a 2021 permit (reduced taxable assessment shown), sold for $330K in 2024.
View supporting records →City Property History
Fetched L&I and zoning records
Every row successfully fetched for this report is counted below. Dataset availability and matching can differ from the City's interactive file; use the official link for current detail.
- Recorded owner
- Destiny Carter
- Tax mailing address
- 2040 E WILLIAM ST, PHILADELPHIA PA, 19134
- L&I district
- CENTRAL EAST
- Building ID (BIN)
- —
- OPA account
- 252066601
Permits10Every dated permit
Violation cases22 violation records · 0 open
Investigations43 failed · 1 passed · 0 closed
Building certifications0No match
Business licenses21 active
Appeals0No match
PermitsPermit number, issued date, work and City status10
New construction, addition, GFA changePermit ZP-2021-005721
Jun 8, 2021 Issued
For the erection of an attached structure with roof deck and roof deck access structure. Size and location as shown on plan.
New construction, addition, GFA changePermit ZP-2021-011650
Oct 13, 2021 Completed Completed Aug 21, 2024
For the erection of an attached structure with roof deck. Size and location as shown on plan.
New ConstructionPermit RP-2022-007667
Mar 30, 2023 Completed Completed Aug 21, 2024
FOR NEW CONSTRUCTION OF AN ATTACHED, THREE-STORY BUILDING WITH CELLAR AND ROOF DECKS FOR USE AS SINGLE-FAMILY HOUSEHOLD LIVING. BUILDING TO BE FULLY SPRINKLERED WITH NFPA 13D. SEPARATE PERMITS REQUIRED FOR MECHANICAL, ELECTRICAL, PLUMBING AND FIRE SUPPRESSION.
New Construction or AdditionsPermit PP-2022-011810
Jul 26, 2023 Completed Completed Aug 21, 2024
Plumbing Permit (Interior) for combo RP-2022-007667
New Construction or AdditionsPermit PP-2022-011809
Jul 26, 2023 Completed Completed Oct 26, 2023
Plumbing Permit (Exterior Building Drainage) for combo RP-2022-007667
New Construction or AdditionsPermit PP-2022-011808
Jul 26, 2023 Completed Completed Oct 26, 2023
Plumbing Permit (Water Distribution) for combo RP-2022-007667
New ConstructionPermit FP-2023-001469
Aug 16, 2023 Completed Completed Aug 20, 2024
INSTALL NEW FIRE SUPPRESSION SYSTEM AND 1” COMBINED SERVICE IN ACCORDANCE WITH NFPA 13D THROUGHOUT THE ENTIRE BUILDING. ALL WORK SHALL COMPLY WITH THE APPROVED PLANS. ALL WORK SHALL BE PERFORMED BY A FIRE SUPPRESSION CONTRACTOR LICENSED BY THE CITY OF PHILADELPHIA.
New ConstructionPermit EP-2022-008034
Oct 2, 2023 Completed Completed Apr 3, 2024
Electrical Permit for combo RP-2022-007667
New ConstructionPermit MP-2022-004263
Nov 17, 2023 Completed Completed Aug 21, 2024
Mechanical / Fuel Gas Permit for combo RP-2022-007667
Change of UsePermit ZP-2024-012510
Dec 20, 2024 Issued
Limited Lodging
Violation cases2 individual violation records; resolved history remains visible2
Case CF-2020-015117CLOSED
NOTICE OF VIOLATION · Opened May 12, 2020 · completed Jun 12, 2020
- LITTER ON VACANT LOTSViolation VI-2020-004992May 12, 2020 COMPLIED
Case CF-2021-118174CLOSED
NOTICE OF VIOLATION · Opened Dec 14, 2021 · completed Jan 19, 2022
- LITTER ON VACANT LOTSViolation VI-2021-086133Dec 14, 2021 COMPLIED
InvestigationsEvery inspector visit, including CLOSED outcomes4
L&I investigationCase CF-2020-015117
May 12, 2020 FAILED
L&I investigationCase CF-2020-015117
Jun 12, 2020 PASSED
L&I investigationCase CF-2021-118174
Dec 14, 2021 FAILED
L&I investigationCase CF-2021-118174
Jan 11, 2022 FAILED
Building certificationsInspection result and filed expiration date by L&I building ID0
No building certifications matched this parcel in the fetched City dataset.
Business licensesHistorical and active licenses are both retained2
RentalLicense 0967944
Destiny Carter
Revenue code 3202 · First issued Dec 18, 2024 Closed Expiration Dec 17, 2025
Limited Lodging OperatorLicense 0970707
Destiny Carter
Revenue code 3240 · First issued Feb 3, 2025 Active Expiration Feb 2, 2027
AppealsApplication status and decision are separate City fields0
No appeals matched this parcel in the fetched City dataset.
City of Philadelphia OPA, L&I and Zoning Board records, shown as filed. A CLOSED investigation is an outcome label, not a missing visit; an appeal's application status and decision may differ.
Legal due diligence
What this record proves—and what it does not.
These checks are triggered by this property’s actual City rows. They identify the controlling document to verify; they do not declare a use legal, a building safe, or title clear.
2 verify
1 favorable dated record
VerifyFailed inspections are dated events—not the current condition3 failed, 1 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was FAILED on Jan 11, 2022.
Why it mattersA PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.
Verify nextOpen the parent case/permit for each material failure and confirm its later disposition.
Open the controlling City guidance ↗VerifyA reduced taxable assessment is not a verified abatementOPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.
Why it mattersThe numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.
Verify nextObtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.
Open the controlling City guidance ↗Favorable dated recordNo open violation; closed history remains relevantThe fetched record shows 0 open and 2 historical violations across 2 cases.
Why it mattersA closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.
Verify nextUse the closed cases to target the inspection and occupancy-file review.
Open the controlling City guidance ↗Closing file: checks no public-record summary can replace5 documents/searches to assign before settlement
Property Sales Certification
The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.
Next: Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.
Official guidance ↗Date-effective City Property Payoff
The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.
Next: Request the City statement effective through settlement; read every period and invoice.
Official guidance ↗Professional title and water-lien searches
OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.
Next: Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.
Official guidance ↗Separate water-lien guidance ↗Seller-specific tax relief is not the buyer’s bill
LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.
Next: Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.
Official guidance ↗Separate water-lien guidance ↗Seller disclosure and independent inspections
For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections.
Next: Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.
Official guidance ↗Informational only—not a legal opinion, title report, code inspection, tax payoff, or substitute for a Pennsylvania lawyer, title company, inspector, or tax professional.
Records to verify together
Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.
Post-purchase work pattern
A recorded purchase followed by 1 permit event matches the early part of a renovate-and-resell sequence.
Evidence: purchase recorded in 2024 · permit activity in 2024
Limit: This does not show that the property is listed or that a sale is planned.
Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Verify the current tax bill and exemption
The 2026 taxable assessment implies about $1,437/yr, while applying the same rate to the full assessment would imply about $4,899/yr — $3,462/yr more. OPA's assessment split does not establish the exemption program, expiration, or buyer eligibility. Verify the basis and live bill with OPA and Revenue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you own it
Verify which assessment relief applies
OPA shows a material assessment exemption, but this record does not identify its legal basis or transfer treatment. Ask OPA for the approval history; if the current treatment ends, an eligible owner-occupant may need to apply separately for Homestead relief.
Construction next door (2039 E William St, 2024)
Excavation deeper than 5 feet, or within 10 feet of an adjacent structure, legally requires the developer to survey neighboring homes first and give owners 10 days' written notice. Insist on the pre-construction survey — it is your evidence if cracks appear.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$350,000
2026 billed-year assessment · 2027: $352,200 · built 2024
Price / sq ft
$235
block $225 · in line w/ block
Appreciation
+3471%
+43%/yr, city 6.5%
In 5 years (~2031)
~$360K
+43%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$1,437
0.41% effective, reduced taxable assessment
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
-2271436.7%
≈$-667M/mo rent
Times sold
1
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeSalePermitInspection
The paper trail
New constructionbuilt new under a 2021 permit (reduced taxable assessment shown), sold for $330K in 2024.
- 2021 Inspection failedL&I visitNew construction, addition, GFA changePermit
- 2022 Inspection failedL&I visit
- 2023 New ConstructionPermitNew Construction or AdditionsPermitNew Construction or AdditionsPermitNew Construction or AdditionsPermitNew ConstructionPermitNew ConstructionPermitNew ConstructionPermit
- 2024 $330KSoldChange of UsePermit
Flags: material assessment exemption — legal basis and term unverified. Informational only — not investment advice or a consumer report (FCRA).
The assessment exemption gap
OPA's 2026 taxable assessment implies about $1,437/year. Applying the same 1.3998% rate to the full assessed value would imply ~$4,899/year — $3,462/year more. That is a scenario, not a forecast: the assessment split alone does not identify the exemption program, approval date, expiration, transfer treatment, or live Tax Center balance.
2026: ($350,000 assessed − $247,342 exempt) × 1.3998% ≈ $1,437/yr
full-assessment scenario: $350,000 × 1.3998% ≈ $4,899/yr
The OPA amount does not prove a ten-year abatement or any other specific program. Obtain the approval history and verify the current Tax Center account; a buyer should not assume the seller's relief transfers or restarts.
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
4
Stories
3
Interior
1,500 sqft
livable area
Lot
1,221 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 2040 E William St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2024) a 30-year mortgage ran about 6.72% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment with an optional full-assessment stress test, not a live Tax Center balance.
Block context
2040 E William St sits on the 2000 block of E William St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 2038 E William St · 2042 E William St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 5:15 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)