Public Records
Edition
Philadelphia2000 block of N 3rd StJuly 9, 2026

House report

2039 N 3rd St

5 bd · 4 ba · 3 stories · 2,994 sqft · RM1 · built 2020

Owner-occupied · assessed $751K. On the 2000 block of N 3rd St.

Street view of 2039 N 3rd St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $2,102/yr reflects a 10-year abatement. It jumps to about $10,510/yr in 2031 — $8,408/yr more. Price the full bill, not the current one.

If you own it

When the abatement ends, file for Homestead

An abated home cannot also take the Homestead Exemption. From 2031 it can — knocking about $1,400/yr off the full bill.

$9,297 in back taxes on record

Interest and penalties keep compounding until a Revenue payment agreement is in place, and a lien is already filed — an owner-occupant agreement also stops the sheriff-sale track.

If you’re the landlord

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$751K
built 2020
Price / sq ft
$251
block $183 · above block
Appreciation
+10941%
+53%/yr, city 6.5%
In 5 years (~2031)
~$771K
+53%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$2K
0.28% effective, abated
Gross yield
Times sold
0
licensed rental

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0MBefore this chart — 2015: 2 L&I violations2017: 2 L&I violations2018: 2 L&I violations2019: New Construction 2019: Zoning/use 2019: Electrical 2019: Mechanical 2019: Suppression 2019: Plumbing 2019: Plumbing2020: L&I violation$751K201620222027
This houseBlock median & rangeL&I violationPermit
The paper trail

built new under a 2019 permit (tax-abated).

  1. 2015 2 L&I violationsL&I
  2. 2017 2 L&I violationsL&I
  3. 2018 2 L&I violationsL&I
  4. 2019 New ConstructionPermitZoning/usePermitElectricalPermitMechanicalPermitSuppressionPermitPlumbingPermitPlumbingPermit
  5. 2020 L&I violationL&I

Flags: tax-abated — the bill lags real value · active rental license · $9K back taxes (1978–2016, $5K of it interest & penalties, lien filed). Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $2,102/yr under a 10-year tax abatement. In 2031 the bill reaches its full ~$10,510/yr — a step up of $8,408/yr, 4 assessment years out. Drag the slider.

2016: ~$95/yr2017: ~$224/yr2018: ~$224/yr2019: ~$224/yr2020: ~$224/yr2021: ~$2,435/yr2022: ~$2,435/yr2023: ~$1,679/yr2024: ~$1,679/yr2025: ~$1,806/yr2026: ~$1,806/yr2027: ~$2,102/yr2028: ~$2,102/yr (projected)2029: ~$2,102/yr (projected)2030: ~$2,102/yr (projected)2031: ~$10,510/yr (projected)2032: ~$10,510/yr (projected)201620312032
2027~$2,102/yrfrom the record

now: ($750,800 assessed − $600,636 abated) × 1.3998% ≈ $2,102/yr 2031: $750,800 assessed × 1.3998% ≈ $10,510/yr Flat 100% exemption (pre-2022 program, started 2021), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
5
Bathrooms
4
Stories
3
Interior
2,994 sqft
livable area
Lot
1,040 sqft
Basement
Full, finished
city code 1
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Zoning
RM1
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 2039 N 3rd St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$751K
20%
6.875%
$5K/mo

When this house last sold (2021) a 30-year mortgage ran about 2.96% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 2037 N 3rd St  ·  2041 N 3rd St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)