2026 taxable assessment $165,067 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $500,000; it is not the 2026 billed-year value.
House report
2032 Wharton St
3 bd · 3 ba · 3 stories · 2,070 sqft · RSA5 · built 2016
Owner-occupancy signal · assessed $619K (2026) · 2027 OPA assessment $500K · sold 3×. On the 2000 block of Wharton St.
BlockReport AI · cited public records
Ask what this property record means.
Open the research chat with this property already in context. Curated questions are free.
Property summary
Assessment$619,0002026 OPA assessment · 2027: $500,000
Last sale$555KRecorded 2021
Est. tax bill$2,311/year2026 taxable assessment · full-value scenario $8,665/year · basis and term unverified
Tax delinquencyNo 2022 matchNot proof account is current
Permits7Every fetched City permit
Violations0 open2 historical across 1 case
“Open” reflects records available then historical records keep their source dates estimates are labeled
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 3611190152026 OPA taxes $165,067 of $619,000 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.
See the assessment math →Applying the same rate to the billed-year full assessment. OPA's numeric split does not say when or whether the current treatment changes.
See the assessment math →Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordNew construction
Record summary$17K transfer recorded in 2015; new construction appears in a 2016 permit with a reduced taxable assessment shown, followed by a recorded transfer of $555K in 2021.
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Verify the current tax bill and exemption
The 2026 taxable assessment implies about $2,311/yr, while applying the same rate to the full assessment would imply about $8,665/yr — $6,354/yr more. OPA's assessment split does not establish the exemption program, expiration, or buyer eligibility. Verify the basis and live bill with OPA and Revenue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you own it
Verify which assessment relief applies
OPA shows a material assessment exemption, but this record does not identify its legal basis or transfer treatment. Ask OPA for the approval history; if the current treatment ends, an eligible owner-occupant may need to apply separately for Homestead relief.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
Assessment and tax history
Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.
Assessed value
$619,000
2026 billed-year assessment · 2027: $500,000 · built 2016
Price / sq ft
$242
block $232 · in line w/ block
Assessment change
+3746%
+39%/yr since 2016 · 2027 -19% vs 2026
Est. tax bill / yr
$2,311
0.37% effective, reduced taxable assessment
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
3
Assessment vs. the block and ZIP · every dated City record marked on the line
- OPA assessment · 2016$13K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$425K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$425K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$425K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$457K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$457K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$457K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$648K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$648K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$619K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$619K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$500K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Land buy · 2015Land record $17KA land-record event associated with this parcel. Review the recorded instrument to determine whether it reflects a conveyance, parcel change, or another filing.How to read the recorded document ↗
- Deed / sale · 2016Deed / sale $449KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Deed / sale · 2021Deed / sale $555KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Permit · 2016-04-04Zoning/useThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2016-04-04New constructionThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2016-04-06Major alterationA broad legacy permit work category for a substantial building alteration. It can include changed layouts, partitions, fixtures, finishes, structural work, or occupancy-related work, but only the approved scope and plans say what this permit actually authorized; separate trade permits may be required.What Philadelphia building permits can cover ↗
- Permit · 2016-05-06ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2016-06-13SuppressionThis permit category usually covers fire-suppression systems or related life-safety work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2016-06-21MechanicalThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2016-06-23PlumbingThis permit category usually covers water, drainage, fixtures, or other plumbing work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- L&I violation · 2015-04-13CLIP VIOLATION NOTICEA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2015-04-13EXT A-VACANT LOT CLEAN/MAINTAIA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2005-08-03CSUINITIALA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
Property assessmentBlock median & rangeZIP 19146 medianAssessmentDeed / saleLand buyL&I violationPermitInspection
Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Highlight
Every dated record13 events · exact dates, newest first
- Deed / saleDeed / sale $555K
- PermitPlumbing
- PermitMechanical
- PermitSuppression
- PermitElectrical
- PermitMajor alteration
- PermitZoning/use
- PermitNew construction
- Deed / saleDeed / sale $449K
- L&I violationCLIP VIOLATION NOTICE
- L&I violationEXT A-VACANT LOT CLEAN/MAINTAI
- Land buyLand record $17K
- InspectionCSUINITIAL
The paper trail
New construction$17K transfer recorded in 2015; new construction appears in a 2016 permit with a reduced taxable assessment shown, followed by a recorded transfer of $555K in 2021.
- 2015 $17KLand transfer2 L&I violationsL&I
- 2016 Zoning/usePermitNew constructionPermitMajor alterationPermitElectricalPermitSuppressionPermitMechanicalPermitPlumbingPermit$449KTransfer
- 2021 $555KTransfer
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 13 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- Recorded transfer$555K transfer
2021
- PermitPlumbing
Permit 702321 · COMPLETED
INSTALLATION OF SOIL WASTE AND VENT PIPES AND HOT AND COLD WATER LINES FOR 3 WC, 3LAVS, 2 BT, 1LT, 1KS ,1 GARBAGE GRINDER, 1 DISHWASHER (SFD)PA201606343 SELF CERTIFICATION'S ARE NO LONGER PERMITTED","ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FT IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"
- PermitMechanical
Permit 701564 · COMPLETED
EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES- FOR THE INSTALLATION OF NEW DUCTWORK, REGISTERS/GRILLES/DIFFUSERS, AND WARM-AIR APPLIANCES AS PER ATTACHED STANDARD. DEVIATIONS FROM THIS STANDARD WILL RESULT IN PERMIT REVOCATION AND REQUIRE SUBMISSION OF CONSTRUCTION PLANS. *INSTALL TWO 60,000 FURNACE 96% W/TWO HALF TON 16 SEER AIR CONDITION AND RELATED DUCTWORK ONE LOCATED IN BASEMENT THE OTHER ON SECOND FLOOR*
- PermitSuppression
Permit 691308 · COMPLETED
FOR AN AUTOMATIC SPRINKLER SYSTEM W. COMBINED ONE (1) INCH FIRE & DOMESTIC SERVICE LINE FOR A THREE (3) STORY ABOVE GRADE PLANE, W. BASEMENT & ROOFTOP STRUCTURE, RESIDENTIAL BUILDING (TOWNHOUSE). AUTOMATIC SPRINKLER SYSTEM INSTALL PER NFPA 13D.
- PermitElectrical
Permit 690131 · COMPLETED
COMPLETE REWIRE WITH LIGHTS,SWITCHES,RECEPTS, SMOKES/CO DETECOTRS, DOOR BELL, CABLE TV & PHONES LINES INSTALL A 200AMP SERVICE COMPLETE WITH PANEL, METER AND GROUNDING AS PER 2008 NEC (NORTH DISTRICT)
- PermitMajor alteration
Permit 672825 · COMPLETED
PERMIT FOR THE REMOVAL OF TWO ABANDONED BRICK CHIMNEYS, ATTACHED TO PARTY WALL LOCATED AT WEST SIDE OF LOT. CHIMNEYS SHALL BE REMOVED UTILIZING HAND TOOLS ONLY, NO GAS POWERED, ELECTRIC, PNEUMATIC, OR OTHER VIBRATORY, OR POWER TOOLS SHALL BE USED. WORK SHALL NOT EXTEND BEYOND THE DEEDED PROPERTY LINE AT ADJACENT STRUCTURE, OR HALF THE WALL THICKNESS IN THE EVENT WALL IS CONFIRMED TO BE A SHARED, COMMON, PARTY WALL. UPON REMOVAL OF CHIMNEYS, THREE COAT STUCCO SHALL BE APPLIED. SEE ATTACHED LETTER FROM ERIC POULSON, P.E., DATED 2-28-16. UPON COMPLETION, THE AREA OF WALL, WHERE WORK WAS PERFORMED, SHALL HAVE A CONTINUOUS TWO HOUR FIRE RATING. SEE PLANS ISSUED UNDER AP# 672824.
- PermitZoning/use
Permit 676699 · COMPLETED
FOR THE ERECTION OF A NEW THREE STORY SFD WITH ROOF DECK AND PILOT HOUSE(TO CONTAIN STAIRS AND LANDING ONLY)
- PermitNew construction
Permit 676701 · COMPLETED
FOR THE ERECTION OF A NEW THREE STORY SFD WITH ROOF DECK AND PILOT HOUSE(TO CONTAIN STAIRS AND LANDING ONLY) **SEE AP# 676696 FOR PLANS**
- Recorded transfer$449K transfer
2016
- ViolationCLIP VIOLATION NOTICE
Case 474747 · Violation 3520744 · Code CP-01 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationEXT A-VACANT LOT CLEAN/MAINTAI
Case 474747 · Violation 3520745 · Code PM-302.2/4 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- Land recordLand record
2015
- InvestigationCSUINITIAL
Case 43437 · CLOSED
City marked the record closed; open the case for the closing reason.
What this record suggests
The City file documents 7 permits touching electrical work, plumbing, roof work. 7 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
Flags: material assessment exemption — legal basis and term unverified. Informational only — not investment advice or a consumer report (FCRA).
The assessment exemption gap
OPA's 2026 taxable assessment implies about $2,311/year. Applying the same 1.3998% rate to the full assessed value would imply ~$8,665/year — $6,354/year more. That is a scenario, not a forecast: the assessment split alone does not identify the exemption program, approval date, expiration, transfer treatment, or live Tax Center balance.
2026: ($619,000 assessed − $453,905 exempt) × 1.3998% ≈ $2,311/yr
full-assessment scenario: $619,000 × 1.3998% ≈ $8,665/yr
The OPA amount does not prove a ten-year abatement or any other specific program. Obtain the approval history and verify the current Tax Center account; a buyer should not assume the seller's relief transfers or restarts.
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
3
Stories
3
Interior
2,070 sqft
livable area
Lot
1,083 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Above averageBelow average
Interior condition
Above average
city code 3
Above averageBelow average
Quality grade
C+
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 2032 Wharton St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2021) a 30-year mortgage ran about 2.96% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Estimated cash needed
—
down + 4% planning allowance
Modeled cash flow
—
rent − shown costs · /mo
Modeled cap rate
—
modeled NOI ÷ price
Modeled cash-on-cash
—
modeled year-1 return
Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment with an optional full-assessment stress test, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.
Block context
2032 Wharton St sits on the 2000 block of Wharton St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 2030 Wharton St · 2034 Wharton St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 4:27 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)