The Block Report

House report

194 W Champlost Ave

3 bd · 1 ba · 2 stories · 1,140 sqft · RSA5 · built 1926

Owner-occupied · assessed $200K (2026) · 2027 OPA assessment $191K · sold 3×. On the 100 block of W Champlost Ave.

Property summary

Assessment$199,5002026 OPA assessment · 2027: $190,900 Last sale$184KRecorded 2022 Est. tax bill$2,793/year2026 taxable assessment × 1.3998% Tax delinquencyNo 2022 matchNot proof account is current Permits1Every fetched City permit Violations0 open5 historical across 2 cases

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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Street view of 194 W Champlost Ave
From the street — imagery © Google
From above — imagery © Esri, Maxar

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$2,793/year

2026 taxable assessment $199,500 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $190,900; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 612153600
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationNo exemption shown

2026 taxable assessment equals the full assessed value.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1926: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$199,500
2026 billed-year assessment · 2027: $190,900 · built 1926
Price / sq ft
$167
block $138 · above block
Appreciation
+120%
+8%/yr, city 6.5%
In 5 years (~2031)
~$192K
+8%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$2,793
1.46% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
10%
≈$2K/mo rent
Times sold
3

Assessment vs. the block · every dated City record marked on the line

$0$100K$200K2016 OPA assessment: $91K2017 OPA assessment: $91K2018 OPA assessment: $91K2019 OPA assessment: $87K2020 OPA assessment: $94K2021 OPA assessment: $94K2022 OPA assessment: $94K2023 OPA assessment: $126K2024 OPA assessment: $126K2025 OPA assessment: $200K2026 OPA assessment: $200K2007 — Deed / sale $70K · 2007-10-05: LICENSE-VAC RES BLDG · 2007-10-05: VACANT PROP STANDARD · 2007-10-05: PROSEC- STD INFO (likely: Standard enforcement or prosecution notice) · 2007-11-21: BRU INSP2019 — Deed / sale $124K · 2019-08-28: CLIP VIOLATION NOTICE · 2019-08-28: HIGH WEEDS-CUT · 2019-08-30: Rental2022 — Deed / sale $184K2026 — 2026-01-13: Alterations$200K200720112015201920232026
This propertyBlock median & rangeDeed / saleL&I violationPermitInspectionLicense
2026-01-13: Alterations
Highlight
Every dated record11 events · scroll to browse
  1. PermitAlterations
  2. Deed / saleDeed / sale $184K
  3. LicenseRental
  4. L&I violationCLIP VIOLATION NOTICE
  5. L&I violationHIGH WEEDS-CUT
  6. Deed / saleDeed / sale $124K
  7. InspectionBRU INSP
  8. L&I violationLICENSE-VAC RES BLDG
  9. L&I violationVACANT PROP STANDARD
  10. L&I violationPROSEC- STD INFO (likely: Standard enforcement or prosecution notice)
  11. Deed / saleDeed / sale $70K

The paper trail

Improved

Bought for $70K in 2007. Owner pulled a alterations permit in 2026.

  1. 2007 3 L&I violationsL&IL&I: 1 failed, 1 passedL&I visit$70KSold
  2. 2019 2 L&I violationsL&I$124KSold
  3. 2022 $184KSold
  4. 2026 AlterationsPermit

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 12 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. PermitAlterations

    Permit PP-2026-000502 · Completed

    Replace 3/4" water service

  2. Recorded transfer$184K transfer

    2022

  3. LicenseRental

    License 822514 · Inactive

    194 W Champlost St · Expires 2022-08-29 · Inactive 2022-10-28

  4. ViolationCLIP VIOLATION NOTICE

    Case 704056 · Violation 5164019 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  5. ViolationHIGH WEEDS-CUT

    Case 704056 · Violation 5164020 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  6. Recorded transfer$124K transfer

    2019

  7. InvestigationBRU INSP

    Case 130549 · PASSED

    The cited inspection visit was marked passed.

  8. ViolationLICENSE-VAC RES BLDG

    Case 130549 · Violation 698547 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  9. ViolationVACANT PROP STANDARD

    Case 130549 · Violation 698548 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  10. ViolationPROSEC- STD INFO (likely: Standard enforcement or prosecution notice)

    Case 130549 · Violation 698546 · COMPLIED

    Legacy L&I shorthand; the case notice contains the actual required correction and deadlines. City marked this violation complied with; check the resolution date and live case for what was accepted.

  11. InvestigationBRU INSP

    Case 130549 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  12. Recorded transfer$70K transfer

    2007

What this record suggests

The City file documents 1 permit touching plumbing. 1 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,140 sqft
livable area
Lot
1,009 sqft
Basement
Full, unfinished
city code C
Heat
Radiant
city code G
Central air
No
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 194 W Champlost Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$191K
20%
6.875%
$2K/mo

When this house last sold (2022) a 30-year mortgage ran about 5.34% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

194 W Champlost Ave sits on the 100 block of W Champlost Ave. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 192 W Champlost Ave  ·  196 W Champlost Ave

Where this comes from
Methodology & freshness

This report was assembled Jul 10, 2026, 5:49 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)