Public Records
Edition
Philadelphia1900 block of Cambridge StJuly 9, 2026

House report

1935 Cambridge St

3 bd · 1 ba · 2 stories · 1,158 sqft · RSA5 · built 1925

Absentee individual · assessed $355K · sold 4×. On the 1900 block of Cambridge St.

Street view of 1935 Cambridge St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $1,759/yr reflects a 10-year abatement. It jumps to about $4,972/yr in 2030 — $3,213/yr more. Price the full bill, not the current one.

Built 1925: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you’re the landlord

Lead certificate is not optional

Built 1925: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$355K
built 1925
Price / sq ft
$307
block $212 · above block
Appreciation
+154%
+9%/yr, city 6.5%
In 5 years (~2031)
~$357K
+9%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$2K
0.5% effective, abated
Gross yield
Times sold
4
licensed rental

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$250K$500KBefore this chart — 2015: Sold $154K2016: Addition2017: Sold $187K 2017: Electrical 2017: Plumbing2018: Appeal granted 2018: Zoning 2018: Administrative 2018: Addition and/or Alteration2020: Alterations2022: Change of Use2024: L&I violation$355K201620222027
This houseBlock median & rangeSaleL&I violationZoningPermit
The paper trail

Bought for $154K in 2015, built new under a 2016 permit (tax-abated), sold for $187K in 2017.

  1. 2015 $154KSold
  2. 2016 AdditionPermit
  3. 2017 $187KSoldElectricalPermitPlumbingPermit
  4. 2018 Appeal grantedZoningZoningPermitAdministrativePermitAddition and/or AlterationPermit
  5. 2020 AlterationsPermit
  6. 2022 Change of UsePermit
  7. 2024 L&I violationL&I

Flags: tax-abated — the bill lags real value · active rental license · 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $1,759/yr under a 10-year tax abatement. In 2030 the bill reaches its full ~$4,972/yr — a step up of $3,213/yr, 3 assessment years out. Drag the slider.

2016: ~$1,960/yr2017: ~$1,960/yr2018: ~$1,960/yr2019: ~$1,923/yr2020: ~$1,923/yr2021: ~$1,923/yr2022: ~$1,923/yr2023: ~$1,651/yr2024: ~$1,651/yr2025: ~$2,161/yr2026: ~$2,161/yr2027: ~$1,759/yr2028: ~$1,759/yr (projected)2029: ~$1,759/yr (projected)2030: ~$4,972/yr (projected)2031: ~$4,972/yr (projected)201620302031
2027~$1,759/yrfrom the record

now: ($355,200 assessed − $229,539 abated) × 1.3998% ≈ $1,759/yr 2030: $355,200 assessed × 1.3998% ≈ $4,972/yr Flat 100% exemption (pre-2022 program, started 2020), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,158 sqft
livable area
Lot
946 sqft
Basement
Full
city code D
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
New / rehabbed
city code 2
New / rehabbed
Interior condition
New / rehabbed
city code 2
New / rehabbed
Quality grade
B
assessor's grade
Zoning
RSA5
city zoning code
Zoning appeals
1
granted 2018

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1935 Cambridge St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$355K
20%
6.875%
$3K/mo

When this house last sold (2017) a 30-year mortgage ran about 3.99% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 1933 Cambridge St  ·  1937 Cambridge St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)