Multi-family report

1928 E Cumberland St

3 stories · 2,500 sqft · RSA5 · built 1875

Absentee individual · assessed $334K (2026) · 2027 OPA assessment $300K · 4 licensed units · sold 2×. On the 1900 block of E Cumberland St.

Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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Street view of 1928 E Cumberland St
From the street — imagery © Google
From above — imagery © Esri, Maxar

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$4,675/year

2026 taxable assessment $334,000 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $299,800; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 314004100
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationNo exemption shown

2026 taxable assessment equals the full assessed value.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record

Fetched L&I and zoning records

Every row successfully fetched for this report is counted below. Dataset availability and matching can differ from the City's interactive file; use the official link for current detail.

Open the City record ↗
Recorded owner
David Elnaliah & Ofer Elnaliah
Tax mailing address
2010 TERWOOD RD, HUNTINGDON VALLEY PA, 19006
L&I district
CENTRAL EAST
Building ID (BIN)
1068335
OPA account
314004100
Permits10Every dated permit
Violation cases532 violation records · 0 open
Investigations1611 failed · 5 passed · 0 closed
Building certifications2Latest result: Certified
Business licenses31 active
Appeals0No match
PermitsPermit number, issued date, work and City status10
Addition and/or AlterationPermit CP-2021-001165

Mar 8, 2021 Expired Completed Mar 17, 2022

This permit is to partially resolve case violation #CF-2021-068764 for demolition, interior alterations, M. E. P. installed w/o permits. LEVEL-1 ALTERATION: EZ LIMITED COMMERCIAL ALTERATIONS & REPAIRS - Level-1 Alteration: To an existing Multi-Family dwelling - No framing, layout changes, or work to any rated assemblies approved on this permit. Structural alteration or repair is expressly prohibited under this permit. Prohibited structural work includes any modifications to exterior walls, party walls, floor/roof framing or foundations, including underpinning, excavations (i.e. digging in Basement) and removal of basement slab. *Work in the basement or cellar is not allowed on the EZ Alteration Permit.*. Separate permits required for Mechanical, Electric and Plumbing. NON CROSS-HATCHED AREAS ARE AREAS WITHIN SCOPE OF WITHIN APPLICATION; OWNER/CONTRACTOR REFRAMED NON LOAD-BEARING WALLS, PERFORMED FULL KITCHEN RENOVATIONS (NEW CABINETS & FIXTURES); PERFORMED FULL BATHROOM RENOVATIONS ( NEW TILE, FIXTURES); INSTALLED NEW FLOOR, DRYWALL, TRIM & PAINT. TANDARDS WORK PERFORMED IN ACCORDANCE WITH EZ PERMIT STANDARDS AT 1ST FLOOR REAR APARTMENT AND 2ND & 3RD FLOOR APARTMENT IN FRONT OF BUILDING. PLUMBING & ELECTRIC SHALL BE THE SUBJECT

Addition and/or AlterationsPermit MP-2021-001637

Mar 23, 2021 Expired Completed Oct 24, 2023

EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES- For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. EACH HVAC UNIT TO BE SELF-CONTAINED WITHIN EACH DWELLING UNIT. NO PENETRATIONS OF RATED ASSEMBLIES. Install (2) Two HVAC and duct work - Gas Furnace 92% efficient, 60,000 BTU,1200 CFM and 2 Ton Condenser in back yard

Addition and/or AlterationPermit EP-2021-002437

Jun 18, 2021 Expired Completed Apr 5, 2022

Rewire 3-apartments (units,1,2,&4) to existing 200amp service to include: new outlets/switches/light fixtures/110V hard wired smoke alarms per apartments/tv/telephone AS PER APPROVED DRAWINGS-. NEC 2017 **A SEPERATE FIRE ALARM PERMIT IS REQ'D FOR THE REQ'D FIRE ALARM SYSTEM**

Addition and/or AlterationPermit CP-2021-009057

Jan 7, 2022 Expired Completed Jan 25, 2023

FOR INTERIOR LEVEL 2 ALTERATIONS TO THE EXISTING STRUCTURE AS PER PLANS.

AlterationsPermit PP-2022-005097

Mar 30, 2022 Expired Completed Jan 25, 2023

1st floor front apt. 1 kitchen and 1 bath 2nd floor rear apt. 1 kitchen and 1 bath FIXTURES WITH PIPING

Addition and/or AlterationPermit CP-2022-003216

Aug 9, 2022 Completed Completed Feb 16, 2023

FOR LEVEL 3 INTERIOR ALTERATIONS INCLUDING FULL KITCHEN AND BATH RENOVATIONS, LIGHT FRAMING, NEW DRYWALL, DRYWALL REPAIRS, INTERIOR PAINT, TRIM, NEW FLOORING, BATHROOM TILE AND BACKSPLASH AS PER PLANS. AMENDMENT APPROVED AS OF 03/17/2025: FOR THE REPLACEMENT OF STAIRWAYS AS PER AMENDED PLANS.

Addition and/or AlterationsPermit MP-2023-000087

Mar 27, 2023 Completed Completed Aug 15, 2025

FOR THE INSTALLATION OF A NEW HVAC SYSTEMS, ASSOCIATED DUCT WORK, DUCTLESS SYSTEMS, AND REGISTERS/DIFFUSERS AS PER APPROVED PLANS. SEPARATE PERMIT REQUIRED FOR ELECTRICAL, PLUMBING, FIRE SUPPRESSION.

Addition and/or AlterationPermit EP-2023-002902

Oct 11, 2023 Completed Completed Aug 6, 2025

INSTALL A 400 AMP SERVICE, (5) GANG METER BANK, (4) 125 AMP PANEL & FEEDERS, (1) 100 AMP PANEL & FEEDER, PROVIDE WIRING THROUGHOUT THE COMMON AREAS & FOUR DWELLING UNITS. INSTALL LIGHTS, SWITCHES, SENSORS, RECEPTACLES, & SMOKE ALARMS. PROVIDE POWER FOR THE MECHANICAL & HVAC EQUIPMENT. INSTALL A NEW FIRE ALARM SYSTEM THROUGHOUT. ALL WORK IN ACCORDANCE WITH THE 2017 NEC & 2016 NFPA-72.

New Construction or AdditionsPermit PP-2023-015444

Nov 16, 2023 Cancelled Completed May 16, 2024

Install supply lines and drainage pipes for 1 kitchen sink, 1 laundry sink, 1 toilet, 1 tub & 1 lavatory

New Construction or AdditionsPermit PP-2024-008610

Aug 19, 2024 Completed Completed Aug 15, 2025

INSTALL 6 WATER CLOSETS, 6 LAVATORIES, 5 SHOWER/TUBS, 4 KITCHEN SINKS AND 4 HOT WATER HEATERS ACCORDING TO THE 2018 PPC AND PER PLANS.

Violation cases32 individual violation records; resolved history remains visible5
Case 186037CLOSED

STANDARD · Opened Nov 21, 2008 · completed Apr 22, 2009

  • ANNUAL CERT FIRE ALARMViolation 1210108Nov 21, 2008 COMPLIED
  • INT S-FLOOR REPAIRViolation 1210110Nov 21, 2008 COMPEXCP
  • ELEC-COVER PLATE DEFECTIVE-RESViolation 1210109Nov 21, 2008 COMPEXCP
  • FA-REQ¿D EXIST GROUP R-2Violation 1210107Nov 21, 2008 COMPLIED
  • INT-PLMBG FIXTURES-RESViolation 1210106Dec 11, 2008 COMPEXCP
Case 321589CLOSED

STANDARD · Opened Mar 30, 2012 · completed May 16, 2012

  • INT S-DOORKNOB REPR/REPLCViolation 2399406Mar 28, 2012 COMPLIED
  • FIRE EXTING-NEEDS INSP/TAGViolation 2399382Mar 28, 2012 COMPLIED
  • SD-REQD EXIST GROUP RViolation 2399383Mar 28, 2012 COMPLIED
  • FIRE-PULL STATION SIGNSViolation 2399384Mar 28, 2012 COMPLIED
  • EXT A-CLEAN RUBBISH/GARBAGEViolation 2399385Mar 28, 2012 COMPLIED
  • INT S-CEILING REPAIR/MAINT SANViolation 2399386Mar 28, 2012 COMPLIED
  • INT-BATHRM TOILET LEAK RPR-RESViolation 2399387Mar 28, 2012 COMPLIED
  • ELEC-SYSTEM HAZARDOUS-RESViolation 2399388Mar 28, 2012 COMPLIED
Case 518938CLOSED

STANDARD · Opened Feb 5, 2016 · completed Apr 7, 2016

  • FIRE-DOOR STAIR 1HR RATINGViolation 3871431Feb 4, 2016 COMPLIED
  • INT DOOR SELF-CLOSEViolation 3871430Feb 4, 2016 COMPLIED
  • INT COMBUSTIBLE WASTE ACCUMULViolation 3871429Feb 4, 2016 COMPLIED
  • FIRE EXTING-INSTALL R2Violation 3871432Feb 4, 2016 COMPLIED
  • PLUMB SYS-SANITARY MAINTENAViolation 3871439Feb 4, 2016 COMPLIED
  • FIRE EXTING-NEEDS INSP/TAGViolation 3871433Feb 4, 2016 COMPLIED
  • PLUMB SYS-SANITARY DRAINAGEViolation 3871438Feb 4, 2016 COMPLIED
  • PLUMBING SYSTEMS-HAZARDSViolation 3871437Feb 4, 2016 COMPLIED
  • EXTERIOR AREA RODENT HARBORAGEViolation 3871436Feb 4, 2016 COMPLIED
  • UNFIT STRUCTUREViolation 3871435Feb 4, 2016 COMPLIED
  • ANNUAL CERT FIRE ALARMViolation 3871434Feb 4, 2016 COMPLIED
Case CF-2020-068764CLOSED

NOTICE OF VIOLATION · Opened Oct 1, 2020 · completed Dec 16, 2025

  • ALTER INTERIOR PORTIONViolation VI-2020-039355Oct 1, 2020 COMPLIED
  • FAILURE TO PERFORM SPECIAL CASE INSPECTIONSViolation VI-2020-039360Oct 1, 2020 COMPLIED
  • NEW PLUMBINGViolation VI-2020-039359Oct 1, 2020 COMPLIED
  • PLANS REQUIRED TO COMPLYViolation VI-2020-039358Oct 1, 2020 COMPLIED
  • HVAC SYSTEMViolation VI-2020-039357Oct 1, 2020 COMPLIED
  • NEW ELECTRICAL WIRINGViolation VI-2020-039356Oct 1, 2020 COMPLIED
  • ADDITIONViolation VI-2020-039354Oct 1, 2020 CLOSED
Case CF-2021-052953CLOSED

NOTICE OF VIOLATION · Opened Jun 16, 2021 · completed Dec 26, 2025

  • ARCHITECT/ENGINEER SERVICESViolation VI-2021-038471Jun 16, 2021 COMPLIED
InvestigationsEvery inspector visit, including CLOSED outcomes16
HCEU INSPCase 186037

Nov 21, 2008 FAILED

HCEU INSPCase 186037

Dec 11, 2008 FAILED

HCEU INSPCase 186037

Dec 11, 2008 FAILED

HCEU INSPCase 186037

Apr 22, 2009 PASSED

HCEU INSPCase 321589

Mar 28, 2012 FAILED

HCEU INSPCase 321589

May 16, 2012 PASSED

HCEU INSPCase 518938

Feb 4, 2016 FAILED

HCEU INSPCase 518938

Mar 16, 2016 FAILED

HCEU INSPCase 518938

Apr 6, 2016 PASSED

L&I investigationCase CF-2020-068764

Oct 1, 2020 FAILED

L&I investigationCase CF-2020-068764

Nov 5, 2020 FAILED

L&I investigationCase CF-2020-068764

Jan 4, 2021 FAILED

L&I investigationCase CF-2021-052953

Jun 16, 2021 FAILED

L&I investigationCase CF-2021-052953

Jul 21, 2021 FAILED

L&I investigationCase CF-2020-068764

Dec 16, 2025 PASSED

L&I investigationCase CF-2021-052953

Dec 26, 2025 PASSED

Building certificationsInspection result and filed expiration date by L&I building ID2
Fire Alarm CertificationCertification BC-2025-021616

Inspected Aug 12, 2025 Certified Expires Aug 12, 2026

Fire Alarm CertificationCertification BC-2026-008229

Inspected Jan 19, 2026 Certified Expires Jan 19, 2027

Business licensesHistorical and active licenses are both retained3
RentalLicense 334832

KIERAN SMITH

Revenue code 3202 · First issued Aug 31, 2005 Inactive Expiration Feb 28, 2009 Inactive Dec 31, 2008

RentalLicense 463657

DAVID ELNALIAH (ELNALIAH OFER)

Revenue code 3202 · First issued Dec 31, 2008 Inactive Expiration Feb 28, 2021 Inactive Apr 29, 2021

RentalLicense 1009285

Christopher Lim

Revenue code 3202 · First issued Jun 3, 2026 Active Expiration Jun 2, 2027

AppealsApplication status and decision are separate City fields0

No appeals matched this parcel in the fetched City dataset.

City of Philadelphia OPA, L&I and Zoning Board records, shown as filed. A CLOSED investigation is an outcome label, not a missing visit; an appeal's application status and decision may differ.

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1875: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

4 units and RSA5 zoning need reconciliation

The assessment or license record describes multiple units while the zoning district is generally single-family. That does not establish whether the use is lawful, nonconforming, abandoned, or incorrectly coded. Verify the registered use and Certificate of Occupancy with L&I before pricing multiple rents.

If you’re the landlord

Lead certificate is not optional

Built 1875: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this building has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$334,000
2026 billed-year assessment · 2027: $299,800 · built 1875
Price / sq ft
$120
block $206 · below block
Appreciation
+379%
+17%/yr, city 6.5%
In 5 years (~2031)
~$302K
+17%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$4,675
1.56% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
-2668445.6%
≈$-667M/mo rent
Times sold
2
licensed rental

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$250K$500K2021: Addition and/or Alteration 2021: L&I violation 2021: Inspection failed ×32022: Addition and/or Alteration 2022: Alterations 2022: Addition and/or Alteration2023: Addition and/or Alterations 2023: Addition and/or Alteration 2023: New Construction or Additions2024: New Construction or Additions2025: Inspection passed ×2 2025: Sold $675K$334K201620212026
This houseBlock median & rangeSaleL&I violationPermit

The paper trail

built new under a 2021 permit, sold for $675K in 2025.

  1. 2021 Addition and/or AlterationPermitL&I violationL&IInspection failed ×3L&I visit
  2. 2022 Addition and/or AlterationPermitAlterationsPermitAddition and/or AlterationPermit
  3. 2023 Addition and/or AlterationsPermitAddition and/or AlterationPermitNew Construction or AdditionsPermit
  4. 2024 New Construction or AdditionsPermit
  5. 2025 Inspection passed ×2L&I visit$675KSold

Flags: active rental license. Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Stories
3
Interior
2,500 sqft
livable area
Lot
1,566 sqft
Basement
Full
city code D
Heat
Undetermined
city code H
Exterior condition
Below average
city code 5
Interior condition
Below average
city code 5
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1928 E Cumberland St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at 4 licensed units × ~85% of the area's median unit rent — the whole building's income, not one unit's. Assessed value is not an asking price — set the price slider to the real one.

$300K
20%
6.875%
$2K/mo

When this house last sold (2008) a 30-year mortgage ran about 6.03% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $2,800/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

1928 E Cumberland St sits on the 1900 block of E Cumberland St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 1926 E Cumberland St  ·  1930 E Cumberland St

Where this comes from

Methodology & freshness

This report was assembled Jul 10, 2026, 3:44 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)