New construction
Why it mattersBought for $361K in 2017, built new under a 2016 permit (tax-abated), sold for $400K in 2025.
View supporting records →House report
1913 Fernon St
3 bd · 3 ba · 3 stories · 1,486 sqft · RSA5 · built 2017
Owner-occupied · assessed $364K · sold 4×. On the 1900 block of Fernon St.
Property summary
Assessment$364KCity assessed value
Last sale$400KRecorded 2025
Est. annual tax$4K/yearAssessment × 1.3998%
Tax delinquencyNo 2022 matchNot proof account is current
Permits8Shown in this report
ViolationsNone openNo open L&I cases
What stands out
From the public recordWhat the record is signaling
Early patterns mined across this property's dated public records. Each flag shows what triggered it and where the inference stops.
Post-purchase work pattern
A recorded purchase followed by 1 permit event matches the early part of a renovate-and-resell sequence.
Evidence: purchase recorded in 2025 · permit activity in 2026
Limit: This does not show that the property is listed or that a sale is planned.
Transparent record rules, not a machine-learning forecast. A signal is a prompt to verify the cited record, not a prediction or allegation.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
The tax bill is temporary
Today's $4,081/yr reflects a 10-year abatement. It jumps to about $5,101/yr in 2028 — $1,020/yr more. Price the full bill, not the current one.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you own it
When the abatement ends, file for Homestead
An abated home cannot also take the Homestead Exemption. From 2028 it can — knocking about $1,400/yr off the full bill.
Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$364K
built 2017
Price / sq ft
$245
block $252 · in line w/ block
Appreciation
+4344%
+41%/yr, city 6.5%
In 5 years (~2031)
~$372K
+41%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$4K
1.12% effective, abated
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
4.5%
≈$1K/mo rent
Times sold
4
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeSaleL&I violationPermit
The paper trail
New constructionBought for $361K in 2017, built new under a 2016 permit (tax-abated), sold for $400K in 2025.
- 2016 3 L&I violationsL&INew constructionPermitL&I: 1 failed, 2 passedL&I visitPlumbingPermitMechanicalPermitSuppressionPermitPlumbingPermitElectricalPermit
- 2017 $361KSold
- 2018 Major alterationPermit
- 2025 $400KSold
- 2026 AlterationsPermit
Flags: tax-abated — the bill lags real value. Informational only — not investment advice or a consumer report (FCRA).
The abatement clock
This house pays about $4,081/yr under a 10-year tax abatement. In 2028 the bill reaches its full ~$5,101/yr — a step up of $1,020/yr, 1 assessment year out. Drag the slider.
now: ($364,400 assessed − $72,858 abated) × 1.3998% ≈ $4,081/yr
2028: $364,400 assessed × 1.3998% ≈ $5,101/yr
Flat 100% exemption (pre-2022 program, started 2018), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.
The house, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
3
Stories
3
Interior
1,486 sqft
livable area
Lot
700 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Above averageBelow average
Interior condition
Above average
city code 3
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 1913 Fernon St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2025) a 30-year mortgage ran about 6.6% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).
Block context
1913 Fernon St sits on the 1900 block of Fernon St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 1911 Fernon St · 1915 Fernon St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
Available City datasets are queried from OpenDataPhilly (phl.carto.com), then reports are cached and refreshed on a rolling schedule. Source dates vary: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. Other dossiers re-pull on view once stale, and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.
First time here?
This is 1913 Fernon St,
on paper.
Built 2017. Every deed, permit, L&I visit, tax bill and sale for this house — plus its whole block.
No signup, no teaser
The whole record is free.
Permits, violations, taxes, deeds, ownership, and block context are all here. The public record is free to read; membership is for deeper research.
Three taps, you're oriented
What to catch on the way down.
On the way down: the story of the house, its paper trail drawn on the value chart, and run-the-numbers, a calculator seeded with this house's actual tax bill.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)