New construction
Why it mattersBought for $385K in 2024, built new under a 2021 permit (tax-abated), sold for $375K in 2025.
View supporting records →House report
1907 E Harold St
3 bd · 3 stories · 1,605 sqft · RSA5 · built 2023
Owner-occupied · assessed $409K · sold 4×. On the 1900 block of E Harold St.
Property summary
Assessment$409KCity assessed value
Last sale$68KRecorded 2020
Est. annual tax$2K/yearAssessment × 1.3998%
Tax delinquency—Snapshot unavailable
Permits5Dated events in report
ViolationsNone openNone open when assembled
“Open” reflects records available then historical records keep their source dates estimates are labeled
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What stands out
From the public recordWhat to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
The current tax estimate is temporary
The taxable assessment implies about $2,441/yr under a 10-year abatement. The estimate steps up every year and reaches about $5,721/yr in 2034 — $3,280/yr more. Underwrite the post-abatement estimate and verify the actual bill with Revenue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you own it
When the abatement ends, file for Homestead
An abated home cannot also take the Homestead Exemption. From 2034 it can — knocking about $1,400/yr off the full bill.
If you’re the landlord
Licensed rental — keep it that way
Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.
Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$409K
built 2023
Price / sq ft
$255
block $248 · in line w/ block
Appreciation
+8785%
+50%/yr, city 6.5%
In 5 years (~2031)
~$419K
+50%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$2K
0.6% effective, abated
Jun 2022 tax snapshot
—
Gross yield
-1957426%
≈$-667M/mo rent
Times sold
4
licensed rental
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeSaleL&I violationPermit
The paper trail
New constructionBought for $385K in 2024, built new under a 2021 permit (tax-abated), sold for $375K in 2025.
- 2021 New ConstructionPermitNew Construction or AdditionsPermitL&I: 3 failed, 3 passedL&I visitNew ConstructionPermitNew Construction or AdditionsPermit
- 2023 Appeal completeZoning3 L&I violationsL&IL&I: 3 failed, 1 passedL&I visit
- 2024 New ConstructionPermit$385KSoldInspection passedL&I visit
- 2025 $375KSold
Flags: tax-abated — the bill lags real value · active rental license · 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).
The abatement clock
This house’s taxable assessment implies about $2,441/yr under a 10-year tax abatement that steps down every year. In 2034 the assessment-based estimate reaches ~$5,721/yr — a step up of $3,280/yr, 7 assessment years out. Drag the slider.
now: ($408,700 assessed − $234,318 abated) × 1.3998% ≈ $2,441/yr
2034: $408,700 assessed × 1.3998% ≈ $5,721/yr
The abated slice shrinks ~10% a year (post-2022 program, started 2024) — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.
The house, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Stories
3
Interior
1,605 sqft
livable area
Lot
600 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Zoning
RSA5
city zoning code
Zoning appeals
1
complete 2023
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 1907 E Harold St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2020) a 30-year mortgage ran about 3.1% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).
Block context
1907 E Harold St sits on the 1900 block of E Harold St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 1905 E Harold St · 1909 E Harold St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
Available City datasets are queried from OpenDataPhilly (phl.carto.com), then reports are cached and refreshed on a rolling schedule. Source dates vary: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. Other dossiers re-pull on view once stale, and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)