House report

1903 Nicholas St

3 bd · 3 stories · 2,020 sqft · RSA5 · built 2020

Owner-occupancy signal · assessed $444K (2026) · 2027 OPA assessment $420K · sold 2×. On the 1900 block of Nicholas St.

Street view of 1903 Nicholas St
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From above · selected parcel outlined; choose a neighboring polygon to open it — imagery © Esri, Maxar
BlockReport AI · cited public records

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Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$1,243/year

2026 taxable assessment $88,800 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $420,000; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 472050500
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationPartial assessment exemption — basis unverified

2026 OPA taxes $88,800 of $444,400 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.

See the assessment math →
Full-assessment scenario$6,221/year

Applying the same rate to the billed-year full assessment. OPA's numeric split does not say when or whether the current treatment changes.

See the assessment math →
Historical delinquency sources Record found

$2,350.05 was recorded for this parcel in Philadelphia's June 2022 delinquency snapshot for 2021. That amount may have been paid, reduced, or increased since; it is not a current payoff figure.

$1,910.63 principal$100.31 interest$114.64 penalty$224.47 other charges
1year recorded 2021tax period 2021-03-14last payment in snapshot Yesactionable flag Nopayment agreement Nobankruptcy flag Nosheriff-sale flag Noassessment appeal

The snapshot’s 2022 context used $372,000 total assessment, $107,880 taxable, and $264,120 exempt/abated. Those historical fields can differ from today’s OPA exemption status.

A separate historical parcel ledger ending in 2016 records $3,874.51 and a lien entry. It is shown as historical context only.

1994$150.90 total · $40.03 principal · $76.27 interest · $2.81 penalty1995$306.03 total · $82.11 principal · $151.49 interest · $5.75 penalty1996$300.23 total · $82.11 principal · $146.57 interest · $5.75 penalty1997$294.41 total · $82.11 principal · $141.64 interest · $5.75 penalty1998$285.69 total · $82.11 principal · $134.25 interest · $5.75 penalty1999$276.97 total · $82.11 principal · $126.86 interest · $5.75 penalty2000$268.25 total · $82.11 principal · $119.47 interest · $5.75 penalty2001$259.53 total · $82.11 principal · $112.08 interest · $5.75 penalty2002$250.81 total · $82.11 principal · $104.69 interest · $5.75 penalty2003$242.09 total · $82.11 principal · $97.30 interest · $5.75 penalty2004$93.53 total · $27.37 principal · $29.97 interest · $1.92 penalty2008$28.69 total · $3.97 principal · $2.89 interest · $0.28 penalty2011$283.92 total · $143.72 principal · $66.83 interest · $10.06 penalty2012$278.09 total · $149.25 principal · $55.97 interest · $10.45 penalty2013$270.82 total · $154.62 principal · $44.07 interest · $10.82 penalty2014$105.81 total · $70.89 principal · $13.82 interest · $4.96 penalty2015$98.28 total · $70.89 principal · $7.44 interest · $4.96 penalty2016$80.46 total · $74.05 principal · $1.12 interest · $0.74 penalty

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

New construction

Record summary

$21K transfer recorded in 2019; new construction appears in a 2019 permit with a reduced taxable assessment shown, followed by a recorded transfer of $361K in 2020.

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Verify the current tax bill and exemption

The 2026 taxable assessment implies about $1,243/yr, while applying the same rate to the full assessment would imply about $6,221/yr — $4,978/yr more. OPA's assessment split does not establish the exemption program, expiration, or buyer eligibility. Verify the basis and live bill with OPA and Revenue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

Verify which assessment relief applies

OPA shows a material assessment exemption, but this record does not identify its legal basis or transfer treatment. Ask OPA for the approval history; if the current treatment ends, an eligible owner-occupant may need to apply separately for Homestead relief.

$3,875 in the historical tax ledger through 2016

Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.

If you’re the landlord

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

Assessment and tax history

Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.

Assessed value
$444,400
2026 billed-year assessment · 2027: $420,000 · built 2020
Price / sq ft
$208
block $146 · above block
Assessment change
+9030%
+51%/yr since 2016 · 2027 -5% vs 2026
Est. tax bill / yr
$1,243
0.28% effective, reduced taxable assessment
Jun 2022 tax snapshot
$2K
recorded then · verify current
Times sold
2
licensed rental

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$250K$500KZIP 19121 median$420K2004200820122016202020242027
Property assessmentBlock median & rangeZIP 19121 medianAssessmentDeed / saleLand buyL&I violationPermitLicense

Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record23 events · exact dates, newest first
  1. LicenseRental
  2. Deed / saleDeed / sale $361K
  3. PermitPlumbing
  4. PermitElectrical
  5. PermitMechanical
  6. PermitSuppression
  7. PermitZoning/use
  8. PermitNew construction
  9. Land buyLand record $21K
  10. L&I violationEXT A-VACANT LOT CLEAN/MAINTAI
  11. L&I violationCLIP VIOLATION NOTICE
  12. L&I violationCLIP VIOLATION NOTICE
  13. L&I violationEXT A-VACANT LOT CLEAN/MAINTAI
  14. L&I violationEXT A-VACANT LOT CLEAN/MAINTAI
  15. L&I violationCLIP VIOLATION NOTICE
  16. L&I violationEXT A-VACANT LOT CLEAN/MAINTAI
  17. L&I violationCLIP VIOLATION NOTICE
  18. L&I violationVACANT LOT STANDARD
  19. L&I violationLICENSE - VACANT LOT
  20. L&I violationCLIP VIOLATION NOTICE
  21. L&I violationCLIP VIOLATION NOTICE
  22. L&I violationVACANT LOT KEEP CLEAN GET LIC
  23. LicenseVacant Residential Property / Lot

The paper trail

$21K transfer recorded in 2019; new construction appears in a 2019 permit with a reduced taxable assessment shown, followed by a recorded transfer of $361K in 2020.

  1. 2011 2 L&I violationsL&I
  2. 2013 4 L&I violationsL&I
  3. 2016 2 L&I violationsL&I
  4. 2018 2 L&I violationsL&I
  5. 2019 $21KLand transferZoning/usePermitNew constructionPermitSuppressionPermitMechanicalPermitElectricalPermitPlumbingPermit
  6. 2020 $361KTransfer

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 25 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. LicenseRental

    License 947141 · Active

    Harley Williamson · Expires 2027-03-18

  2. Recorded transfer$361K transfer

    2020

  3. PermitPlumbing

    Permit 1010420 · COMPLETED

    INSTALL 11 FIXTURES AS PER 2004 PPC

  4. PermitElectrical

    Permit 1004508 · COMPLETED

    INSTALL NEW 200AMP SERVICE AND WIRE NEW SFD WITH RECEPTS,SWITCHES,LIGHTS,FIXTURES,SMOKES,CO DETECTORS,LOW VOLTAGE PHONE,TV AND DOORBELL AS PER 2014 NEC (CTRACT DISTRICT)

  5. PermitMechanical

    Permit 1001101 · COMPLETED

    INSTALL 75,000 BTU 90% EFF GAS FURNACE WITH 3 TON CONDENSER AND DUCTWORK 12 SUPPLY REGISTERS

  6. PermitSuppression

    Permit 990110 · COMPLETED

    INSTALL NEW FIRE SUPPRESSION SYSTEM AND 1" COMBINED SERVICE IN ACCORDANCE WITH NFPA 13D THROUGHOUT THE ENTIRE BUILDING. ALL WORK SHALL COMPLY WITH THE APPROVED PLANS. ALL WORK SHALL BE PERFORMED BY A FIRE SUPPRESSION CONTRACTOR LICENSED BY THE CITY OF PHILADELPHIA.

  7. PermitZoning/use

    Permit 969475 · COMPLETED

    FOR THE ERECTION OF AN ATTACHED STRUCTURE WITH CELLAR, ROOF DECK WITH PILOT HOUSE AND FRONT BAY WINDOW ON SECOND AND THIRD FLOOR (SIZE AND LOCATION AS SHOWN ON THE PLAN) FOR USE AS SINGLE FAMILY HOUSEHOLD LIVING.

  8. PermitNew construction

    Permit 969479 · COMPLETED

    FOR THE ERECTION OF AN ATTACHED STRUCTURE WITH CELLAR, ROOF DECK WITH PILOT HOUSE AND FRONT BAY WINDOW ON SECOND AND THIRD FLOOR (DETAILS INCLUDING SIZE AND LOCATION AS SHOWN ON THE PLAN) FOR USE AS SINGLE FAMILY HOUSEHOLD LIVING

  9. Land recordLand record

    2019

  10. ViolationEXT A-VACANT LOT CLEAN/MAINTAI

    Case 629271 · Violation 4643646 · Code PM-302.2/4 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  11. ViolationCLIP VIOLATION NOTICE

    Case 629271 · Violation 4643645 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  12. ViolationCLIP VIOLATION NOTICE

    Case 538986 · Violation 3974520 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  13. ViolationEXT A-VACANT LOT CLEAN/MAINTAI

    Case 538986 · Violation 3974521 · Code PM-302.2/4 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  14. ViolationCLIP VIOLATION NOTICE

    Case 405992 · Violation 2961937 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  15. ViolationEXT A-VACANT LOT CLEAN/MAINTAI

    Case 405992 · Violation 2961938 · Code PM-302.2/4 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  16. ViolationEXT A-VACANT LOT CLEAN/MAINTAI

    Case 372751 · Violation 2741180 · Code PM-302.2/4 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  17. ViolationCLIP VIOLATION NOTICE

    Case 372751 · Violation 2741179 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  18. ViolationEXT A-VACANT LOT CLEAN/MAINTAI

    Case 281869 · Violation 2107467 · Code PM-302.2/4 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  19. ViolationCLIP VIOLATION NOTICE

    Case 281869 · Violation 2107466 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  20. ViolationVACANT LOT STANDARD

    Case 234085 · Violation 1674155 · Code PM-306.0/2 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  21. ViolationLICENSE - VACANT LOT

    Case 234085 · Violation 1674154 · Code CP-102 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  22. ViolationCLIP VIOLATION NOTICE

    Case 234085 · Violation 1674153 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  23. ViolationCLIP VIOLATION NOTICE

    Case 152530 · Violation 885723 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  24. ViolationVACANT LOT KEEP CLEAN GET LIC

    Case 152530 · Violation 885724 · Code PM-306.0/91 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  25. LicenseVacant Residential Property / Lot

    License 275382 · Inactive

    MARY SUTTON · Expires 2005-02-28 · Inactive 2012-12-22

What this record suggests

The City file documents 6 permits touching electrical work, plumbing, roof work, windows. 6 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Flags: material assessment exemption — legal basis and term unverified · active rental license · $2K recorded in the June 2022 delinquency snapshot — verify current balance · historical tax ledger through 2016 recorded $4K with a lien entry. Informational only — not investment advice or a consumer report (FCRA).

The assessment exemption gap

OPA's 2026 taxable assessment implies about $1,243/year. Applying the same 1.3998% rate to the full assessed value would imply ~$6,221/year$4,978/year more. That is a scenario, not a forecast: the assessment split alone does not identify the exemption program, approval date, expiration, transfer treatment, or live Tax Center balance.

2016: ~$64/yr2017: ~$157/yr2018: ~$157/yr2019: ~$157/yr2020: ~$157/yr2021: ~$1,818/yr2022: ~$1,510/yr2023: ~$1,131/yr2024: ~$1,131/yr2025: ~$1,243/yr2026: ~$1,243/yr20162026
2026~$1,243/yrestimated from assessment

2026: ($444,400 assessed − $355,602 exempt) × 1.3998% ≈ $1,243/yr full-assessment scenario: $444,400 × 1.3998% ≈ $6,221/yr The OPA amount does not prove a ten-year abatement or any other specific program. Obtain the approval history and verify the current Tax Center account; a buyer should not assume the seller's relief transfers or restarts.

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Stories
3
Interior
2,020 sqft
livable area
Lot
864 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1903 Nicholas St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$420K
20%
6.875%
$875/mo

When this house last sold (2020) a 30-year mortgage ran about 3.1% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Estimated cash needed
down + 4% planning allowance
Modeled cash flow
rent − shown costs · /mo
Modeled cap rate
modeled NOI ÷ price
Modeled cash-on-cash
modeled year-1 return

Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment with an optional full-assessment stress test, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.

Block context

1903 Nicholas St sits on the 1900 block of Nicholas St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 1901 Nicholas St  ·  1905 Nicholas St

Where this comes from

Methodology & freshness

This report was assembled Jul 11, 2026, 4:14 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)