2026 taxable assessment $362,300 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $394,300; it is not the 2026 billed-year value.
House report
1754 Waterloo St
3 bd · 2 ba · 3 stories · 1,401 sqft · RSA5 · built 1920
Entity-held · assessed $362K (2026) · 2027 OPA assessment $394K · sold 4×. On the 1700 block of Waterloo St.
BlockReport AI · cited public records
Ask what this property record means.
Open the research chat with this property already in context. Curated questions are free.
Property summary
Assessment$362,3002026 OPA assessment · 2027: $394,300
Last sale$194KRecorded 2022 · later nominal deed
Est. tax bill$5,071/year2026 taxable assessment × 1.3998%
Tax delinquencyNo 2022 matchNot proof account is current
Permits5Every fetched City permit
Violations0 open7 historical across 3 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 1830804002026 taxable assessment equals the full assessed value.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordNew construction
Record summary$10K transfer recorded in 2004; new construction appears in a 2017 permit, followed by a recorded transfer of $415K in 2025.
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1920: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
The last transfer used nominal consideration
The latest deed records $100 or less. That is not a usable market-sale price and can reflect a family, estate, gift, correction, or entity transfer. Inspect the deed and order a title search rather than inferring the relationship or chain.
If you’re the landlord
If it is rented, verify the Rental License
The fetched license records do not show an active Rental License. Ownership type or a tax mailing address does not prove that tenants occupy the property; if it is rented, verify the current license and legal occupancy in eCLIPSE.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
Who's behind it
Jds Investment Holding LLC · corporate / LLC owner
• Owns 7 properties across Philadelphia under this name, assessed at $1.3M combined
• Tax bills mail to 2431 E Clearfield Street, Philadelphia PA, 19134
Assessment and tax history
Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.
Assessed value
$362,300
2026 billed-year assessment · 2027: $394,300 · built 1920
Price / sq ft
$281
block $281 · in line w/ block
Assessment change
+259%
+12%/yr since 2016 · 2027 +9% vs 2026
Est. tax bill / yr
$5,071
1.4% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
4
Assessment vs. the block and ZIP · every dated City record marked on the line
- OPA assessment · 2016$110K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$110K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$110K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$152K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$151K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$151K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$151K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$150K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$150K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$362K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$362K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$394K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Deed / sale · 2004Deed / sale $10KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Deed / sale · 2022Deed / sale $194KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Deed / sale · 2023Deed / sale $420KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Deed / sale · 2025Deed / sale $415KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Permit · 2017-07-11PlumbingThis permit category usually covers water, drainage, fixtures, or other plumbing work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2020-08-27Interior Non-Load-Bearing Wall Demo.This permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2021-07-19Addition and/or AlterationThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2021-06-04New construction, addition, GFA changeThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- L&I violation · 2020-09-29UNSAFE STRUCTUREA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2020-09-29EXTERIOR WALLSA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2020-09-29DEMOL- STARTED BEFORE MIN POSTA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2020-11-09ALTER EXTERIOR PORTIONA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2020-11-09ARCHITECT/ENGINEER SERVICESA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2020-11-09L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2021-01-28L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- License · 2005-01-13RentalA City license record tied to an activity or property use. Its issue, expiration, inactive, and status fields—not the category alone—show what was recorded for this date.Philadelphia L&I licenses and property records ↗
- License · 2012-04-09RentalA City license record tied to an activity or property use. Its issue, expiration, inactive, and status fields—not the category alone—show what was recorded for this date.Philadelphia L&I licenses and property records ↗
- License · 2012-05-10Vacant Residential Property / LotA City license record tied to an activity or property use. Its issue, expiration, inactive, and status fields—not the category alone—show what was recorded for this date.Philadelphia L&I licenses and property records ↗
Property assessmentBlock median & rangeZIP 19122 medianAssessmentDeed / saleL&I violationPermitInspectionLicense
Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Highlight
Every dated record18 events · exact dates, newest first
- Deed / saleDeed / sale $415K
- Deed / saleDeed / sale $420K
- Deed / saleDeed / sale $194K
- PermitAddition and/or Alteration
- PermitNew construction, addition, GFA change
- InspectionL&I investigation
- L&I violationALTER EXTERIOR PORTION
- L&I violationARCHITECT/ENGINEER SERVICES
- InspectionL&I investigation
- L&I violationUNSAFE STRUCTURE
- L&I violationEXTERIOR WALLS
- L&I violationDEMOL- STARTED BEFORE MIN POST
- PermitInterior Non-Load-Bearing Wall Demo.
- PermitPlumbing
- LicenseVacant Residential Property / Lot
- LicenseRental
- LicenseRental
- Deed / saleDeed / sale $10K
The paper trail
New construction$10K transfer recorded in 2004; new construction appears in a 2017 permit, followed by a recorded transfer of $415K in 2025.
- 2004 $10KTransfer
- 2017 PlumbingPermit
- 2020 7 L&I violations incl UNSAFE STRUCTUREL&IInspection failed ×4L&I visitInterior Non-Load-Bearing Wall Demo.Permit
- 2021 Addition and/or AlterationPermitNew construction, addition, GFA changePermitAddition and/or AlterationPermitInspection passed ×3L&I visit
- 2022 $194KTransfer
- 2023 $420KTransfer
- 2025 $415KTransfer
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 25 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- Recorded transfer$415K transfer
2025
- Recorded transfer$420K transfer
2023
- Recorded transfer$194K transfer
2022
- PermitAddition and/or Alteration
Permit RP-2021-001782 · Expired
3rd Floor Addition & interior renovations to existing structure. Existing portion of rear First & 2bd floors reconstructed per RP-2020-014574
- PermitNew construction, addition, GFA change
Permit ZP-2021-003820 · Issued
FOR THE ERECTION OF A THIRD-FLOOR REAR ADDITION TO AN EXISTING TWO-STORY PORTION OF A THREE-STORY STRUCTURE. SIZE AND LOCATION AS SHOWN IN THE APPLICAITON/PLANS.
- InvestigationL&I investigation
Case CF-2020-066312 · PASSED
The cited inspection visit was marked passed.
- InvestigationL&I investigation
Case CF-2020-079055 · PASSED
The cited inspection visit was marked passed.
- InvestigationL&I investigation
Case CF-2020-068005 · PASSED
The cited inspection visit was marked passed.
- PermitAddition and/or Alteration
Permit RP-2020-014574 · Completed
MAKE SAFE PERMIT- For reconstruction of the rear portion of the structure to resolve case CF-2020-068005 & CF-2020-079055. Abutting sidewalk must be closed with fencing a minimum of 6? in height. Separate Streets Department permit required for sidewalk closure. A separate permit is required for any additional alterations that are not specifically addressed on case CF-2020-068005 & CF-2020-079055.
- ViolationALTER EXTERIOR PORTION
Case CF-2020-079055 · Violation VI-2020-047162 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationARCHITECT/ENGINEER SERVICES
Case CF-2020-079055 · Violation VI-2020-047163 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- InvestigationL&I investigation
Case CF-2020-079055 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- InvestigationL&I investigation
Case CF-2020-066312 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- ViolationDEMOL- STARTED BEFORE MIN POST
Case CF-2020-068005 · Violation VI-2020-038773 · CLOSED
City marked the record closed; open the case for the closing reason.
- ViolationEXTERIOR WALLS
Case CF-2020-068005 · Violation VI-2020-038774 · CLOSED
City marked the record closed; open the case for the closing reason.
- ViolationUNSAFE STRUCTURE
Case CF-2020-068005 · Violation VI-2020-038772 · CLOSED
City marked the record closed; open the case for the closing reason.
- InvestigationL&I investigation
Case CF-2020-068005 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- ViolationUNSAFE STRUCTURE
Case CF-2020-066312 · Violation VI-2020-037585 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationEXTERIOR WALLS
Case CF-2020-066312 · Violation VI-2020-037586 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- PermitInterior Non-Load-Bearing Wall Demo.
Permit GM-2020-006592 · Expired
For minor construction work at the subject property in accordance with all applicable provisions of the Philadelphia Code, all references codes and standards, and the attached EZ Standard, where included. Deviation from this standard shall result in permit revocation. A separate permit from the Philadelphia Department of Streets is required for any sidewalk and street closures. All means of pedestrian protection required at the site in accordance with the Philadelphia Building Code Chapter 33 shall be in place prior to start of work.
- PermitPlumbing
Permit 798666 · COMPLETED
REPLACE HALF OF 3/4"WATER SERVICE FROM CURB TO METER-PA1#20171882393-"SELF-CERTIFICATION'S ARE NO LONGER PERMITTED" - "ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"
- LicenseVacant Residential Property / Lot
License 563928 · Inactive
BANK OF AMERICA · Expires 2013-02-28
- LicenseRental
License 560180 · Inactive
ELIOT KAROL · Expires 2016-02-29 · Inactive 2016-04-29
- LicenseRental
License 267284 · Inactive
BYP SERVICES INC · Expires 2012-02-29 · Inactive 2012-04-09
- Recorded transfer$10K transfer
2004
What this record suggests
The City file documents 5 permits touching plumbing. 3 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
2
Stories
3
Interior
1,401 sqft
livable area
Lot
546 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
New / rehabbed
city code 2
New / rehabbed
Interior condition
New / rehabbed
city code 2
New / rehabbed
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 1754 Waterloo St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2022) a 30-year mortgage ran about 5.34% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Estimated cash needed
—
down + 4% planning allowance
Modeled cash flow
—
rent − shown costs · /mo
Modeled cap rate
—
modeled NOI ÷ price
Modeled cash-on-cash
—
modeled year-1 return
Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.
Block context
1754 Waterloo St sits on the 1700 block of Waterloo St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 1752 Waterloo St · 1756 Waterloo St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 6:23 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)