House report

174 W Loudon St

3 bd · 1 ba · 2 stories · 1,260 sqft · RSA5 · built 1930

Owner-occupied · assessed $177K · sold 4×. On the 100 block of W Loudon St.

Street view of 174 W Loudon St
From the street — imagery © Google
From above — imagery © Esri, Maxar

Property summary

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1930: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$177K
built 1930
Price / sq ft
$141
block $113 · above block
Appreciation
+130%
+8%/yr, city 6.5%
In 5 years (~2031)
~$178K
+8%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$1K
0.61% effective
Gross yield
8.8%
≈$1K/mo rent
Times sold
4

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200KBefore this chart — 2004: Sold $31K 2004: Sold $66K2016: Sold $29K2017: Sold $105K$177K201620222027
This houseBlock median & rangeSalePermit

The paper trail

Traded 4×: $31K in 2004 → $105K in 2017 (+239%).

  1. 2004 $31KSold$66KSold
  2. 2016 $29KSold
  3. 2017 $105KSold

Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,260 sqft
livable area
Lot
1,237 sqft
Heat
Undetermined
city code H
Exterior condition
Average
city code 4
Interior condition
Above average
city code 3
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 174 W Loudon St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$177K
20%
6.875%
$1K/mo

When this house last sold (2017) a 30-year mortgage ran about 3.99% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

174 W Loudon St sits on the 100 block of W Loudon St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 172 W Loudon St  ·  176-84 W Loudon St

Where this comes from

Methodology & freshness

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)