House report

1648 N 2nd St

3 bd · 2 ba · 3 stories · 2,100 sqft · RSA5 · built 2017

Owner-occupancy signal · assessed $609K (2026) · 2027 OPA assessment $516K · sold 4×. On the 1600 block of N 2nd St.

Street view of 1648 N 2nd St
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From above · selected parcel outlined; choose a neighboring polygon to open it — imagery © Esri, Maxar
BlockReport AI · cited public records

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Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$1,704/year

2026 taxable assessment $121,760 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $515,900; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 183111830
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationPartial assessment exemption — basis unverified

2026 OPA taxes $121,760 of $608,800 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.

See the assessment math →
Full-assessment scenario$8,522/year

Applying the same rate to the billed-year full assessment. OPA's numeric split does not say when or whether the current treatment changes.

See the assessment math →
Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

New construction

Record summary

$81K transfer recorded in 2014; new construction appears in a 2016 permit with a reduced taxable assessment shown, followed by a recorded transfer of $575K in 2023.

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Verify the current tax bill and exemption

The 2026 taxable assessment implies about $1,704/yr, while applying the same rate to the full assessment would imply about $8,522/yr — $6,818/yr more. OPA's assessment split does not establish the exemption program, expiration, or buyer eligibility. Verify the basis and live bill with OPA and Revenue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

Verify which assessment relief applies

OPA shows a material assessment exemption, but this record does not identify its legal basis or transfer treatment. Ask OPA for the approval history; if the current treatment ends, an eligible owner-occupant may need to apply separately for Homestead relief.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

Assessment and tax history

Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.

Assessed value
$608,800
2026 billed-year assessment · 2027: $515,900 · built 2017
Price / sq ft
$246
block $257 · in line w/ block
Assessment change
+14640%
+57%/yr since 2016 · 2027 -15% vs 2026
Est. tax bill / yr
$1,704
0.28% effective, reduced taxable assessment
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
4

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$500K$1.0MZIP 19122 median$516K201420172020202320262027
Property assessmentBlock median & rangeZIP 19122 medianAssessmentDeed / saleLand buyAppealPermit

Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record11 events · exact dates, newest first
  1. Deed / saleDeed / sale $575K
  2. Deed / saleDeed / sale $478K
  3. PermitElectrical
  4. PermitMechanical
  5. PermitPlumbing
  6. PermitSuppression
  7. PermitNew construction
  8. PermitZoning admin review
  9. PermitZoning/use
  10. AppealZoning board appeal
  11. Land buyLand record $81K

The paper trail

$81K transfer recorded in 2014; new construction appears in a 2016 permit with a reduced taxable assessment shown, followed by a recorded transfer of $575K in 2023.

  1. 2014 $81KLand transfer
  2. 2016 Appeal granted with conditionsZoningZoning/usePermit
  3. 2017 Zoning admin reviewPermitNew constructionPermitSuppressionPermitPlumbingPermitElectricalPermitMechanicalPermitElectricalPermit
  4. 2018 $478KTransfer
  5. 2023 $575KTransfer

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 12 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. Recorded transfer$575K transfer

    2023

  2. Recorded transfer$478K transfer

    2018

  3. PermitElectrical

    Permit 839391 · COMPLETED

    INSTALL 200AMP SERVICE COMPLETE WITH CABLE DISCONNECT AND PANEL ONLY AS PER 2008 NEC (EAST DISTRICT) WIRING OF BUILDING WITH DEVICES IS ON ANOTHER PERMIT

  4. PermitMechanical

    Permit 793946 · COMPLETED

    INSTALL (2) HVAC SYSTEMS WITH DUCTWORK. (SFD)

  5. PermitElectrical

    Permit 792946 · COMPLETED

    WIRE BUILDING WITH RECEPTACLES,SWITCHES,LIGHTS AND 110V SMOKE COMBO CO UNITS PER 2008 NEC (SFD)

  6. PermitPlumbing

    Permit 791585 · COMPLETED

    1"WATER SERVICE,5" LATERAL,FAI,CURB TRAP,3WC,3 LAVS,2 BATH TUBS,1 SHOWER,1 LAUNDRY (SFD)THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004 "SELF-CERTIFICATION'S ARE NO LONGER PERMITTED" - "ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"

  7. PermitSuppression

    Permit 789089 · COMPLETED

    THE INSTALLATION OF A ONE (1) INCH COMBINED SERVICE LINE FOR A FIRE & DOMESTIC SUPPLY LINE. MULTIPURPOSE RESIDENTIAL FIRE SPRINKLER SYSTEM DESIGNED IN ACCORDANCE WITH NFPA 13D. SEE AP# 786241 FOR APPROVED PLANS

  8. PermitNew construction

    Permit 765355 · COMPLETED

    FOR THE ERECTION OF A THREE (3) STORY STRUCTURE WITH ROOF DECK AND ROOF DECK ACCESS STRUCTURE; FOR USE AS A SINGLE FAMILY DWELLING. FOUNDATION TO BE DESIGNED IN ACCORDANCE WITH GEOTECHNICAL RECOMMENDATIONS. WALL BRACING SHALL BE CONSTRUCTED PER ENGINEERED WALL BRACING DESIGN. PILOT HOUSE EXTERIOR WALL WITH FIRE SEPARATION DISTANCE OF ZERO FEET SHALL BE ONE (1) HOUR FIRE RESISTANCE RATED FROM EXPOSURE ON BOTH SIDES. SEPARATE PERMIT REQUIRED FOR MEP AND FIRE SUPPRESSION WORK. SEE AP#699797 FOR APPROVED PLANS AND DOCUMENTS.

  9. PermitZoning admin review

    Permit 736364 · COMPLETED

    AMEND PERMIT #667772 TO INCLUDE THE CREATION OF A PILOT HOUSE AND ROOF DECK AS PART OF A SINGLE-FAMILY DWELLING.

  10. PermitZoning/use

    Permit 667772 · COMPLETED

    FOR THE ERECTION OF AN ATTACHED STRUCTURE. SIZE AND LOCATION AS SHOWN IN PLANS. FOR USE AS A SINGLE-FAMILY DWELLING. SEE PERMIT #663216 FOR APPROVED PLANS.

  11. AppealZoning board appeal

    Appeal 27158 · CLOSED · Granted with conditions

    Related permit 667772 · PERMIT FOR THE ERECTION OF AN ATTACHED STRUCTURE. SIZE AND LOCATION AS SHOWN IN PLANS. FOR USE AS A SINGLE-FAMILY DWELLING.

  12. Land recordLand record

    2014

What this record suggests

The City file documents 8 permits touching bathroom work, electrical work, plumbing, roof work. 8 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Flags: material assessment exemption — legal basis and term unverified · 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).

The assessment exemption gap

OPA's 2026 taxable assessment implies about $1,704/year. Applying the same 1.3998% rate to the full assessed value would imply ~$8,522/year$6,818/year more. That is a scenario, not a forecast: the assessment split alone does not identify the exemption program, approval date, expiration, transfer treatment, or live Tax Center balance.

2016: ~$49/yr2017: ~$49/yr2019: ~$1,827/yr2020: ~$1,782/yr2021: ~$1,782/yr2022: ~$1,782/yr2023: ~$1,348/yr2024: ~$1,348/yr2025: ~$1,704/yr2026: ~$1,704/yr20162026
2026~$1,704/yrestimated from assessment

2026: ($608,800 assessed − $487,068 exempt) × 1.3998% ≈ $1,704/yr full-assessment scenario: $608,800 × 1.3998% ≈ $8,522/yr The OPA amount does not prove a ten-year abatement or any other specific program. Obtain the approval history and verify the current Tax Center account; a buyer should not assume the seller's relief transfers or restarts.

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
2
Stories
3
Interior
2,100 sqft
livable area
Lot
933 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
C+
assessor's grade
Zoning
RSA5
city zoning code
Zoning appeals
1
CLOSED · Granted with conditions · 2016

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1648 N 2nd St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$575K
20%
6.875%
$2K/mo

When this house last sold (2023) a 30-year mortgage ran about 6.81% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Estimated cash needed
down + 4% planning allowance
Modeled cash flow
rent − shown costs · /mo
Modeled cap rate
modeled NOI ÷ price
Modeled cash-on-cash
modeled year-1 return

Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment with an optional full-assessment stress test, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.

Block context

1648 N 2nd St sits on the 1600 block of N 2nd St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 1646 N 2nd St  ·  1650 N 2nd St

Where this comes from

Methodology & freshness

This report was assembled Jul 11, 2026, 1:02 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)