Public Records
Edition
Philadelphia1600 block of S Camac StJuly 9, 2026

House report

1645 S Camac St

2 bd · 1 ba · 2 stories · 870 sqft · RSA5 · built 1925

Owner-occupied · assessed $441K · sold 6×. On the 1600 block of S Camac St.

Street view of 1645 S Camac St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1925: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$10,447 in back taxes on record

Interest and penalties keep compounding until a Revenue payment agreement is in place, and a lien is already filed — an owner-occupant agreement also stops the sheriff-sale track.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$441K
built 1925
Price / sq ft
$507
block $355 · above block
Appreciation
+177%
+10%/yr, city 6.5%
In 5 years (~2031)
~$443K
+10%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$5K
1.08% effective
Gross yield
—
Times sold
6

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$250K$500KBefore this chart — 1999: Sold $18K 2000: Sold $22K 2003: Sold $140K2019: Sold $294K 2019: Sold $51K2022: Sold $365K$441K201620222027
This houseBlock median & rangeSalePermit
The paper trailFrequently traded

Traded 6×: $18K in 1999 → $365K in 2022 (+1986%).

  1. 1999 $18KSold
  2. 2000 $22KSold
  3. 2003 $140KSold
  4. 2019 $294KSold$51KSold
  5. 2022 $365KSold

Flags: $10K back taxes (2012–2016, $2K of it interest & penalties, lien filed). Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
2
Bathrooms
1
Stories
2
Interior
870 sqft
livable area
Lot
585 sqft
Basement
Full, semi-finished
city code B
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Interior condition
New / rehabbed
city code 2
New / rehabbed
Quality grade
D
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1645 S Camac St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$365K
20%
6.875%
$3K/mo

When this house last sold (2022) a 30-year mortgage ran about 5.34% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Next door: 1643 S Camac St  ·  1647 S Camac St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)