Public Records
Edition
Philadelphia1600 block of N 7th StJuly 9, 2026

House report

1645 N 7th St

5 bd · 6 ba · 3 stories · 2,430 sqft · RSA5 · built 2020

Investor / LLC · assessed $637K · sold 2×. On the 1600 block of N 7th St.

Street view of 1645 N 7th St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $1,783/yr reflects a 10-year abatement. It jumps to about $8,922/yr in 2032 — $7,139/yr more. Price the full bill, not the current one.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

The last transfer was not a sale

The most recent recorded deed moved for nominal consideration. That is where tangled-title problems live — budget a real title search. (Occupants untangling an inherited deed can get help from the city's Tangled Title Fund.)

If you’re the landlord

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

Who's behind it

1645 N 7th Street LLC · corporate / LLC owner

• Owns 2 properties across Philadelphia under this name, assessed at $1.3M combined
• Holds an active rental license for this address

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$637K
built 2020
Price / sq ft
$262
block $236 · above block
Appreciation
+7673%
+49%/yr, city 6.5%
In 5 years (~2031)
~$653K
+49%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$2K
0.28% effective, abated
Gross yield
Times sold
2
licensed rental

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0MBefore this chart — 2012: 2 L&I violations 2013: 2 L&I violations 2015: Land $25K2017: Land $105K2019: Zoning admin review 2019: Zoning/use 2019: New Construction2020: New Construction 2020: New Construction2021: New Construction 2021: Alterations 2021: New Construction or Additions$637K201620222027
This houseBlock median & rangeLand buyPermit
The paper trail

Bought for $25K in 2015, built new under a 2019 permit (tax-abated).

  1. 2012 2 L&I violationsL&I
  2. 2013 2 L&I violationsL&I
  3. 2015 $25KLand buy
  4. 2017 $105KLand buy
  5. 2019 Zoning admin reviewPermitZoning/usePermitNew ConstructionPermit
  6. 2020 New ConstructionPermitNew ConstructionPermit
  7. 2021 New ConstructionPermitAlterationsPermitNew Construction or AdditionsPermit

Flags: tax-abated — the bill lags real value · active rental license. Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $1,783/yr under a 10-year tax abatement. In 2032 the bill reaches its full ~$8,922/yr — a step up of $7,139/yr, 5 assessment years out. Drag the slider.

2016: ~$115/yr2017: ~$378/yr2018: ~$378/yr2019: ~$378/yr2020: ~$378/yr2021: ~$378/yr2022: ~$4,806/yr2023: ~$2,073/yr2024: ~$2,073/yr2025: ~$1,761/yr2026: ~$1,761/yr2027: ~$1,783/yr2028: ~$1,783/yr (projected)2029: ~$1,783/yr (projected)2030: ~$1,783/yr (projected)2031: ~$1,783/yr (projected)2032: ~$8,922/yr (projected)2033: ~$8,922/yr (projected)201620322033
2027~$1,783/yrfrom the record

now: ($637,400 assessed − $510,025 abated) × 1.3998% ≈ $1,783/yr 2032: $637,400 assessed × 1.3998% ≈ $8,922/yr Flat 100% exemption (pre-2022 program, started 2022), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
5
Bathrooms
6
Stories
3
Interior
2,430 sqft
livable area
Lot
1,287 sqft
Basement
Full, finished
city code A
Central air
Yes
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1645 N 7th St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$637K
20%
6.875%
$5K/mo
Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 1643 N 7th St  ·  1647 N 7th St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)