House report

1643 S 16th St

3 bd · 1 ba · 2 stories · 1,080 sqft · RSA5 · built 1925

Owner-occupancy signal · assessed $303K (2026) · 2027 OPA assessment $301K · sold 4×. On the 1600 block of S 16th St.

Street view of 1643 S 16th St
From the street — imagery © Google
From above · selected parcel outlined; choose a neighboring polygon to open it — imagery © Esri, Maxar
BlockReport AI · cited public records

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Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$2,835/year

2026 taxable assessment $202,500 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $301,000; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 365125600
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationHomestead exemption

2026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

New construction

Record summary

$12K transfer recorded in 2005; new construction appears in a 2013 permit, followed by a recorded transfer of $180K in 2014.

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1925: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

Assessment and tax history

Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.

Assessed value
$302,500
2026 billed-year assessment · 2027: $301,000 · built 1925
Price / sq ft
$279
block $223 · above block
Assessment change
+244%
+12%/yr since 2016 · 2027 0% vs 2026
Est. tax bill / yr
$2,835
0.94% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
4

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$250K$500KZIP 19145 median$301K2005200920132017202120252027
Property assessmentBlock median & rangeZIP 19145 medianAssessmentDeed / salePermit

Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record7 events · exact dates, newest first
  1. PermitNew Construction
  2. Deed / saleDeed / sale $180K
  3. PermitMajor alteration
  4. PermitElectrical
  5. Deed / saleDeed / sale $142K
  6. Deed / saleDeed / sale $12K
  7. Deed / saleDeed / sale $45K

The paper trail

$12K transfer recorded in 2005; new construction appears in a 2013 permit, followed by a recorded transfer of $180K in 2014.

  1. 2005 $12KTransfer$45KTransfer
  2. 2007 $142KTransfer
  3. 2013 Major alterationPermitElectricalPermitMajor alterationPermit
  4. 2014 $180KTransfer
  5. 2019 New ConstructionPermit

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 8 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. PermitNew Construction

    Permit 1021108 · Completed

    RACKING AND ELECTRIC INSTALLATION ER SOLAR PV SYSTEM STANDARD AND PER MANUFACTURERS INSTALLTION INSTRUCTIONS. 6.4KW DC SYSTEM CONSISTING OF 20 AXITEC 320W PANELS, 20 SOLAR EDGE P320 OPTIMIZERS, 1 SOLAR EDGE SE5000H-US.'14 NEC.

  2. Recorded transfer$180K transfer

    2014

  3. PermitMajor alteration

    Permit 462188 · COMPLETED

    INTERIOR EXTERIOR ALTERATIONS TO AN EXISTING ATTACHE DSINGLE FAMILY DWELLING PER SUBMITTED PLAN. ROOF COVERING. SEPARATE ELECTRIC; PLUMBING AND MECHANICAL PERMITS REQUIRED.

  4. PermitElectrical

    Permit 460190 · COMPLETED

    5 SMOKE DETECTORS (1)120V SMOKE WITH CARBON MOXIDE COMBO 30 RECEPTACLES 12 LIGHT FIXTURES AND 12 SWITCHES

  5. PermitMajor alteration

    Permit 458615 · COMPLETED

    500 SQUARE FEET OF INTERIOR ALTERATIONS - SINGLE FAMILY DWELLING - APPLICANT AGREES TO LIMIT THE CONSTRUCTION TO COMPLY WITH EZ PERMIT STANDARD FOR INTERIOR ALTERATIONS, DATED FEB. 2007. DEVIATIONS FROM THIS STANDARD WILL RESULT IN THE REVOCATION OF THIS PERMIT AND IMPOSITION OF FURTHER PENALTIES. LICENSED CONTRACTOR TO BE LISTED ON PERMIT SEPARATE PERMITS REQUIRED FOR PLUMBING, ELECTRIC AND HVAC. CALL INSPECTOR AT DISTRICT OFFICE AT LEAST 24 HOURS PRIOR TO STARTING WORK.

  6. Recorded transfer$142K transfer

    2007

  7. Recorded transfer$12K transfer

    2005

  8. Recorded transfer$45K transfer

    2005

What this record suggests

The City file documents 4 permits touching electrical work, plumbing, roof work. 4 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,080 sqft
livable area
Lot
896 sqft
Basement
Full
city code D
Heat
Undetermined
city code H
Central air
No
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1643 S 16th St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$301K
20%
6.875%
$2K/mo

When this house last sold (2014) a 30-year mortgage ran about 4.17% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Estimated cash needed
down + 4% planning allowance
Modeled cash flow
rent − shown costs · /mo
Modeled cap rate
modeled NOI ÷ price
Modeled cash-on-cash
modeled year-1 return

Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.

Block context

1643 S 16th St sits on the 1600 block of S 16th St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 1641 S 16th St  ·  1645 S 16th St

Where this comes from

Methodology & freshness

This report was assembled Jul 11, 2026, 4:04 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)