New construction
Why it mattersBought for $43K in 2006, built new under a 2022 permit (tax-abated), sold for $65K in 2020.
View supporting records →House report
1640 Fillmore St
3 bd · 1 ba · 2 stories · 1,038 sqft · RM1 · built 1935
Owner-occupied · assessed $104K · sold 2×. On the 1600 block of Fillmore St.
Property summary
Assessment$104KCity assessed value
Last sale$65KRecorded 2020
Est. annual tax$59/yearAssessment × 1.3998%
Tax delinquency—Snapshot unavailable
Permits2Shown in this report
ViolationsNone openNo open L&I cases
What stands out
From the public recordWhat to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
The tax bill is temporary
Today's $59/yr reflects a 10-year abatement. It steps up every year and reaches about $1,459/yr in 2036 — $1,400/yr more. Price the full bill, not the current one.
Built 1935: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
If you own it
When the abatement ends, file for Homestead
An abated home cannot also take the Homestead Exemption. From 2036 it can — knocking about $1,400/yr off the full bill.
Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$104K
built 1935
Price / sq ft
$100
block $104 · in line w/ block
Appreciation
+127%
+8%/yr, city 6.5%
In 5 years (~2031)
~$105K
+8%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$59
0.06% effective, abated
Jun 2022 tax snapshot
—
Gross yield
10.4%
≈$904/mo rent
Times sold
2
kept in the family
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeSalePermit
The paper trail
New constructionBought for $43K in 2006, built new under a 2022 permit (tax-abated), sold for $65K in 2020.
- 2006 $43KSold
- 2020 $65KSold
- 2022 Addition and/or AlterationPermitAlterationsPermit
Flags: tax-abated — the bill lags real value · long-held within one family. Informational only — not investment advice or a consumer report (FCRA).
The abatement clock
This house’s taxable assessment implies about $59/yr under a 10-year tax abatement that steps down every year. In 2036 the assessment-based estimate reaches ~$1,459/yr — a step up of $1,400/yr, 9 assessment years out. Drag the slider.
now: ($104,200 assessed − $99,985 abated) × 1.3998% ≈ $59/yr
2036: $104,200 assessed × 1.3998% ≈ $1,459/yr
The abated slice shrinks ~10% a year (post-2022 program, started 2026) — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.
The house, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,038 sqft
livable area
Lot
600 sqft
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
Average
city code 4
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
RM1
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 1640 Fillmore St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2020) a 30-year mortgage ran about 3.1% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).
Block context
1640 Fillmore St sits on the 1600 block of Fillmore St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 1638 Fillmore St · 1642 Fillmore St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
Available City datasets are queried from OpenDataPhilly (phl.carto.com), then reports are cached and refreshed on a rolling schedule. Source dates vary: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. Other dossiers re-pull on view once stale, and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.
First time here?
This is 1640 Fillmore St,
on paper.
Built 1935. Every deed, permit, L&I visit, tax bill and sale for this house — plus its whole block.
No signup, no teaser
The whole record is free.
Permits, violations, taxes, deeds, ownership, and block context are all here. The public record is free to read; membership is for deeper research.
Three taps, you're oriented
What to catch on the way down.
On the way down: the story of the house, its paper trail drawn on the value chart, and run-the-numbers, a calculator seeded with this house's actual tax bill.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)