Public Records
Edition
Philadelphia1600 block of N 7th StJuly 9, 2026

House report

1637 N 7th St

6 bd · 3 stories · 2,703 sqft · RSA5 · built 2019

Absentee individual · assessed $743K · sold 4×. On the 1600 block of N 7th St.

Street view of 1637 N 7th St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $2,080/yr reflects a 10-year abatement. It jumps to about $10,406/yr in 2031 — $8,326/yr more. Price the full bill, not the current one.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$0 in back taxes on record

Interest and penalties keep compounding until a Revenue payment agreement is in place, and a lien is already filed — an owner-occupant agreement also stops the sheriff-sale track.

If you’re the landlord

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$743K
built 2019
Price / sq ft
$275
block $236 · above block
Appreciation
+8966%
+51%/yr, city 6.5%
In 5 years (~2031)
~$762K
+51%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$2K
0.28% effective, abated
Gross yield
Times sold
4
licensed rental

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0M2016: Land $20K 2016: Land $390K2017: Zoning/use2018: New construction 2018: Plumbing 2018: Suppression 2018: Electrical 2018: Electrical2019: Mechanical 2019: Plumbing 2019: Land $20K 2019: Sold $735K$743K201620222027
This houseBlock median & rangeSaleLand buyPermit
The paper trail

Bought for $20K in 2016, built new under a 2017 permit (tax-abated), sold for $735K in 2019.

  1. 2016 $20KLand buy$390KLand buy
  2. 2017 Zoning/usePermit
  3. 2018 New constructionPermitPlumbingPermitSuppressionPermitElectricalPermitElectricalPermit
  4. 2019 MechanicalPermitPlumbingPermit$20KLand buy$735KSold

Flags: tax-abated — the bill lags real value · active rental license · $0 back taxes (1997–2013, lien filed). Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $2,080/yr under a 10-year tax abatement. In 2031 the bill reaches its full ~$10,406/yr — a step up of $8,326/yr, 4 assessment years out. Drag the slider.

2016: ~$115/yr2017: ~$378/yr2018: ~$378/yr2019: ~$378/yr2020: ~$378/yr2021: ~$2,857/yr2022: ~$2,857/yr2023: ~$2,857/yr2024: ~$2,857/yr2025: ~$2,657/yr2026: ~$2,657/yr2027: ~$2,080/yr2028: ~$2,080/yr (projected)2029: ~$2,080/yr (projected)2030: ~$2,080/yr (projected)2031: ~$10,406/yr (projected)2032: ~$10,406/yr (projected)201620312032
2027~$2,080/yrfrom the record

now: ($743,400 assessed − $594,807 abated) × 1.3998% ≈ $2,080/yr 2031: $743,400 assessed × 1.3998% ≈ $10,406/yr Flat 100% exemption (pre-2022 program, started 2021), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
6
Stories
3
Interior
2,703 sqft
livable area
Lot
1,287 sqft
Basement
Full, finished
city code A
Central air
Yes
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1637 N 7th St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$743K
20%
6.875%
$5K/mo

When this house last sold (2019) a 30-year mortgage ran about 3.94% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 1635 N 7th St  ·  1639 N 7th St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)